{"id":237448,"date":"2026-07-27T06:16:12","date_gmt":"2026-07-27T06:16:12","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/237448\/"},"modified":"2026-07-27T06:16:12","modified_gmt":"2026-07-27T06:16:12","slug":"eesti-pank-pangalaenude-kasv-eestis-on-ule-kahe-korra-kiirem-kui-euroalal-2","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/237448\/","title":{"rendered":"Eesti Pank: pangalaenude kasv Eestis on \u00fcle kahe korra kiirem kui euroalal"},"content":{"rendered":"<p>Eesti Panga \u00f6konomisti <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/96933933\/taavi-raudsaar\" tag-id=\"96933933\">Taavi Raudsaare<\/a> s\u00f5nul oli pangalaenude kasv Eestis \u00fcle kahe korra hoogsam kui euroalal keskmiselt. \u201eSee peegeldab siinsete pankade j\u00e4tkuvat v\u00f5imekust ja huvi laenu anda, kuid viitab samal ajal inimeste ja ettev\u00f5tete valmidusele varasemast rohkem investeerida,\u201c \u00fctles Raudsaar pressiteates.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">K\u00f5ige kiiremini kasvab endiselt eluasemelaenude portfell, mille j\u00e4\u00e4k on aastaga suurenenud ligi k\u00fcmme protsenti. Majapidamiste muude laenude ja liisingute maht on samuti kasvama hakanud, kuid seni aeglaselt, kaks protsenti.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">Ettev\u00f5tete laenuportfell kasvas aastaga kaheksa protsenti. Kasvu veavad eelk\u00f5ige kinnisvarasektor ning p\u00f5llumajandus- ja metsandusettev\u00f5tted, ka t\u00f6\u00f6stusettev\u00f5tete laenukasv on kiirenenud ligi kaheksa protsendini. Tagasihoidlikum on laenutegevus kaubanduses ja logistikas, kus portfell on ligikaudu samal tasemel kui aasta eest.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">Esimesel poolaastal teenisid Eestis tegutsevad pangad siinsel turul 356 miljonit eurot puhaskasumit ehk umbes sama palju kui aasta varem. Laenuportfelli ja <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/56814884\/euribor\" tag-id=\"56814884\">euribori<\/a> kasv on suurendanud pankade intressitulu, intressikulu on pangad seni suutnud hoida mullusel tasemel. Samas on kasvanud pankade halduskulud, eelk\u00f5ige personalikulud, ja kuigi laenukvaliteet on \u00fcldiselt hea, tehti laenude allahindlusi mullusest rohkem.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal\">Raudsaare hinnangul toetavad euribori viimaste kuude t\u00f5usu \u00fclekandumine intressituludesse ja laenuportfelli kasv <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/96868676\/pankade-kasum\" tag-id=\"96868676\">pankade kasumit<\/a> ka l\u00e4hikvartalites.<\/p>\n<p>Kuidas see lugu Sind end tundma pani? Saada <a href=\"https:\/\/arileht.delfi.ee\/a\/120599752\/eesti-pank-pangalaenude-kasv-eestis-on-euroala-keskmisest-ule-kahe-korra-kiirem\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/arileht.delfi.ee\/a\/120599752\/eesti-pank-pangalaenude-kasv-eestis-on-euroala-keskmisest-ule-kahe-korra-kiirem\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (1)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Eesti Panga \u00f6konomisti Taavi Raudsaare s\u00f5nul oli pangalaenude kasv Eestis \u00fcle kahe korra hoogsam kui euroalal keskmiselt. \u201eSee&hellip;\n","protected":false},"author":2,"featured_media":237449,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[26,27,37,33,35,2183,34,36,3721,31,32,21,28,29,19,46011,25,14221,23,24,22,20,30],"class_list":["post-237448","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eesti","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-eesti-pank","tag-estonia","tag-estonian","tag-euribor","tag-featured-news","tag-featurednews","tag-headlines","tag-latest-news","tag-latestnews","tag-news","tag-pankade-kasum","tag-populaarseimad-lood","tag-taavi-raudsaar","tag-top-stories","tag-topstories","tag-uldised-uudised","tag-uudised","tag-viimased-uudised"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116990481977034550","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/237448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=237448"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/237448\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/237449"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=237448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=237448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=237448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}