Kulude suurus on sinu enda otsustada<\/p>\n
Muusik Ivo Linna ning t\u00f6\u00f6tav pension\u00e4r Rita Kadaja proovisid Investor Toomase (Jana Saarkoppel) abiga kinnitada reaalsust v\u00f5i murda m\u00fc\u00fcti, kas pension\u00e4ril on v\u00e4he kulusid. Selgus, et kulude suurus on iga pension\u00e4ri enese otsustada ehk kulud olenevad elustiilist ja valikutest.<\/p>\n
Pensioni peaksid koguma k\u00f5ik<\/p>\n
R\u00e4ppar s\u00e4m ja Kr\u00fcpto klubi asutaja ja kr\u00fcptoinvesteerija Roman German v\u00e4itlesid kr\u00fcpto ja pensionisamba teemal LHV investorkogukonna juhi Nelli Jansoni modereerimisel. Leiti, et pensioni peaksid k\u00f5ik koguma, aga selleks on v\u00f5imalusi palju rohkem kui vaid pensionisambad. Kui sa teed rohkem kui keskmine inimene, oled tulevikus ka j\u00f5ukam kui keskmine. Jutuks olid kr\u00fcpto eelised ja miinused pensionisammaste ees. German pidas investeerimisel oluliseks s\u00fcsteemi kindlust ehk bitcoin tugineb matemaatikal, mis on kindlaim. S\u00e4m aga oponeeris ja t\u00f5i v\u00e4lja riskide hajutamise olulisuse. Leiti, et kr\u00fcptovara on riskantsem, kui sambad ning riski on oluline korrigeerida ajaga. S\u00e4m lisas, et oluline on oma s\u00e4\u00e4ste hajutada, et v\u00e4ltida liigset riski ning eristuda teistest. S\u00e4m innustas proovima ja katsetama erinevaid v\u00f5imalusi.<\/p>\n
Kes vastutab inimese pensioni eest?<\/p>\n
P\u00e4evale pani punkti Sotsiaalministeeriumi h\u00fcvitiste ja pensionipoliitika osakonnajuhi Kristiina Selgise ning poliitik Kristjan J\u00e4rvani arutelu pensionisammaste \u00fcle, mida vedas tuntud rahatarkuse jagaja, investor ja \u00f5petaja Kristi Saare. Uuriti, kes vastutab inimese pensioni eest. Selgis arvas, et kogu pensioni vastutust ei saa j\u00e4tta inimesele, ehk 70% ulatuses peaks vastutama riik ja 30% inimene ise. J\u00e4rvan aga arvas, et inimene vastutab oma pensioni eest 100% ja riik teine 100%, et inimene hakkama saaks. Arutleti, milline on hea pension Eestis, kas I pensonisammas on piisav. Leiti, et teiste Euroopa riikidega v\u00f5rreldes v\u00f5iks meil olla pension suurem, samas kahekesi elavad pension\u00e4rid saavad uuringute j\u00e4rgi enda s\u00f5nul hakkama. Arutleti laste kui meie pensionisammaste \u00fcle.<\/p>\n
J\u00e4rvan arvas, et kogu pensionis\u00fcsteem on sama j\u00e4tkusuutlik, kui riik ise ehk kui meil ei s\u00fcnni lapsi, siis pole ka s\u00fcsteem j\u00e4tkusuutlik. Arutleti t\u00f6\u00f6andjapensioni suurendamise vajalikkuse \u00fcle ning leiti, et t\u00f6\u00f6andjad pole selleks eriti motiveeritud. Ka oli jutuks, kuidas panna ka madalama sissetulekuga inimesed s\u00e4\u00e4stmise peale m\u00f5tlema. K\u00fcsimusele, mis on \u00fcks asi, mida teha, et pension\u00e4r oleks tulevikus j\u00f5ukam, vastas Selgis, et lisaks riigi pensionile peaks igal inimesel olema s\u00e4\u00e4ste.<\/p>\n
J\u00e4rgmine Pensionip\u00e4eva konverents toimub 12. m\u00e4rtsil 2027.<\/p>\n","protected":false},"excerpt":{"rendered":"Kulude suurus on sinu enda otsustada Muusik Ivo Linna ning t\u00f6\u00f6tav pension\u00e4r Rita Kadaja proovisid Investor Toomase (Jana…\n","protected":false},"author":2,"featured_media":73844,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[26,27,37,33,35,34,36,31,32,26538,21,1356,780,59147,59144,5391,59148,581,28,29,47437,19,52783,59146,21059,2919,25,59145,59149,59150,59151,6237,23,24,22,20,22598,30],"class_list":["post-129571","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eesti","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-hannes-kelt","tag-headlines","tag-holland","tag-investeerimine","tag-katlin-kukk","tag-katlin-muru","tag-katri-teller","tag-kristiina-selgise","tag-kristjan-jarvan","tag-latest-news","tag-latestnews","tag-mari-liis-jaager","tag-news","tag-pensionikalkulaator","tag-pensionipaev","tag-pensionisusteem","tag-pettused","tag-populaarseimad-lood","tag-rahaarevus","tag-raharinglus","tag-roman-german","tag-thomas-post","tag-tiina-saar-veelmaa","tag-top-stories","tag-topstories","tag-uldised-uudised","tag-uudised","tag-valjakutsed","tag-viimased-uudised"],"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/129571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=129571"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/129571\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/73844"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=129571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=129571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=129571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}