{"id":63509,"date":"2025-12-13T07:19:07","date_gmt":"2025-12-13T07:19:07","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/63509\/"},"modified":"2025-12-13T07:19:07","modified_gmt":"2025-12-13T07:19:07","slug":"kalkulaator-kui-palju-peaks-investeerima-et-pensioniajaks-miljonariks-saada","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/63509\/","title":{"rendered":"KALKULAATOR | Kui palju peaks investeerima, et pensioniajaks miljon\u00e4riks saada?"},"content":{"rendered":"<p>Nimelt on investeerimise \u00fcks p\u00f5hireegleid see, et aeg on su k\u00f5ige parem s\u00f5ber. Teoreetiliselt v\u00f5ib piisata isegi 11-eurosest igakuisest investeeringust, et surra miljon\u00e4rina, kui alustada kohe elutee alguses. Siinkohal on v\u00f5etud arvesse eestlaste keskmist oodatavat eluiga (80 aastat) ning <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/24781851\/bors\" data-rel-date-range=\"[]\">b\u00f6rside<\/a> ajaloolist tootlust (suurusj\u00e4rgus 8%). Iseasi, kas ajalooline loogika peab ka tulevikus paika ning mida tulevikus miljoni euro eest saab.<\/p>\n<p>Arvestades demograafilist olukorda on noorte jaoks aga paratamatus, et oma <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/82812471\/pension\" data-rel-date-range=\"[]\">pensionip\u00f5lve<\/a> kindlustamises tuleb loota \u00fcha rohkem iseendale, mitte sedav\u00f5rd riigile. Kui palju aga peaksin j\u00e4rgmise 10, 20 v\u00f5i 30 aasta jooksul igas kuus investeerima, et l\u00f5puks miljoni euroni j\u00f5uda? V\u00f5i v\u00e4hemalt, et saada kroonimiljon\u00e4riks (koguda 63 912 eurot) v\u00f5i sendimiljon\u00e4riks (10 000 eurot)? V\u00f5i et j\u00f5uda m\u00f5ne muu summani?<\/p>\n<p>Kui tulevikku pole v\u00f5imalik ennustada, siis lihtsustatult on tegemist matemaatilise k\u00fcsimusega, mis s\u00f5ltub neljast parameetrist: mis summa on eesm\u00e4rk, kui palju juba kogutud on, milliseks kujuneb tootlus ning kui palju selleks k\u00f5igeks on aega. Selleks et k\u00f5ike seda ise paberinurgal kokku ei peaks arvutama, on abiks see kalkulaator:<\/p>\n<p>Oled juba tellija?Logi sisse<\/p>\n<p><a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120422254\/kalkulaator-kui-palju-peaks-investeerima-et-pensioniajaks-miljonariks-saada\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120422254\/kalkulaator-kui-palju-peaks-investeerima-et-pensioniajaks-miljonariks-saada\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (2)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Nimelt on investeerimise \u00fcks p\u00f5hireegleid see, et aeg on su k\u00f5ige parem s\u00f5ber. Teoreetiliselt v\u00f5ib piisata isegi 11-eurosest&hellip;\n","protected":false},"author":2,"featured_media":63510,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[68,37,33,35,34,36,8325,780,1433,777,1409,159,158,325],"class_list":{"0":"post-63509","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-sport","8":"tag-bors","9":"tag-ee","10":"tag-eesti","11":"tag-eesti-keel","12":"tag-estonia","13":"tag-estonian","14":"tag-ii-pensionisammas","15":"tag-investeerimine","16":"tag-investeerimise-abc","17":"tag-pension","18":"tag-raha","19":"tag-sport","20":"tag-sports","21":"tag-usa"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115711047302136795","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/63509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=63509"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/63509\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/63510"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=63509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=63509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=63509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}