{"id":242534,"date":"2026-08-02T12:17:11","date_gmt":"2026-08-02T12:17:11","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/242534\/"},"modified":"2026-08-02T12:17:11","modified_gmt":"2026-08-02T12:17:11","slug":"tudengite-koduotsingu-jaht-on-alanud-nouanded-varsketele-uurnikele","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/242534\/","title":{"rendered":"Tudengite koduotsingu jaht on alanud. N\u00f5uanded v\u00e4rsketele \u00fc\u00fcrnikele"},"content":{"rendered":"

\u00dc\u00fcrikodu valikul m\u00e4ngib tudengite puhul v\u00f5tmerolli selle asukoht, \u00fc\u00fcrihind ja igakuised kommunaalkulud. J\u00f5ksi soovitab alati enne \u00fc\u00fcrilepingu<\/a> s\u00f5lmimist uurida, kas \u00fc\u00fcripinnal on kehtiv kodukindlustus<\/a> ning mida see katab. Balcia kindlustusstatistika kohaselt suureneb kodukindlustuse s\u00f5lmimiste arv alates 30. eluaastast, mil inimesed enamasti juba oma isiklikku kodu omavad, kuid 19-22-aastaste osakaal kogu kodukindlustuse ostjate hulgas on v\u00e4ike.<\/p>\n

Reeglina on kodukindlustus m\u00f5eldud eelk\u00f5ige kodu ja selle omaniku vara kaitsmiseks \u00f5nnetuste eest, nagu tulekahju v\u00f5i veeuputus. Kuigi kindlustus v\u00f5ib katta ka sisustust ja kodutehnikat, ei tasu eeldada, et selle kaitse laieneb automaatselt \u00fc\u00fcrniku<\/a> isiklikule varale. <\/p>\n

\u201ePaljud eeldavad ekslikult, et kui korter<\/a> on kindlustatud, siis on kaitstud ka nende isiklikud asjad. Tegelikult tasub enne lepingu s\u00f5lmimist alati \u00fcle k\u00fcsida, mida olemasolev kindlustus katab ja mida mitte,\u201c selgitas J\u00f5ks. \u201e\u00dcldjuhul vastutab oma isiklike esemete kindlustamise eest siiski \u00fc\u00fcrnik ise.\u201c<\/p>\n

<\/p>\n

31.05.2026 <\/p>\n

\u201eSee on suur punane lipp.\u201c \u00dcks viga v\u00f5ib noore \u00fc\u00fcrniku korterist kohe ilma j\u00e4tta (122) <\/p>\n

<\/a>Noored<\/a> alahindavad endale kuuluva vara koguv\u00e4\u00e4rtust<\/p>\n

Lisaks sellele, et Balcia Z-p\u00f5lvkonna kindlustusteadlikkuse indeksi uuringu j\u00e4rgi j\u00e4\u00e4vad Eesti noored riskide praktilisel hindamisel l\u00e4hiriikidele alla, siis paljud noored kipuvad oma vara v\u00e4\u00e4rtust ka alahindama. Olgugi, et \u00fcksikud esemed ei pruugi tunduda kuigi kallid, v\u00f5ib telefoni, s\u00fclearvuti, jalgratta, m\u00f6\u00f6bli ja muu isikliku vara koguv\u00e4\u00e4rtus ulatuda tuhandetesse eurodesse. Juba \u00fches kotis kaduma l\u00e4inud mobiiltelefoni ja s\u00fclearvuti koguv\u00e4\u00e4rtus v\u00f5ib kergelt olla \u00fcle paari tuhande euro. <\/p>\n

Seet\u00f5ttu oleks enne \u00fc\u00fcrikoju kolimist m\u00f5istlik oma isikliku vara v\u00e4\u00e4rtus kokku arvutada. Kui selle korraga asendamine t\u00e4hendaks m\u00e4rkimisv\u00e4\u00e4rset rahalist l\u00f6\u00f6ki, tasub veenduda, et vara on kindlustuskaitsega kaetud. Eriti tudengite jaoks on \u00e4\u00e4rmiselt oluline n\u00e4iteks nende s\u00fclearvuti, mis sisaldab kogu \u00f5ppet\u00f6\u00f6ks ja eluks vajalikku ning selle kaotamine oleks rahalise l\u00f6\u00f6gi k\u00f5rval ka valus emotsionaalne hoop. <\/p>\n

\u201eN\u00e4iteks Balcia kodukindlustus on m\u00f5eldud nii koduomanikele kui ka \u00fc\u00fcrnikele ning katab lisaks kodusele varale ka kaasasoleva vara v\u00e4ljaspool kodu. Kui noorel inimesel p\u00e4ris oma kodu ei ole ja eesm\u00e4rk on ainult vallasvara, n\u00e4iteks arvutit, kindlustada, siis saab seda ikkagi kodukindlustuse kaudu teha,\u201c selgitas J\u00f5ks.<\/p>\n

Kuidas see lugu Sind end tundma pani? Saada Kommenteeri <\/a> Loe kommentaare (1)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u00dc\u00fcrikodu valikul m\u00e4ngib tudengite puhul v\u00f5tmerolli selle asukoht, \u00fc\u00fcrihind ja igakuised kommunaalkulud. J\u00f5ksi soovitab alati enne \u00fc\u00fcrilepingu s\u00f5lmimist…\n","protected":false},"author":2,"featured_media":242535,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[80413,26,27,37,33,35,34,36,31,32,21,24837,6678,28,29,19,1218,25,23,24,4680,22,20,17768,33688,43937,30],"class_list":["post-242534","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eesti","tag-balcia","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-headlines","tag-kodukindlustus","tag-korter","tag-latest-news","tag-latestnews","tag-news","tag-noored","tag-populaarseimad-lood","tag-top-stories","tag-topstories","tag-tudengid","tag-uldised-uudised","tag-uudised","tag-uurileping","tag-uuriturg","tag-uurnik","tag-viimased-uudised"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/117025875017022681","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/242534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=242534"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/242534\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/242535"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=242534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=242534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=242534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}