{"id":73545,"date":"2025-12-29T09:02:06","date_gmt":"2025-12-29T09:02:06","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/73545\/"},"modified":"2025-12-29T09:02:06","modified_gmt":"2025-12-29T09:02:06","slug":"tana-on-viimane-paev-mil-saab-sel-aastal-kasutada-ara-kolmanda-samba-maksusoodustust","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/73545\/","title":{"rendered":"T\u00e4na on viimane p\u00e4ev, mil saab sel aastal kasutada \u00e4ra kolmanda samba maksusoodustust"},"content":{"rendered":"<p class=\"ng-star-inserted\">Kolmanda samba ehk t\u00e4iendava kogumispensioni s\u00fcsteem pakub Eestis riiklikku maksusoodustust, mille eesm\u00e4rk on soodustada pikaajalist s\u00e4\u00e4stmist. Soodustus seisneb selles, et riik tagastab sissemaksetelt tulumaksu (22%).<\/p>\n<p>Mida maksusoodustus ja s\u00fcsteem sisaldab?<\/p>\n<p class=\"ng-star-inserted\">Kolmanda samba sissemaksetelt saab riigilt tulumaksu tagasi summadelt, mis ei \u00fcleta:<\/p>\n<ul>\n<li>\n<p class=\"ng-star-inserted\">15% inimese aasta brutosissetulekust,<\/p>\n<\/li>\n<li>\n<p class=\"ng-star-inserted\">kuid mitte rohkem kui 6000 eurot aastas.<\/p>\n<\/li>\n<\/ul>\n<p class=\"ng-star-inserted\">Nendest piiridest l\u00e4htudes tagastab maksu- ja tolliamet tuludeklaratsiooni p\u00f5hjal j\u00e4rgmisel aastal 22% tulumaksu. N\u00e4iteks 1000-euroselt sissemakselt on v\u00f5imalik saada 220 eurot maksutagastust. Alati v\u00f5ib ka rohkem raha sambasse panna, kuid \u00fcletavalt summalt ei saa t\u00e4iendavalt raha tagasi.<\/p>\n<p class=\"ng-star-inserted\">Selleks, et sissemakse j\u00f5uaks k\u00e4esoleva aasta arvestusse, peab raha laekuma pensionifondi v\u00f5i kindlustusseltsi kontole veel sel kalendriaastal. Kuna pankadevahelised \u00fclekanded v\u00f5ivad v\u00f5tta aega, loevad finantsasutused just t\u00e4nast p\u00e4eva viimaseks kindlaks hetkeks, mil tehtud maksed j\u00f5uavad \u00f5igeaegselt kohale. N\u00e4iteks toovad Swedbank ja Tuleva v\u00e4lja, et maksusoodustuse kasutamise t\u00e4htaeg on 29. detsember kell 15.59. Hilisemad sissemaksed liiguvad juba j\u00e4rgmise aasta arvestusse, mille tulumaksutagastust saab taotleda alles \u00fclej\u00e4rgmisel aastal.<\/p>\n<p>Kuidas see lugu Sind end tundma pani? Saada <a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120426167\/tana-on-viimane-paev-mil-saab-sel-aastal-kasutada-ara-kolmanda-samba-maksusoodustust\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120426167\/tana-on-viimane-paev-mil-saab-sel-aastal-kasutada-ara-kolmanda-samba-maksusoodustust\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (7)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Kolmanda samba ehk t\u00e4iendava kogumispensioni s\u00fcsteem pakub Eestis riiklikku maksusoodustust, mille eesm\u00e4rk on soodustada pikaajalist s\u00e4\u00e4stmist. Soodustus seisneb&hellip;\n","protected":false},"author":2,"featured_media":44355,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[26,27,37,33,35,34,36,31,32,21,28013,28,29,19,777,25,23,24,22,20,30],"class_list":{"0":"post-73545","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-eesti","8":"tag-breaking-news","9":"tag-breakingnews","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-estonia","14":"tag-estonian","15":"tag-featured-news","16":"tag-featurednews","17":"tag-headlines","18":"tag-kolmas-sammas","19":"tag-latest-news","20":"tag-latestnews","21":"tag-news","22":"tag-pension","23":"tag-populaarseimad-lood","24":"tag-top-stories","25":"tag-topstories","26":"tag-uldised-uudised","27":"tag-uudised","28":"tag-viimased-uudised"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115802049369352475","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/73545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=73545"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/73545\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/44355"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=73545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=73545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=73545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}