{"id":32149,"date":"2025-10-31T18:32:31","date_gmt":"2025-10-31T18:32:31","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/32149\/"},"modified":"2025-10-31T18:32:31","modified_gmt":"2025-10-31T18:32:31","slug":"muretult-pensionile-minekuks-tuleb-jargida-reeglit","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/32149\/","title":{"rendered":"Muretult pensionile minekuks tuleb j\u00e4rgida reeglit"},"content":{"rendered":"<p>P\u00e4ris kurvastav oli lugeda statistikat, et \u00fcle poole Eesti pension\u00e4ridest j\u00e4tkab t\u00f6\u00f6tamist, millega Eesti on Euroopa Liidus esirinnas. Tore muidugi, kui inimestel on tervist ja nad tahavad t\u00f6\u00f6tada, aga pensionip\u00f5lves t\u00f6\u00f6tamine \u00e4raelamise p\u00e4rast ei tohiks olla norm.<\/p>\n<p>Sageli kasutatakse pensioni planeerimisel nelja protsendi reeglit. See t\u00e4hendab, et esimesel pensioniaastal ei tohiks konservatiivselt l\u00e4htudes kulutada rohkem kui neli protsenti varadest. Teades, kui suurt pensionit tahaks saada, on v\u00f5imalik v\u00e4lja arvutada, kui palju peaks pensionile j\u00e4\u00e4des vara olema.<\/p>\n<p>Kui eelduseks v\u00f5tta, et tahaks tulevikus pensionina saada umbes praegust keskmist palka ehk 1500 eurot kuus, oleks aastas vaja 18 000 eurot. Selle 18 000 eurot v\u00f5iks n\u00fc\u00fcd jagada 0,04ga, et saada teada, mis summa v\u00f5iks olemas olla, et mugavalt pensionile j\u00e4\u00e4da. Tulemus on 450 000 eurot. Tundub ulme.<\/p>\n","protected":false},"excerpt":{"rendered":"P\u00e4ris kurvastav oli lugeda statistikat, et \u00fcle poole Eesti pension\u00e4ridest j\u00e4tkab t\u00f6\u00f6tamist, millega Eesti on Euroopa Liidus esirinnas.&hellip;\n","protected":false},"author":2,"featured_media":32150,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,130,37,33,35,34,36,777],"class_list":{"0":"post-32149","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-business","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-estonia","14":"tag-estonian","15":"tag-pension"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115470214542698906","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/32149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=32149"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/32149\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/32150"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=32149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=32149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=32149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}