{"id":259144,"date":"2026-08-24T04:28:07","date_gmt":"2026-08-24T04:28:07","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/259144\/"},"modified":"2026-08-24T04:28:07","modified_gmt":"2026-08-24T04:28:07","slug":"parast-tormi-%e2%9f%a9-mida-teha-kui-sinu-kodu-sai-kahjustada","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/259144\/","title":{"rendered":"P\u00c4RAST TORMI \u27e9 Mida teha, kui sinu kodu sai kahjustada?"},"content":{"rendered":"<p>P\u00e4rast n\u00e4dalavahetuse tormi on mitmel pool Eestis tekkinud varakahjusid \u2013 alates murdunud puudest ja kahjustatud katustest kuni \u00fcleujutatud keldriteni. If Kindlustus tuletab meelde, et \u00f5iged sammud kohe p\u00e4rast kahjujuhtumit aitavad h\u00fcvitamisprotsessi kiirendada.<\/p>\n<p class=\"MsoNormal\">Mida teha, kui kahju on tekkinud?<\/p>\n<p class=\"MsoNormal\">Esiteks tuleb veenduda, et olukord on ohutu. Kui hoones on vesi v\u00f5i esineb elektrioht, ei tohi ruumidesse siseneda enne, kui oht on k\u00f5rvaldatud.<\/p>\n<p class=\"MsoNormal\">Seej\u00e4rel tuleks kahju v\u00f5imalikult kiiresti dokumenteerida. Tee kahjustustest fotod ja videod \u2013 nii hoonest, esemest kui ka tekkinud olukorrast laiemalt. See on oluline, et kahju ulatust saaks t\u00e4pselt hinnata.<\/p>\n<p class=\"MsoNormal\">Kui v\u00f5imalik, tuleks edasise kahju tekkimist piirata. N\u00e4iteks katta ajutiselt katusekahjustused v\u00f5i eemaldada vesi ruumidest, kuid seda ainult juhul, kui see on ohutu. N\u00e4iteks kui puu on langenud hoonele, v\u00f5ib selle p\u00e4rast pildistamist eemaldada \u2013 sageli selgub tegelik kahjustuse ulatus alles siis.<\/p>\n<p class=\"MsoNormal\">Oluline on ka kahjustatud esemeid kohe mitte \u00e4ra visata. Sageli on need vajalikud kahju hindamiseks v\u00f5i h\u00fcvitise m\u00e4\u00e4ramiseks. Samuti tuleks alles hoida k\u00f5ik kahjuga seotud arved ja dokumendid.<\/p>\n<p class=\"MsoNormal\">Kahjust tuleb teavitada esimesel v\u00f5imalusel<\/p>\n<p class=\"MsoNormal\">Kindlustusjuhtumist tuleks teada anda esimesel v\u00f5imalusel \u2013 seda saab teha mugavalt veebis v\u00f5i mobiili\u00e4pis. Kahjuavaldust esitades tasub lisada v\u00f5imalikult palju infot ja visuaalset materjali, mis aitab juhtumit kiiremini menetleda.<\/p>\n<p class=\"MsoNormal\">Kahju registreerimisel on vajalik esitada:<\/p>\n<ul>\n<li class=\"MsoNormal\" data-list-item-id=\"e945eb001ddf6cb1c7918ae880addc2e3\">h\u00fcvitise saaja andmed (isikukood ja pangakonto number)<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"e0698c85aaa72ad5379c0e708d8f26647\">s\u00fcndmusega seotud materjalid (fotod, videod, arved jms)<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"edb83ecd2a39a3ed9d1a8772249fc41b9\">vajadusel lisadokumendid (nt veekahju korral eluruumi tehniline plaan)<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"e6c5d90d021e8b85defee2f3d618d13be\">veekahju puhul v\u00e4hemalt viis fotot, mis n\u00e4itavad kahjustuste ulatust<\/li>\n<\/ul>\n<p class=\"MsoNormal\">Millised on levinumad tormikahjud?<\/p>\n<p class=\"MsoNormal\">Tormide j\u00e4rel j\u00f5uavad kindlustuseni k\u00f5ige sagedamini juhtumid, kus:<\/p>\n<ul>\n<li class=\"MsoNormal\" data-list-item-id=\"e33991b597d2fe6eb640a970e5d0d6d8d\">puud v\u00f5i oksad on langenud hoonetele v\u00f5i s\u00f5idukitele;<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"e87e7b952bbbe03a960a6dcd5dca05d9e\">tugev tuul on kahjustanud katuseid ja fassaade;<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"e63224b2fa3dba0cf61ff47cc7d15e840\">paduvihm on p\u00f5hjustanud \u00fcleujutusi ja veekahjusid;<\/li>\n<li class=\"MsoNormal\" data-list-item-id=\"ebb156bd7048ed3f1c09107c34023130e\">elektrikatkestused on toonud kaasa lisakahjusid.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"P\u00e4rast n\u00e4dalavahetuse tormi on mitmel pool Eestis tekkinud varakahjusid \u2013 alates murdunud puudest ja kahjustatud katustest kuni \u00fcleujutatud&hellip;\n","protected":false},"author":2,"featured_media":259145,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[26,27,37,33,35,34,36,31,32,21,100857,24837,28,29,19,25,23,24,850,69183,36794,22,10518,20,30],"class_list":["post-259144","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eesti","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-headlines","tag-katusekahjustus","tag-kodukindlustus","tag-latest-news","tag-latestnews","tag-news","tag-populaarseimad-lood","tag-top-stories","tag-topstories","tag-torm","tag-tormikahjud","tag-tormituul","tag-uldised-uudised","tag-uleujutus","tag-uudised","tag-viimased-uudised"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/117148601976614381","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/259144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=259144"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/259144\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/259145"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=259144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=259144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=259144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}