{"id":6511,"date":"2025-09-28T06:24:06","date_gmt":"2025-09-28T06:24:06","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/6511\/"},"modified":"2025-09-28T06:24:06","modified_gmt":"2025-09-28T06:24:06","slug":"kas-sularaha-aeg-on-labi-mida-arvavad-noored","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/6511\/","title":{"rendered":"Kas sularaha aeg on l\u00e4bi? Mida arvavad noored?"},"content":{"rendered":"<p>Sularaha tuleviku teemalist v\u00e4itlust eksperdina kommenteerinud Eesti Panga \u00f6konomisti Peeter Luikmeli s\u00f5nul olid noored oma argumendid virtuaalsete maksete ja sularahamaksete vahel h\u00e4sti selgeks teinud.<\/p>\n<p>\u00abV\u00e4itlejate argumentidest j\u00e4i muu hulgas k\u00f5lama, et kaardi- ja muude digitaalsete maksete kontrollitavus ja j\u00e4lgitavus on olenevalt eesm\u00e4rgist \u00fchtlasi nii hea kui ka halb,\u00bb \u00fctles Luikmel. \u00abM\u00f5nev\u00f5rra \u00fcllatuslikult j\u00e4i koolinoorte debatist sootuks v\u00e4lja sularaha \u00f6koloogilise jalaj\u00e4lje k\u00fcsimus.\u00bb<\/p>\n<p>Sularaha tuleviku ebakindluse jaatusena t\u00f5id noored v\u00e4lja, et kaardimaksed ja veebis tasumine on t\u00e4na mugav ja turvaline, k\u00f5rvutades sularaha kasutamist paberkirja saatmisega e-mailide ja s\u00f5numirakenduste ajastul. Toonitati, et virtuaalmakseist j\u00e4\u00e4v j\u00e4lg aitab tuvastada finantspettusi ja et kaardivarguse korral saab kaardi sulgeda, sularaha aga tagasi ei saa.<\/p>\n<p>Vastuargumentidena t\u00f5id noored esile eelk\u00f5ige kriisiolukorra: sularaha on kindel maksevahend, kui tormi t\u00f5ttu elektrit pole v\u00f5i m\u00f5ni digir\u00fcnnak kogu riigi veebi- ja maksetegevuse peaks halvama.<\/p>\n<p>Lisaks p\u00e4rsib sularaha kui k\u00e4egakatsutava maksevahendi eelistamine noorte s\u00f5nul v\u00f5lgu elamist ja tarbimiskultuuri. Finantspettuste v\u00e4hendamise teemat eksperdina kommenteerinud Finantsinspektsiooni finantssektori infotehnoloogia j\u00e4relevalve osakonna juht Kalle Klooster leidis, et koolinoored teavad h\u00e4sti finantsalaseid termineid ning on h\u00e4sti kursis ka erinevaid finantsteenuseid puudutavate pettustega.<\/p>\n<p>\u00abTehisintellekti arengud on saamas m\u00e4rks\u00f5naks ka finantsteenustes. Finantsteenustega samaaegselt arenevad kahjuks ka finantspetturite skeemid ja l\u00f5ksud,\u00bb m\u00e4rkis Klooster.<\/p>\n<p>Finantspettuste debatis t\u00f5id noored v\u00e4lja selle, et finantsteenuste keerulisemaks muutumine ja topelt isikutuvastamine v\u00f5iksid v\u00e4hendada finantspettuseid, sest inimestel on keerulisem oma rahale ligi p\u00e4\u00e4seda ja otsuseid kiirelt teha.<\/p>\n","protected":false},"excerpt":{"rendered":"Sularaha tuleviku teemalist v\u00e4itlust eksperdina kommenteerinud Eesti Panga \u00f6konomisti Peeter Luikmeli s\u00f5nul olid noored oma argumendid virtuaalsete maksete&hellip;\n","protected":false},"author":2,"featured_media":6512,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,130,37,33,35,2183,34,36,3865,5225,2503,5224],"class_list":{"0":"post-6511","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-business","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-eesti-pank","14":"tag-estonia","15":"tag-estonian","16":"tag-finantsinspektsioon","17":"tag-kalle-klooster","18":"tag-peeter-luikmel","19":"tag-vaitlusuritus"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/6511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=6511"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/6511\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/6512"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=6511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=6511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=6511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}