Inimesed ei pea m\u00f5tlema, kas saavad pensionile j\u00e4\u00e4des piisavalt raha ja kas sellega elab \u00e4ra. Nad v\u00f5ivad seniste liitunute ja sealt raha saajate kogemusest l\u00e4htudes olla muretud, et pensionp\u00f5lves saadava rahaga elab kenasti edasi. Hollandi \u00fchiskond ja majandus on erinevalt Eestist suhteliselt stabiilne.<\/p>\n
Hollandis pensionivaesust ei ole<\/p>\n
Raha saab Hollandis teisest sambast v\u00e4lja v\u00f5tta meie m\u00f5istes fondipensioniga sarnaselt. \u00dchekorraga ei saa pensioniikka j\u00f5udes raha v\u00e4lja v\u00f5tta. Maksimaalselt saab kohe pensionile j\u00e4\u00e4des k\u00e4tte k\u00fcmme protsenti kogunenud summast, tavaliselt saadakse kogunenud varadelt igakuist pensionit, mida korrigeeritakse inflatsiooniga. See muudab s\u00fcsteemi stabiilseks.<\/p>\n
Hollandis on s\u00fcsteem nii h\u00e4sti \u00f5nnestunud, et seal sisuliselt puudub pensionivaesus.<\/p>\n
Hollandis on ka kolmas sammas, aga mitte nagu Eestis. Sisuliselt on see neile, kes pole teises sambas. Seda kasutavad v\u00e4ikeettev\u00f5tjad, ajutise t\u00f6\u00f6ga inimesed ja peaaegu sotsiaalsete tagatisteta t\u00f6\u00f6v\u00f5tjad, nagu meie Bolti ja Wolti s\u00f5itjad ning freelancer\u2019id. Teise sambaga liitunutele ei anna kolmas sammas seal midagi juurde. See on v\u00e4heste vajadus.<\/p>\n
Post \u00fctles, et loomulikult eeldab selline pensionis\u00fcsteem, et riik on teataval rikkuse tasemel. Eesti oli vaene ja on t\u00e4na rikkam. Hollandis hoiab esimene sammas vaesuse eemal, teine sammas tagab mugava elu.<\/p>\n
Et t\u00f6\u00f6andjad ja ameti\u00fchingud Hollandis sellise lahenduseni j\u00f5udsid, on hollandlaste pragmaatilise m\u00f5tteviisi tulemus. Pole p\u00f5him\u00f5tet, et on minu idee ja teiste halvad ideed, vaid p\u00fc\u00fctakse leida kompromissina k\u00f5igile parim v\u00f5imalik lahendus. See v\u00f5ib v\u00f5tta aega. Pole teistest \u00fcles\u00f5itmise mentaliteeti. Eestis seda isegi ei p\u00fc\u00fcta.<\/p>\n","protected":false},"excerpt":{"rendered":"Inimesed ei pea m\u00f5tlema, kas saavad pensionile j\u00e4\u00e4des piisavalt raha ja kas sellega elab \u00e4ra. Nad v\u00f5ivad seniste…\n","protected":false},"author":2,"featured_media":133274,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[14],"tags":[131,130,37,33,35,25025,60331,34,36,60330,60332,28013,21058,60334,26109,60333],"class_list":["post-133273","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ari","tag-ari","tag-business","tag-ee","tag-eesti","tag-eesti-keel","tag-eesti-pensionisusteem","tag-esimene-sammas","tag-estonia","tag-estonian","tag-hollandi-pensionisusteem","tag-kohustuslik-pensionisammas","tag-kolmas-sammas","tag-pensionifondid","tag-rootsi-pensionimudel","tag-teine-sammas","tag-tooandja-pension"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116257251820890891","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/133273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=133273"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/133273\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/133274"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=133273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=133273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=133273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}