{"id":76559,"date":"2026-01-02T12:43:14","date_gmt":"2026-01-02T12:43:14","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/76559\/"},"modified":"2026-01-02T12:43:14","modified_gmt":"2026-01-02T12:43:14","slug":"kuula-iga-kindlustuspettuse-maksab-lopuks-kinni-aus-inimene","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/76559\/","title":{"rendered":"KUULA | Iga kindlustuspettuse maksab l\u00f5puks kinni aus inimene"},"content":{"rendered":"<p class=\"MsoNormal\">Statistika j\u00e4rgi tuvastati Eestis m\u00f6\u00f6dunud aastal 561 kindlustuskelmust kogukahjuga \u00fcle kahe miljoni euro. Kuigi see moodustab alla poole protsendi k\u00f5ikidest juhtumitest, on m\u00f5ju palju ulatuslikum, kui arvud esmapilgul n\u00e4itavad. \u201eKui me ebaseaduslikult seda kahju v\u00e4lja maksame, siis see m\u00f5jutab ka ausaid kindlustusv\u00f5tjaid. Kindlustush\u00fcvitised kasvavad ja sellega koos ka kindlustusmaksed \u2013 see t\u00e4hendab, et l\u00f5puks maksavad selle k\u00f5ik ausad kodanikud kinni,\u201c selgitab saates \u00dclli Reimets.<\/p>\n<p class=\"MsoNormal\">Suur osa pettustest j\u00e4\u00e4b siiski avastamata. Rohkem kui pooled kindlustuskelmuse juhtumitest p\u00f5hinevad asjaolude varjamisel \u2013 n\u00e4iteks kindlustuskaitse puudumine v\u00f5i h\u00fcvitisest keeldumise aluste peitmine. Ligikaudu kolmandik pettustest on t\u00e4ielikult lavastatud. \u201eLavastatud kelmusi on rohkem just majanduslanguse perioodidel. Eelmisel aastal oli neid 160 juhtumit, kogukahjuga 800 000 eurot \u2013 see on ajalooliselt suurim,\u201c m\u00e4rgib Reimets. <\/p>\n<p class=\"MsoNormal\">\u00dcks markantsemaid juhtumeid tuli v\u00e4lja just ERGO k\u00e4sitluses, kus inimene s\u00f5itis korduvalt vastu puud, lootuses auto mahakandmiseks vajaliku kahju tekitada. \u201eEsimese korraga ei saanud autot maha kanda, teine kord prooviti uuesti,\u201c kirjeldab ettev\u00f5tmist Caterina Lepvalts. \u201eTegemist oli tahtliku teoga. S\u00f5ideti rahuliku kiirusega vastu puud, lootuses k\u00e4igukasti riket kompenseerida.\u201c<\/p>\n","protected":false},"excerpt":{"rendered":"Statistika j\u00e4rgi tuvastati Eestis m\u00f6\u00f6dunud aastal 561 kindlustuskelmust kogukahjuga \u00fcle kahe miljoni euro. Kuigi see moodustab alla poole&hellip;\n","protected":false},"author":2,"featured_media":76560,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[687,131,679,667,130,673,688,663,662,37,33,35,684,683,692,34,36,208,148,206,668,669,381,686,677,694,691,339,680,671,672,377,690,144,678,665,693,676,666,322,664,150,695,685,159,394,682,674,675,689,222,20,670,681,149],"class_list":{"0":"post-76559","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ajaviide","9":"tag-ari","10":"tag-autoleht","11":"tag-blog","12":"tag-business","13":"tag-cv","14":"tag-date","15":"tag-defli","16":"tag-delfi","17":"tag-ee","18":"tag-eesti","19":"tag-eesti-keel","20":"tag-ekaart","21":"tag-email","22":"tag-erootika","23":"tag-estonia","24":"tag-estonian","25":"tag-film","26":"tag-foto","27":"tag-horoskoop","28":"tag-ilm","29":"tag-ilmaennustus","30":"tag-internet","31":"tag-kaart","32":"tag-kava","33":"tag-kindlustus","34":"tag-kinnisvara","35":"tag-kuulutused","36":"tag-lasteleht","37":"tag-loto","38":"tag-majandus","39":"tag-mangud","40":"tag-mobiil","41":"tag-muusika","42":"tag-naisteleht","43":"tag-naljad","44":"tag-otsing","45":"tag-pank","46":"tag-pilt","47":"tag-raadio","48":"tag-reklaam","49":"tag-seks","50":"tag-sms","51":"tag-solo","52":"tag-sport","53":"tag-tarkvara","54":"tag-tasuta","55":"tag-too","56":"tag-toopakkumised","57":"tag-tutvus","58":"tag-tv","59":"tag-uudised","60":"tag-valimised","61":"tag-valuuta","62":"tag-video"},"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/76559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=76559"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/76559\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/76560"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=76559"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=76559"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=76559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}