{"id":268375,"date":"2026-09-04T10:46:12","date_gmt":"2026-09-04T10:46:12","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/268375\/"},"modified":"2026-09-04T10:46:12","modified_gmt":"2026-09-04T10:46:12","slug":"uleujutused-parnus-kindlustus-annab-juhised-kuidas-kahjusid-valtida-ja-oigesti-tegutseda-2","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/268375\/","title":{"rendered":"\u00dcleujutused P\u00e4rnus: kindlustus annab juhised, kuidas kahjusid v\u00e4ltida ja \u00f5igesti tegutseda"},"content":{"rendered":"<p><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/64106567\/if-kindlustus\" tag-id=\"64106567\">If <\/a><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/96855796\/kindlustus-1\" tag-id=\"96855796\">Kindlustus<\/a> paneb inimestele s\u00fcdamele, et kriitilistes oludes on k\u00f5ige olulisem v\u00e4ltida lisakahjusid ja tegutseda l\u00e4bim\u00f5eldult. \u201e\u00dcleujutuse korral tekivad kahjud sageli just valedest otsustest \u2013 n\u00e4iteks autoga l\u00e4bi vee s\u00f5itmisest v\u00f5i vara \u00f5igeaegsest kaitsmata j\u00e4tmisest,\u201c \u00fctles If Kindlustuse varakahjude grupijuht Lauri N\u00f5u.<\/p>\n<p>Kodukindlustuse vaatest tasub m\u00f5elda ennetusele. V\u00e4\u00e4rtuslikumad esemed v\u00f5iks v\u00f5imalusel viia keldritest ja madalamatelt korrustelt k\u00f5rgemale ning sulgeda hoone avad, n\u00e4iteks keldriaknad, et v\u00e4hendada vee sissep\u00e4\u00e4su riski. Kui vesi ohustab elektris\u00fcsteeme, on m\u00f5istlik elekter v\u00e4lja l\u00fclitada.<\/p>\n<p>S\u00f5idukitega seotud kahjude puhul on k\u00f5ige olulisem reegel lihtne: kui vee s\u00fcgavust ei ole v\u00f5imalik hinnata, ei tohi sinna sisse s\u00f5ita. \u201eVesi v\u00f5ib kahjustada auto elektroonikat v\u00f5i p\u00f5hjustada mootoririkke, mille tagaj\u00e4rjed on v\u00e4ga kulukad,\u201c r\u00f5hutas N\u00f5u. Kui auto on j\u00e4\u00e4nud vee k\u00e4tte, ei tohiks mootorit k\u00e4ivitada. K\u00f5ige kindlam on kutsuda autoabi, kes viib s\u00f5iduki ohutusse kohta v\u00f5i kontrolli \u2013 nii saab v\u00e4ltida oluliselt suuremaid kahjustusi.<\/p>\n<p>\u201eMeie k\u00e4est k\u00fcsivad kliendid sageli, kas \u00fcleujutuse korral tekkinud kahjud on kodukindlustusega kaetud \u2013 Ifi kodukindlustuse tingimuste j\u00e4rgi on need kahjud kaetud. Samas saab iga\u00fcks oma k\u00e4itumisega palju \u00e4ra teha, et kahjud oleksid v\u00f5imalikult v\u00e4ikesed. Aga eelk\u00f5ige tuleb sellistes oludes seada esikohale inimeste ohutus ja v\u00e4ltida tarbetuid riske,\u201c \u00fctles N\u00f5u.<\/p>\n<p>Kindlustusjuhtumist v\u00f5iks teada anda esimesel v\u00f5imalusel \u2013 seda saab teha mugavalt veebis v\u00f5i mobiili\u00e4pis. Kahjuavaldust esitades tasub lisada v\u00f5imalikult palju infot ja visuaalset materjali, mis aitab juhtumit kiiremini menetleda.<\/p>\n<p>Kahju registreerimisel on vajalik esitada:<\/p>\n<ul>\n<li>\n<p>h\u00fcvitise saaja andmed (isikukood ja pangakonto number)<\/p>\n<\/li>\n<li>\n<p>s\u00fcndmusega seotud materjalid (fotod, videod, arved jms)<\/p>\n<\/li>\n<li>\n<p>vajadusel lisadokumendid (nt veekahju korral eluruumi tehniline plaan)<\/p>\n<\/li>\n<li>\n<p>veekahju puhul v\u00e4hemalt viis fotot, mis n\u00e4itavad kahjustuste ulatust<\/p>\n<\/li>\n<\/ul>\n<p>Seoses suurenenud kahjuteadete arvuga v\u00f5ib juhtumite menetlemine v\u00f5tta tavap\u00e4rasest veidi rohkem aega. Kindlustus palub klientidelt m\u00f5istvat suhtumist \u2013 k\u00f5ik teated vaadatakse l\u00e4bi esimesel v\u00f5imalusel.<\/p>\n<p>Kuidas see lugu Sind end tundma pani?Saada<a href=\"https:\/\/arileht.delfi.ee\/a\/120608394\/uleujutused-parnus-kindlustus-annab-juhised-kuidas-kahjusid-valtida-ja-oigesti-tegutseda\/kommentaarid\" class=\"button button--primary button--size-auto article-body-bottom__comment article-body-bottom__comment--write\" style=\"\" rel=\"nofollow noopener\" target=\"_blank\">Kommenteeri<\/a><a href=\"https:\/\/arileht.delfi.ee\/a\/120608394\/uleujutused-parnus-kindlustus-annab-juhised-kuidas-kahjusid-valtida-ja-oigesti-tegutseda\/kommentaarid\" class=\"button button--size-auto article-body-bottom__comment article-body-bottom__comment--read\" style=\"\" rel=\"nofollow noopener\" target=\"_blank\">Loe kommentaare (9)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"If Kindlustus paneb inimestele s\u00fcdamele, et kriitilistes oludes on k\u00f5ige olulisem v\u00e4ltida lisakahjusid ja tegutseda l\u00e4bim\u00f5eldult. \u201e\u00dcleujutuse korral&hellip;\n","protected":false},"author":2,"featured_media":268376,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[5],"tags":[26,27,37,33,35,34,36,31,32,21,1383,694,28,29,19,1421,25,23,24,22,9731,20,62365,30],"class_list":["post-268375","post","type-post","status-publish","format-standard","has-post-thumbnail","category-uldised-uudised","tag-breaking-news","tag-breakingnews","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-featured-news","tag-featurednews","tag-headlines","tag-if-kindlustus","tag-kindlustus","tag-latest-news","tag-latestnews","tag-news","tag-parnu","tag-populaarseimad-lood","tag-top-stories","tag-topstories","tag-uldised-uudised","tag-uleujutused","tag-uudised","tag-veekahjud","tag-viimased-uudised"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/117212373723164416","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/268375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=268375"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/268375\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/268376"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=268375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=268375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=268375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}