{"id":190269,"date":"2026-05-29T10:10:09","date_gmt":"2026-05-29T10:10:09","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/190269\/"},"modified":"2026-05-29T10:10:09","modified_gmt":"2026-05-29T10:10:09","slug":"vastulause-arenguseire-keskus-vaidleb-vastu-tooandja-tervisekindlustus-jouab-eelkoige-joukamateni","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/190269\/","title":{"rendered":"VASTULAUSE | Arenguseire Keskus vaidleb vastu: t\u00f6\u00f6andja tervisekindlustus j\u00f5uab eelk\u00f5ige j\u00f5ukamateni"},"content":{"rendered":"<p>Arenguseire Keskus on EKsLi 83 v\u00e4idet ametlikult k\u00e4sitlenud  ning neile vastanud 2025. aasta novembris. Seega ei saa n\u00f5ustuda artiklis esitatud EKsLi seisukohaga, et t\u00f6\u00f6andja ravikindlustus v\u00e4hendab tervishoius\u00fcsteemis ebav\u00f5rdsust. K\u00f5nealuse eraravikindlustuse uuringu tellis Arenguseire Keskus Tartu \u00dclikooli teadlastelt ning see tugineb registri- ja k\u00fcsitlusandmetel, rahvusvaheliste organisatsioonide materjalidel ja teiste riikide teaduskirjandusel, mitte arvamustel.<\/p>\n<p class=\"x_MsoNormal\">Eesti andmete p\u00f5hjal on t\u00f6\u00f6andjapoolne erakindlustus seni j\u00f5udnud k\u00f5rgema sissetuleku, k\u00f5rgema hariduse, parema tervise enesehinnangu ja kontorit\u00f6\u00f6ga inimesteni. K\u00f5rgeimas sissetulekudetsiilis on erakindlustust kasutavate t\u00f6\u00f6tajate osakaal t\u00e4na neli korda suurem kui madalaimas sissetulekudetsiilis. Kindlustust saavad teoorias t\u00f5epoolest osta k\u00f5ik ettev\u00f5tted, ent andmete p\u00f5hjal on eraravikindlustus tugevalt seotud ettev\u00f5tte suurusega ja valdkonnaga, olles tegelikkuses levinum suurema keskmise palgaga suurettev\u00f5tetes ning finants-, IT- ja kindlustussektoris. Madalama palgataseme v\u00e4iksemates ettev\u00f5tetes ja tervist kahjustava t\u00f6\u00f6ga sektorites on kaetus kuni k\u00fcmme korda v\u00e4iksem.<\/p>\n<p>Kuidas see lugu Sind end tundma pani? Saada <a href=\"https:\/\/arileht.delfi.ee\/a\/120587274\/vastulause-arenguseire-keskus-vaidleb-vastu-tooandja-tervisekindlustus-jouab-eelkoige-joukamateni\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/arileht.delfi.ee\/a\/120587274\/vastulause-arenguseire-keskus-vaidleb-vastu-tooandja-tervisekindlustus-jouab-eelkoige-joukamateni\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (1)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Arenguseire Keskus on EKsLi 83 v\u00e4idet ametlikult k\u00e4sitlenud ning neile vastanud 2025. aasta novembris. Seega ei saa n\u00f5ustuda&hellip;\n","protected":false},"author":2,"featured_media":190270,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[18],"tags":[2597,37,33,35,35463,20513,34,36,20539,159,158,81878],"class_list":["post-190269","post","type-post","status-publish","format-standard","has-post-thumbnail","category-sport","tag-arenguseire-keskus","tag-ee","tag-eesti","tag-eesti-keel","tag-eesti-kindlustusseltside-liit","tag-eraravikindlustus","tag-estonia","tag-estonian","tag-kaupo-koppel","tag-sport","tag-sports","tag-tooandja-ravikindlustus"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116657325674511783","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/190269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=190269"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/190269\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/190270"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=190269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=190269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=190269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}