{"id":46237,"date":"2025-11-19T16:37:19","date_gmt":"2025-11-19T16:37:19","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/46237\/"},"modified":"2025-11-19T16:37:19","modified_gmt":"2025-11-19T16:37:19","slug":"laenude-ja-hoiuste-intressid-jatkasid-langust","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/46237\/","title":{"rendered":"Laenude ja hoiuste intressid j\u00e4tkasid langust"},"content":{"rendered":"<p>Kolmandas kvartalis olid 98 protsenti majapidamiste ja ettev\u00f5tete uutest pangahoiustest kuni aastase t\u00e4htajaga hoiused, hoiu-laenu\u00fchistutes oli see n\u00e4itaja 73 protsenti. Majapidamiste hoiuste intressim\u00e4\u00e4r oli 1,99 protsenti, ettev\u00f5tete oma 2,38 protsenti. Hoiu-laenu\u00fchistutes olid need m\u00e4\u00e4rad vastavalt 5,59 protsenti ja 5,63 protsenti, teatas Eesti Pank.<\/p>\n<p>Kolmandas kvartalis olid 99 protsenti pankade poolt majapidamistele v\u00e4ljastatud tagatisega eluasemelaenudest ujuva ehk kuni aastaks fikseeritud intressim\u00e4\u00e4raga eluasemelaenud. Nende intressim\u00e4\u00e4r langes seitsmendat kvartalit j\u00e4rjest ja oli 3,62 protsenti.<\/p>\n<p>Pankade ja nendega seotud krediidiandjate tarbimislaenude intressim\u00e4\u00e4r majapidamistele oli 11,4 protsenti, mis langes eelneva kvartaliga v\u00f5rreldes 0,28 ja eelmise aasta sama ajaga v\u00f5rreldes 0,7 protsendipunkti v\u00f5rra. Muude krediidiandjate tarbimislaenude intressim\u00e4\u00e4r aga t\u00f5usis 0,25 protsendipunkti v\u00f5rra 25,54 protsendini.<\/p>\n<p>Hoiu-laenu\u00fchistute tarbimislaenude intressim\u00e4\u00e4r oli 12,24 protsenti. Pankade ja nendega seotud krediidiandjate v\u00e4ljastatud s\u00f5iduautoliisingu intressim\u00e4\u00e4r kerkis pisut ja oli 4,09 protsenti. Muude krediidiandjate v\u00e4ljastatud s\u00f5iduautoliisingu intressim\u00e4\u00e4r oli 21,45 protsenti.<\/p>\n<p>Pankade ja nendega seotud krediidiandjate poolt ettev\u00f5tetele antud \u00fcle aastase t\u00e4htajaga laenude intressim\u00e4\u00e4r oli kolmandas kvartalis 4,64 protsenti, mis oli 1,80 protsendipunkti madalam kui aasta tagasi samal ajal. Muude krediidiandjate vastav intressim\u00e4\u00e4r oli 12,96 protsenti ja hoiu laenu\u00fchistutel 10,06 protsenti.<\/p>\n<p>Ettev\u00f5tete alla aastase t\u00e4htajaga laenude intressim\u00e4\u00e4r oli pankade ja nendega seotud krediidiandjate puhul 5,34 protsenti, mis t\u00e4hendab, et aastaga langes see 1,16 protsendipunkti v\u00f5rra. Muude krediidiandjate ja hoiu-laenu\u00fchistute antud l\u00fchiajaliste laenude intressim\u00e4\u00e4rad olid k\u00f5rgemad, vastavalt 12,43 protsenti ja 11,15 protsenti.<\/p>\n","protected":false},"excerpt":{"rendered":"Kolmandas kvartalis olid 98 protsenti majapidamiste ja ettev\u00f5tete uutest pangahoiustest kuni aastase t\u00e4htajaga hoiused, hoiu-laenu\u00fchistutes oli see n\u00e4itaja&hellip;\n","protected":false},"author":2,"featured_media":46238,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[26,27,37,33,35,2183,2936,34,36,9077,31,32,21,3717,8177,3723,23060,28,29,23058,19,676,25,23059,19825,23,24,22,20,30],"class_list":{"0":"post-46237","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-eesti","8":"tag-breaking-news","9":"tag-breakingnews","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-eesti-pank","14":"tag-eluasemelaen","15":"tag-estonia","16":"tag-estonian","17":"tag-ettevote","18":"tag-featured-news","19":"tag-featurednews","20":"tag-headlines","21":"tag-hoiu-laenuuhistu","22":"tag-hoius","23":"tag-intressimaar","24":"tag-krediidiandja","25":"tag-latest-news","26":"tag-latestnews","27":"tag-majapidamine","28":"tag-news","29":"tag-pank","30":"tag-populaarseimad-lood","31":"tag-soiduautoliising","32":"tag-tarbimislaen","33":"tag-top-stories","34":"tag-topstories","35":"tag-uldised-uudised","36":"tag-uudised","37":"tag-viimased-uudised"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115577346157051109","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/46237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=46237"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/46237\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/46238"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=46237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=46237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=46237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}