Riigikogu v\u00f5ttis kolmap\u00e4evasel istungil 73 poolth\u00e4\u00e4lega vastu krediidiandmete jagamise seaduse, mis j\u00f5ustumisel loob Eestisse krediidiregistri, kus oleksid kirjas k\u00f5igi inimeste v\u00f5etud laenud.<\/p>\n
Eeln\u00f5u l\u00f5pph\u00e4\u00e4letusel kolmap\u00e4eval riigikogu liikmed s\u00f5na ei v\u00f5tnud. Eeln\u00f5u poolt h\u00e4\u00e4letas 73 riigikogu liiget k\u00f5igist fraktsioonidest peale EKRE ja Keskerakonna. Vastu oli kolm saadikut.<\/p>\n
Krediiditeaberegister hakkab koondama teavet inimese k\u00f5igi finantskohustuste kohta, olgu see siis kodu- v\u00f5i tarbimislaen, autoliising, j\u00e4relmaksud, aga ka kiirlaenud.<\/p>\n
K\u00f5ik finantsinspektsiooni j\u00e4relevalve all olevad laenuandjad peavad edaspidi edastama registrisse info iga inimese v\u00f5etud laenude kohta.<\/p>\n
Enne uue laenu andmist peavad nad kontrollima, millised kohustused inimesel juba olemas on.<\/p>\n
Sellise info \u00fchte kesksesse registrisse koondamine annab selgema pildi inimese tegelikust maksev\u00f5imest ja peaks ennetama inimeste l\u00f5hkilaenamist.<\/p>\n
Seaduse kohaselt peaks registrit hakkama pidada rahandusministeeriumilt vastava \u00fclesande saanud erasektori ettev\u00f5tja. Krediidiandjatel tekiks kohustus registripidajale teave k\u00f5igi laenude kohta ja laenude andmisel k\u00fcsima registrist laenusoovija k\u00f5igi laenude kohta infot.<\/p>\n
Laenude andmebaasi loomisest on Eestis arutatud aastaid ja selline on olemas ka mitmes teises Euroopa Liidu liikmesriigis.<\/p>\n","protected":false},"excerpt":{"rendered":"Riigikogu v\u00f5ttis kolmap\u00e4evasel istungil 73 poolth\u00e4\u00e4lega vastu krediidiandmete jagamise seaduse, mis j\u00f5ustumisel loob Eestisse krediidiregistri, kus oleksid kirjas…\n","protected":false},"author":2,"featured_media":200969,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[5],"tags":[26,27,37,33,35,34,36,31,32,83637,12190,21,83636,19530,16313,28,29,19,999,25,1409,2702,640,2705,23,24,22,20,30,2704],"class_list":["post-200968","post","type-post","status-publish","format-standard","has-post-thumbnail","category-uldised-uudised","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-finants","tag-finantssektor","tag-headlines","tag-krediit","tag-laenamine","tag-laenud","tag-latest-news","tag-latestnews","tag-news","tag-poliitika","tag-populaarseimad-lood","tag-raha","tag-rahandus","tag-riigikogu","tag-seadus","tag-top-stories","tag-topstories","tag-uldised-uudised","tag-uudised","tag-viimased-uudised","tag-volg"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116731714299491120","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/200968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=200968"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/200968\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/200969"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=200968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=200968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=200968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}