2026. aasta esimese kvartali l\u00f5pu seisuga oli Inbankil \u00fcle 847 000 aktiivse kliendilepingu ja enam kui 6200 aktiivset koost\u00f6\u00f6partnerit.<\/li>\n<\/ul>\nTulemusi kommenteerib Inbanki tegevjuht Priit P\u00f5ldoja:<\/p>\n
\u201eInbank alustas 2026. aastat v\u00e4ga korraliku m\u00fc\u00fcgikasvuga. Rekordilise m\u00fc\u00fcgimahu saavutamine muidu hooajaliselt aeglasemas esimeses kvartalis annab meile tugeva positsiooni eelseisvaks aastaks. Portfelli kasumlikkust m\u00f5jutasid kvartali jooksul tehtud laenuportfelli \u00fcmberhinnastamine ja ennet\u00e4htaegsetest tagasimaksetest tulenenud marginaalisurve. Paralleelselt j\u00e4tkas finantseerimiskulu v\u00e4henemist ning portfell p\u00fcsib h\u00e4sti hajutatud ja n\u00e4itab endiselt head kvaliteeti, mida toetavad stabiilsed makromajanduslikud tingimused meie p\u00f5hiturgudel.<\/p>\n
Eeldame siiski, et hiljutiste \u00fcmberhinnastamiste m\u00f5jude ja tagasimaksete d\u00fcnaamika t\u00f5ttu j\u00e4\u00e4b marginaalisurve l\u00e4hiajal p\u00fcsima. Kasumlikkuse edasiseks parandamiseks \u00fclej\u00e4\u00e4nud aastal peame enda praegustel turgudel j\u00e4tkama kasvustrateegia elluviimist, suurendama turuosa ja tugevdama toodete konkurentsiv\u00f5imet. Samaaegselt tuleb s\u00e4ilitada distsiplineeritud hinnastamine, riskijuhtimine ja kulude kontroll.\u201d<\/p>\n
Olulised finantsn\u00e4itajad 31.03.2026 seisuga<\/p>\n
Varade maht: 1,62 miljardit eurot
Laenu- ja rendiportfell: 1,29 miljardit eurot
Hoiuseportfell: 1,33 miljardit eurot
Omakapital: 172 miljonit eurot
Puhaskasum: 4 miljonit eurot
Omakapitali tootlus: 9,4%<\/p>\n
Konsolideeritud kasumiaruanne (tuhandetes eurodes)<\/p>\n
\n| \u00a0<\/td>\n | I kvartal 2026<\/td>\n | I kvartal 2025<\/td>\n | 3 kuud 2026<\/td>\n | 3 kuud 2025<\/td>\n<\/tr>\n |
\n| Intressitulu sisemise intressim\u00e4\u00e4ra meetodil<\/td>\n | 31 502<\/td>\n | 31 273<\/td>\n | 31 502<\/td>\n | 31 273<\/td>\n<\/tr>\n |
\n| Intressikulu<\/td>\n | – 13 126<\/td>\n | – 13 313<\/td>\n | – 13 126<\/td>\n | – 13 313<\/td>\n<\/tr>\n |
\n| Neto intressitulu<\/td>\n | 18 376<\/td>\n | 17 960<\/td>\n | 18 376<\/td>\n | 17 960<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Komisjoni- ja teenustasutulu<\/td>\n | 92<\/td>\n | 7<\/td>\n | 92<\/td>\n | 7<\/td>\n<\/tr>\n |
\n| Komisjoni- ja teenustasukulu<\/td>\n | – 1 289<\/td>\n | – 1 232<\/td>\n | – 1 289<\/td>\n | – 1 232<\/td>\n<\/tr>\n |
\n| Neto teenustasutulu\/kulu<\/td>\n | – 1 197<\/td>\n | – 1 225<\/td>\n | – 1 197<\/td>\n | – 1 225<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Tulu renditeenustest<\/td>\n | 11 277<\/td>\n | 9 149<\/td>\n | 11 277<\/td>\n | 9 149<\/td>\n<\/tr>\n |
\n| Eelnevalt klientidele renditud varade m\u00fc\u00fck<\/td>\n | 5 313<\/td>\n | 3 961<\/td>\n | 5 313<\/td>\n | 3 961<\/td>\n<\/tr>\n |
\n| Muud p\u00f5hitegevusega seotud tulud<\/td>\n | 0<\/td>\n | 0<\/td>\n | 0<\/td>\n | 0<\/td>\n<\/tr>\n |
\n| Amortisatsioonikulu rendivaradelt<\/td>\n | – 5 320<\/td>\n | – 4 262<\/td>\n | – 5 320<\/td>\n | – 4 262<\/td>\n<\/tr>\n |
\n| Muud p\u00f5hitegevusega seotud kulud<\/td>\n | – 1 982<\/td>\n | – 1 683<\/td>\n | – 1 982<\/td>\n | – 1 683<\/td>\n<\/tr>\n |
\n| Eelnevalt klientidele renditud m\u00fc\u00fcdud varade kulu<\/td>\n | – 5 174<\/td>\n | – 3 643<\/td>\n | – 5 174<\/td>\n | – 3 643<\/td>\n<\/tr>\n |
\n| Neto renditeenusega seotud tulud\/kulud<\/td>\n | 4 114<\/td>\n | 3 522<\/td>\n | 4 114<\/td>\n | 3 522<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Muud \u00e4ritulud<\/td>\n | 44<\/td>\n | 11<\/td>\n | 44<\/td>\n | 11<\/td>\n<\/tr>\n |
\n| Netokahjum\/kasum \u00f5iglases v\u00e4\u00e4rtuses kajastatavatelt finantsvaradelt<\/td>\n | 637<\/td>\n | 444<\/td>\n | 637<\/td>\n | 444<\/td>\n<\/tr>\n |
\n| Valuutakursi \u00fcmberhindluse kasumid\/kahjumid<\/td>\n | – 108<\/td>\n | 19<\/td>\n | – 108<\/td>\n | 19<\/td>\n<\/tr>\n |
\n| Neto kasum\/kahjum finantsinstrumentidelt<\/td>\n | 573<\/td>\n | 474<\/td>\n | 573<\/td>\n | 474<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Netotulud kokku<\/td>\n | 21 866<\/td>\n | 20 731<\/td>\n | 21 866<\/td>\n | 20 731<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| T\u00f6\u00f6j\u00f5ukulud<\/td>\n | – 5 987<\/td>\n | – 5 610<\/td>\n | – 5 987<\/td>\n | – 5 610<\/td>\n<\/tr>\n |
\n| Turunduskulud<\/td>\n | – 1 203<\/td>\n | – 853<\/td>\n | – 1 203<\/td>\n | – 853<\/td>\n<\/tr>\n |
\n| Halduskulud<\/td>\n | – 3 193<\/td>\n | – 2 962<\/td>\n | – 3 193<\/td>\n | – 2 962<\/td>\n<\/tr>\n |
\n| P\u00f5hivara kulum<\/td>\n | – 1 720<\/td>\n | – 1 663<\/td>\n | – 1 720<\/td>\n | – 1 663<\/td>\n<\/tr>\n |
\n| Tegevuskulud kokku<\/td>\n | – 12 103<\/td>\n | – 11 088<\/td>\n | – 12 103<\/td>\n | – 11 088<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Kasum sidusettev\u00f5tetelt<\/td>\n | 0<\/td>\n | 0<\/td>\n | 0<\/td>\n | 0<\/td>\n<\/tr>\n |
\n| Laenude ja n\u00f5uete allahindluse kulu<\/td>\n | – 5 200<\/td>\n | – 4 470<\/td>\n | – 5 200<\/td>\n | – 4 470<\/td>\n<\/tr>\n |
\n| Aruandeperioodi kasum enne tulumaksu<\/td>\n | 4 563<\/td>\n | 5 173<\/td>\n | 4 563<\/td>\n | 5 173<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Tulumaksu kulu<\/td>\n | – 547<\/td>\n | – 642<\/td>\n | – 547<\/td>\n | – 642<\/td>\n<\/tr>\n |
\n| Aruandeperioodi kasum<\/td>\n | 4 016<\/td>\n | 4 531<\/td>\n | 4 016<\/td>\n | 4 531<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Kirjed, mida v\u00f5ib edaspidi klassifitseerida kasumiaruandesse<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Realiseerimata kursivahed<\/td>\n | – 79<\/td>\n | – 107<\/td>\n | – 79<\/td>\n | – 107<\/td>\n<\/tr>\n |
\n| Aruandeperioodi koondkasum<\/td>\n | 3 937<\/td>\n | 4 424<\/td>\n | 3 937<\/td>\n | 4 424<\/td>\n<\/tr>\n Konsolideeritud finantsseisundi aruanne (tuhandetes eurodes)<\/p>\n |
\n| \u00a0<\/td>\n | 31.03.2026<\/td>\n | 31.12.2025<\/td>\n | 31.03.2025<\/td>\n<\/tr>\n |
\n| Varad<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Raha ja raha ekvivalendid<\/td>\n | 174 543<\/td>\n | 144 541<\/td>\n | 218 356<\/td>\n<\/tr>\n |
\n| Kohustuslikud reservid keskpankades<\/td>\n | 26 069<\/td>\n | 28 859<\/td>\n | 26 042<\/td>\n<\/tr>\n |
\n| N\u00f5uded teistele pankadele<\/td>\n | 10 083<\/td>\n | 10 004<\/td>\n | 0<\/td>\n<\/tr>\n |
\n| Investeeringud v\u00f5lakirjadesse<\/td>\n | 58 729<\/td>\n | 59 393<\/td>\n | 47 063<\/td>\n<\/tr>\n |
\n| Finantsvarad \u00f5iglases v\u00e4\u00e4rtuses muutustega l\u00e4bi kasumiaruande<\/td>\n | 239<\/td>\n | 94<\/td>\n | 103<\/td>\n<\/tr>\n |
\n| Laenud ja n\u00f5uded<\/td>\n | 1 156 938<\/td>\n | 1 152 136<\/td>\n | 1 059 208<\/td>\n<\/tr>\n |
\n| Muud finantsvarad<\/td>\n | 4 155<\/td>\n | 3 610<\/td>\n | 5 309<\/td>\n<\/tr>\n |
\n| Materiaalsed varad<\/td>\n | 120 031<\/td>\n | 113 835<\/td>\n | 100 263<\/td>\n<\/tr>\n |
\n| Vara kasutus\u00f5igus<\/td>\n | 19 001<\/td>\n | 20 469<\/td>\n | 19 775<\/td>\n<\/tr>\n |
\n| Immateriaalsed varad<\/td>\n | 34 074<\/td>\n | 33 492<\/td>\n | 32 022<\/td>\n<\/tr>\n |
\n| Muud varad<\/td>\n | 6 243<\/td>\n | 6 300<\/td>\n | 9 532<\/td>\n<\/tr>\n |
\n| Edasil\u00fckkunud tulumaksu vara<\/td>\n | 7 080<\/td>\n | 7 299<\/td>\n | 4 973<\/td>\n<\/tr>\n |
\n| Varad kokku<\/td>\n | 1 617 185<\/td>\n | 1 580 032<\/td>\n | 1 522 646<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Kohustised<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Klientide hoiused<\/td>\n | 1 334 166<\/td>\n | 1 301 052<\/td>\n | 1 267 247<\/td>\n<\/tr>\n |
\n| Finantskohustised \u00f5iglases v\u00e4\u00e4rtuses muutustega l\u00e4bi kasumiaruande<\/td>\n | 0<\/td>\n | 265<\/td>\n | 120<\/td>\n<\/tr>\n |
\n| Muud finantskohustised<\/td>\n | 44 251<\/td>\n | 46 204<\/td>\n | 50 513<\/td>\n<\/tr>\n |
\n| Tulumaksukohustis<\/td>\n | 542<\/td>\n | 193<\/td>\n | 320<\/td>\n<\/tr>\n |
\n| Edasil\u00fckkunud tulumaksu kohustis<\/td>\n | 1 438<\/td>\n | 1 350<\/td>\n | 660<\/td>\n<\/tr>\n |
\n| Muud kohustised<\/td>\n | 16 160<\/td>\n | 11 132<\/td>\n | 10 816<\/td>\n<\/tr>\n |
\n| Allutatud v\u00f5lav\u00e4\u00e4rtpaberid<\/td>\n | 48 884<\/td>\n | 48 866<\/td>\n | 40 896<\/td>\n<\/tr>\n |
\n| Kohustised kokku<\/td>\n | 1 445 441<\/td>\n | 1 409 062<\/td>\n | 1 370 572<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Omakapital<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Aktsiakapital<\/td>\n | 1 189<\/td>\n | 1 178<\/td>\n | 1 152<\/td>\n<\/tr>\n |
\n| \u00dclekurss<\/td>\n | 61 752<\/td>\n | 60 166<\/td>\n | 54 849<\/td>\n<\/tr>\n |
\n| Kohustuslik reservkapital<\/td>\n | 119<\/td>\n | 115<\/td>\n | 109<\/td>\n<\/tr>\n |
\n| Muud reservid<\/td>\n | 510<\/td>\n | 1 153<\/td>\n | 1 316<\/td>\n<\/tr>\n |
\n| Jaotamata kasum<\/td>\n | 108 174<\/td>\n | 108 358<\/td>\n | 94 648<\/td>\n<\/tr>\n |
\n| Omakapital kokku<\/td>\n | 171 744<\/td>\n | 170 970<\/td>\n | 152 074<\/td>\n<\/tr>\n |
\n| \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n | \u00a0<\/td>\n<\/tr>\n |
\n| Kohustised ja omakapital kokku<\/td>\n | 1 617 185<\/td>\n | 1 580 032<\/td>\n | 1 522 646<\/td>\n<\/tr>\n Inbank on Euroopa Liidu pangalitsentsiga finantstehnoloogia ettev\u00f5te, mis \u00fchendab kaupmehi, tarbijaid ja finantsasutusi j\u00e4rgmise p\u00f5lvkonna embedded finance platvormil. Koost\u00f6\u00f6s enam kui 6200 kaupmehega on Inbankil 847 000+ aktiivset lepingut ja hoiuseid kogutakse seitsmes Euroopa riigis. Inbanki v\u00f5lakirjad on noteeritud Nasdaq Tallinna b\u00f6rsil. <\/p>\n Lisainfo:
Styv Solovjov
AS Inbank
investorsuhete juht
5645 9738
styv.solovjov@inbank.ee<\/p>\n \n- \n Inbank vahearuanne Q1 2026<\/a>\n <\/li>\n
- \n Inbank Corporate Presentation Q1 2026<\/a>\n <\/li>\n<\/ul>\n
![\"\"](\"https:\/\/www.europesays.com\/ee\/wp-content\/uploads\/2026\/04\/Inbank.png\") <\/p>\n","protected":false},"excerpt":{"rendered":"Inbank alustas 2026. aastat tugeva m\u00fc\u00fcgikasvu ja p\u00f5hitegevuse stabiilse tulemusega, kuigi kasumlikkus oli v\u00f5rreldes eelmiste kvartalitega m\u00f5\u00f5dukam. 2026.…\n","protected":false},"author":2,"featured_media":2581,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,130,37,33,35,34,36,2552,2551],"class_list":{"0":"post-166432","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-business","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-estonia","14":"tag-estonian","15":"tag-inbank","16":"tag-tallinn-stock-exchangeinbb070026a"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116492989070724643","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/166432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=166432"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/166432\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/2581"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=166432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=166432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=166432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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