{"id":50446,"date":"2025-11-25T15:11:07","date_gmt":"2025-11-25T15:11:07","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/50446\/"},"modified":"2025-11-25T15:11:07","modified_gmt":"2025-11-25T15:11:07","slug":"euroopa-keskpank-tegi-tartu-hoiu-laenuuhistule-koguni-kaks-trahvi-korraga","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/50446\/","title":{"rendered":"Euroopa Keskpank tegi Tartu Hoiu-laenu\u00fchistule koguni kaks trahvi korraga"},"content":{"rendered":"<p class=\"MsoNormal\">Tartu Hoiu-laenu\u00fchistu eestvedajana tuntud <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/70756677\/andro-roos-0\" tag-id=\"70756677\">Andro Roos<\/a> palus seepeale sotsiaalmeedias levitada s\u00f5numit, et edaspidi ta ERRiga enam ei suhtle. \u201eSelge on see, et riik (<a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/31995611\/reformierakond\" tag-id=\"31995611\">Reformierakond<\/a> ja nende taga seisev internatsionaalne suurkapital) on asunud t\u00fchistama HL\u00dcsid ja Tartu HL\u00dcd kui suurimat. P\u00f5hjus lihtne: h\u00e4vitada kohalik raharinglus ja viimanegi v\u00f5imalus eestlaste rahaliseks iseolemiseks,\u201c teatas ta ja lisas: \u201eSaame kinnitada, et Tartu Hoiu-laenu\u00fchistu tervis on hea.\u201c<\/p>\n<p class=\"MsoNormal\">Roos \u00fctles seekordsete trahvide kommentaariks Ekspressile, et on vaidlustamas vaid oma liikmetelt-omanikelt raha kaasvate hoiu-laenu\u00fchistutele seatud kohustust hoida rahalisi vahendeid Euroopa Keskpangas. \u201eErinevalt pankadest on see HL\u00dcde jaoks ainult kohustus (see ei tulene seadusest), millega ei kaasne \u00f5igusi. Pangad n\u00e4iteks saavad sellega seoses \u00f5iguse arveldada v\u00f5i keskpangalt laene v\u00f5tta. See kohustus on vaieldav ja pole proportsionaalne.\u201c<\/p>\n<p class=\"MsoNormal\">Enne t\u00e4navusi trahve sai Tartu \u00fchistu sama sisuga rikkumise eest Euroopa Keskpangalt trahvi ka septembris 2023.<\/p>\n<p class=\"MsoNormal\">Hoiu-laenu\u00fchistud ei ole krediidiasutused, kuid p\u00e4rast Eesti liitumist euroalaga peavad neist suuremad hoidma keskpangas kohustuslikku reservi. See n\u00f5ue tekib siis, kui \u00fchistu l\u00fchiajaliste kohustuste summa \u00fcletab 10 miljoni euro piiri. Eestis on selliseid \u00fchistuid kaks: Tallinna HL\u00dc ja Tartu HL\u00dc. Varem kuulus nende sekka ka <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/96878406\/erial-1\" tag-id=\"96878406\">Erial<\/a>, kuid too l\u00e4ks suure pauguga l\u00f5hki.<\/p>\n<p>    Kuidas see lugu Sind end tundma pani?<br \/>\n        Saada<br \/>\n           <a href=\"https:\/\/ekspress.delfi.ee\/artikkel\/120419437\/euroopa-keskpank-tegi-tartu-hoiu-laenuuhistule-koguni-kaks-trahvi-korraga\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n        Kommenteeri<br \/>\n       <\/a> <a href=\"https:\/\/ekspress.delfi.ee\/artikkel\/120419437\/euroopa-keskpank-tegi-tartu-hoiu-laenuuhistule-koguni-kaks-trahvi-korraga\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n        Loe kommentaare (7) <\/a>  <\/p>\n","protected":false},"excerpt":{"rendered":"Tartu Hoiu-laenu\u00fchistu eestvedajana tuntud Andro Roos palus seepeale sotsiaalmeedias levitada s\u00f5numit, et edaspidi ta ERRiga enam ei suhtle.&hellip;\n","protected":false},"author":2,"featured_media":50447,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[3716,131,130,37,33,35,17782,34,36,2412,643],"class_list":{"0":"post-50446","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-andro-roos","9":"tag-ari","10":"tag-business","11":"tag-ee","12":"tag-eesti","13":"tag-eesti-keel","14":"tag-erial","15":"tag-estonia","16":"tag-estonian","17":"tag-euroopa-keskpank","18":"tag-reformierakond"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115610981629375342","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/50446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=50446"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/50446\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/50447"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=50446"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=50446"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=50446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}