{"id":44194,"date":"2025-11-17T10:52:06","date_gmt":"2025-11-17T10:52:06","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/44194\/"},"modified":"2025-11-17T10:52:06","modified_gmt":"2025-11-17T10:52:06","slug":"bigbank-eesti-inimestel-jaab-suurpankades-saamata-179-miljonit-eurot","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/44194\/","title":{"rendered":"Bigbank: Eesti inimestel j\u00e4\u00e4b suurpankades saamata 179 miljonit eurot"},"content":{"rendered":"<p>\u201eKui see raha (9 miljardit- toim) teeniks 2% aastaintressi, saaksid inimesed igal aastal ligi 180 miljonit eurot lisatulu  Praegu j\u00e4\u00e4b suurpankades sellest umbes 179 miljonit pangale ja vaid 900 000 inimestele. Kas see pole piisavalt suur erinevus, et t\u00e4helepanu p\u00f6\u00f6rata?\u201c k\u00fcsis Bigbanki Eesti juhi kohuset\u00e4itja Arthur Taavet panga pressiteate vahendusel.<\/p>\n<p>Bigbanki teatel pakuvad nemad arveldusarvel olevale rahale 2,00% aastas, samas kui LHV, Coop Pank, Swedbank, Luminor ja SEB maksavad oma klientidele vaid 0,01%.<\/p>\n<p>Samas tuleb m\u00e4rkida, et ka konkurendid pakuvad raha kasvatamiseks k\u00f5rge intressiga lahendusi, kuid need eeldavad reeglina raha liigutamist <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/96864813\/arvelduskonto\" tag-id=\"96864813\">arvelduskontolt<\/a> eraldi s\u00e4\u00e4stukontole. N\u00e4iteks LHV Kogumiskonto ja Coopi Rahasahtel pakuvad samuti 2,00% intressi. Swedbanki Rahakoguja intressim\u00e4\u00e4r on 1,75% ning SEB t\u00e4htajatu hoius ja Luminori reservhoius pakuvad 1,65% aastas.<\/p>\n<p>P\u00f5hiline erinevus seisneb aga selles, et Bigbanki mudelis teenib intressi kogu tavalisel arvelduskontol seisev vaba raha, ilma et klient peaks seda ise aktiivselt kuhugi s\u00e4\u00e4stmiseks k\u00f5rvale t\u00f5stma.<\/p>\n<p>Taaveti s\u00f5nul on k\u00f5rgem arvelduskonto intress toonud kaasa rekordilise huvi. Ainu\u00fcksi oktoobris avati Bigbankis \u00fcle 3000 uue erakliendi pangakonto. \u201eEbaselges majandusolukorras tahavad inimesed igalt kontol olevalt eurolt raha teenida ilma t\u00e4htajalise hoiusega kaasnevaid t\u00e4iendavaid kohustusi v\u00f5tmata,\u201c kommenteeris ta.<\/p>\n<p>Alles t\u00e4navu Eesti turul arveldusteenuseid pakkuma hakanud Bigbank on m\u00f5ne kvartaliga avanud \u00fcle 12 000 pangakonto. Panga s\u00f5nul on nendel kontodel hetkel jooksvalt umbes 11 miljonit eurot ning keskmine pangaarvel hoitav rahasumma on j\u00f5udnud ligi 900 euroni.<\/p>\n<p>Bigbanki teatel on konto avamine, omamine ja kasutamine klientidele tasuta. Tasuta on ka v\u00e4lkmaksed ning arvel olev raha on kaitstud riikliku Tagatisfondi tingimuste kohaselt.<\/p>\n<p>     Kuidas see lugu Sind end tundma pani?<br \/>\n        Saada<br \/>\n           <a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120417611\/bigbank-eesti-inimestel-jaab-suurpankades-saamata-179-miljonit-eurot\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n        Kommenteeri<br \/>\n       <\/a> <a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120417611\/bigbank-eesti-inimestel-jaab-suurpankades-saamata-179-miljonit-eurot\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n        Loe kommentaare (16) <\/a>  <\/p>\n","protected":false},"excerpt":{"rendered":"\u201eKui see raha (9 miljardit- toim) teeniks 2% aastaintressi, saaksid inimesed igal aastal ligi 180 miljonit eurot lisatulu&hellip;\n","protected":false},"author":2,"featured_media":44195,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,21257,4829,130,37,33,35,34,36,9994],"class_list":{"0":"post-44194","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-arvelduskonto","10":"tag-bigbank","11":"tag-business","12":"tag-ee","13":"tag-eesti","14":"tag-eesti-keel","15":"tag-estonia","16":"tag-estonian","17":"tag-intress"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115564664918395425","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/44194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=44194"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/44194\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/44195"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=44194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=44194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=44194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}