Teine ja veelgi olulisem v\u00f5imalus pensionivara kasvatamiseks on III pensionisammas, mis Peiki s\u00f5nul annab inimesele k\u00f5ige rohkem kontrolli ja paindlikkust t\u00e4iendava pensionivara kogumiseks. \u00abKolmandasse sambasse saab regulaarselt panustada nii palju kui v\u00f5imalik v\u00f5i soovi on \u2013 olgu see 30 50 v\u00f5i 300 eurot kuus \u2013 iga sissemakse aitab tuleviku kindlustamisele kaasa,\u00bb m\u00e4rgib ta. K\u00fcll aga tasub arvestada taas sissemakse ning pensionini j\u00e4\u00e4nud aastatega. Alla 30 aastaselt alustades v\u00f5ib nii saada pensionieaks taas korraliku kapitali aga 50-ndates sama summaga on v\u00f5imalik k\u00fcll midagi koguda aga pensionip\u00f5lve lisasissetulekuks j\u00e4\u00e4b sellest ilmselgelt v\u00e4he.<\/p>\n
\u00abIII samba lisaeelis on see, et sinna aasta jooksul tehtud sissemaksetelt saab tuludeklaratsiooni esitamisel tagasi kuni 22% tulumaksu,\u00bb lisab ta. \u00abSissemaksete piir, millelt tulumaksu tagasi saada v\u00f5ib, on kuni 15% inimese aastasest brutotulust v\u00f5i maksimaalselt 6000 eurot aastas. N\u00e4iteks kui inimene teenib kuus 2000 eurot bruto ja panustab igakuiselt III sambasse maksimaalselt 300 eurot, koguneb sinna aasta jooksul 3600 eurot, mis on juba v\u00f5rdlemisi arvestatav summa,\u00bb selgitab Peik.<\/p>\n
Peik toob v\u00e4lja, et t\u00e4iendava pensionivara kogumine on harjumus, mis tasub end k\u00f5ige rohkem \u00e4ra siis, kui alustada varakult. \u00abKa v\u00e4ikesed igakuised maksed v\u00f5ivad aastate jooksul kasvada m\u00e4rkimisv\u00e4\u00e4rseks pensionivaraks, mis aitab vanadusp\u00f5lves v\u00e4ltida j\u00e4rsku elatustaseme langust ja tagab v\u00e4\u00e4rika tuleviku.\u00bb<\/p>\n
Pensionierisused: kellele ja miks?<\/p>\n
Eestis on ka ametikohti, millele kehtib eripension, mis v\u00f5ib ulatuda mitme tuhande euroni. Eripensionid on ette n\u00e4htud teatud t\u00f6\u00f6kohtadele, kus vastutus, koormus v\u00f5i terviseriskid on tavap\u00e4rasest suuremad. N\u00e4iteks saavad kindlatel tingimustel eripensionit kohtunikud ja kuni 2002 aastani ametis olnud Riigikogu liikmed \u2013 m\u00f6\u00f6dunud aastal ulatus kohtunike keskmine pension \u00fcle 4700 euro, parlamendiliikmetel \u00fcle 3600 euro.<\/p>\n","protected":false},"excerpt":{"rendered":"Teine ja veelgi olulisem v\u00f5imalus pensionivara kasvatamiseks on III pensionisammas, mis Peiki s\u00f5nul annab inimesele k\u00f5ige rohkem kontrolli…\n","protected":false},"author":2,"featured_media":49391,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,130,37,33,35,25025,34,36,25026,10166,6859,780,25023,9995,777,25027,25028,2275,25024,1987,1282],"class_list":{"0":"post-49390","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-business","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-eesti-pensionisusteem","14":"tag-estonia","15":"tag-estonian","16":"tag-i-sammas","17":"tag-ii-sammas","18":"tag-iii-sammas","19":"tag-investeerimine","20":"tag-kaire-peik","21":"tag-liitintress","22":"tag-pension","23":"tag-pensionifond","24":"tag-pensionistaaz","25":"tag-swedbank","26":"tag-toostaaz","27":"tag-tootasu","28":"tag-tulumaks"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115604301060421053","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/49390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=49390"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/49390\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/49391"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=49390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=49390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=49390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}