{"id":246561,"date":"2026-08-07T10:54:22","date_gmt":"2026-08-07T10:54:22","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/246561\/"},"modified":"2026-08-07T10:54:22","modified_gmt":"2026-08-07T10:54:22","slug":"eluaseme-kaaslaenust-saab-mes-i-pusiv-meede","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/246561\/","title":{"rendered":"Eluaseme kaaslaenust saab MES-i p\u00fcsiv meede"},"content":{"rendered":"<p class=\"x_MsoNormal\">Maapiirkonnas v\u00f5ib kodu tagatisv\u00e4\u00e4rtus j\u00e4\u00e4da ostuhinnast v\u00f5i ehituskulust v\u00e4iksemaks. Pank annab siis vajalikust v\u00e4hem laenu ka inimesele, kelle sissetulek v\u00f5imaldab tal laenu tagasi maksta. Puuduva summa peaks inimene katma oma rahaga ning kodu ostmine v\u00f5i ehitamine v\u00f5ib seet\u00f5ttu \u00e4ra j\u00e4\u00e4da.<\/p>\n<p class=\"x_MsoNormal\">\u00abKui inimene suudab laenu tagasi maksta, ei peaks kodu ostmine v\u00f5i ehitamine j\u00e4\u00e4ma \u00e4ra kinnisvara madala tagatisv\u00e4\u00e4rtuse t\u00f5ttu. Kaaslaen annab v\u00f5imaluse j\u00e4\u00e4da oma kodukohta v\u00f5i asuda maale elama. Viime selle v\u00f5imaluse pilootprojektist p\u00fcsivaks meetmeks,\u00bb \u00fctles regionaal- ja p\u00f5llumajandusminister Hendrik Johannes Terras.<\/p>\n<p class=\"x_MsoNormal\">Pank annab inimesele p\u00f5hilaenu ja MES kuni 100 000 eurot kaaslaenu. Nii ei pea inimene kogu panga rahastamata osa enne kodu ostmist v\u00f5i ehitamist ise kokku koguma. Kaaslaenu saab kasutada ka olemasoleva elamu rekonstrueerimiseks.<\/p>\n<p class=\"x_MsoNormal\">Eeln\u00f5u annab MES-ile p\u00fcsiva \u00f5igusliku aluse eluaseme kaaslaenu pakkuda. Ministeerium ja MES lepivad halduslepingus kokku, millistes piirkondades, kellele ning millistel tingimustel kaaslaenu antakse. See v\u00f5imaldab tingimusi kohandada piirkondade tegeliku vajaduse j\u00e4rgi.<\/p>\n<p class=\"x_MsoNormal\">T\u00e4navu m\u00e4rtsi seisuga oli s\u00f5lmitud \u00fcle 400 kaaslaenulepingu. MES oli andnud kaaslaene 26,8 miljoni euro ning pangad p\u00f5hilaene 36,7 miljoni euro ulatuses. Laenuv\u00f5tjad olid sellele lisanud 9,4 miljonit eurot oma raha. Kaaslaenudest 39 protsenti kasutati uue kodu ehitamiseks.<\/p>\n","protected":false},"excerpt":{"rendered":"Maapiirkonnas v\u00f5ib kodu tagatisv\u00e4\u00e4rtus j\u00e4\u00e4da ostuhinnast v\u00f5i ehituskulust v\u00e4iksemaks. Pank annab siis vajalikust v\u00e4hem laenu ka inimesele, kelle&hellip;\n","protected":false},"author":2,"featured_media":246562,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[26,27,37,33,35,97346,33502,34,36,31,32,21,6950,97345,30774,28,29,24892,23229,34168,19,25,3884,23,24,22,20,30],"class_list":["post-246561","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eesti","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-elamu-rekonstrueerimine","tag-eluaseme-kaaslaen","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-headlines","tag-hendrik-johannes-terras","tag-kodu-ehitamine","tag-kodu-ostmine","tag-latest-news","tag-latestnews","tag-maaelu-edendamise-sihtasutus","tag-maapiirkond","tag-mes","tag-news","tag-populaarseimad-lood","tag-regionaal-ja-pollumajandusministeerium","tag-top-stories","tag-topstories","tag-uldised-uudised","tag-uudised","tag-viimased-uudised"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/117053860561184422","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/246561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=246561"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/246561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/246562"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=246561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=246561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=246561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}