{"id":83103,"date":"2026-01-12T04:33:08","date_gmt":"2026-01-12T04:33:08","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/83103\/"},"modified":"2026-01-12T04:33:08","modified_gmt":"2026-01-12T04:33:08","slug":"maksete-topeltkinnitus-kui-juhatuse-riskijuhtimise-tooriist","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/83103\/","title":{"rendered":"Maksete topeltkinnitus kui juhatuse riskijuhtimise t\u00f6\u00f6riist"},"content":{"rendered":"<p>\n                        Ettev\u00f5tte raha kaitsmine ei ole ainult raamatupidamise v\u00f5i IT-osakonna \u00fclesanne \u2013 see on otseselt juhatuse vastutus.<\/p>\n<p>Viimasel ajal on sagenenud juhtumid, kus ettev\u00f5tted kaotavad raha mitte siseinfo kuritarvitamise, vaid v\u00e4ljastpoolt alguse saanud pettuste t\u00f5ttu. Harilikult on sellise pettuse toimepanemise \u00fchine nimetaja asjaolu, et pangamaksete tegemine on v\u00f5imalik \u00fche inimese kinnitusega.<\/p>\n<p>Praktikas n\u00e4eme sageli olukorda, kus:<\/p>\n<ul>&#13;<\/p>\n<li>maksed valmistab ette ja kinnitab \u00fcks ja sama inimene;<\/li>\n<p>&#13;<\/p>\n<li>see inimene on kogenud ja usaldusv\u00e4\u00e4rne;<\/li>\n<p>&#13;<\/p>\n<li>protsess on alati nii toiminud ja seni on k\u00f5ik korras olnud.<\/li>\n<p>&#13;\n<\/ul>\n<p>Hea tava kohaselt v\u00f5iksid pangamaksed olla korraldatud nii, et \u00fcks inimene valmistab makse ette ja teine kinnitab makse&#8230;<\/p>\n<p><br style=\"display: none;\"\/><\/p>\n<p>    Juurdep\u00e4\u00e4s k\u00e4esolevale materjalile on finants- ja \u00f5igusajakirja RUP tellijatel.<\/p>\n<p>      <a target=\"_blank\" class=\"closedcontent-caption__btn closedcontent-caption__btn--primary closedcontent-caption__btn--desktop\" href=\"#login-modal\" role=\"button\" data-toggle=\"sc-modal\">Logi sisse<\/a><\/p>\n<p>v\u00f5i<\/p>\n<p>      <a target=\"_blank\" class=\"closedcontent-caption__btn closedcontent-caption__btn--secondary\" href=\"https:\/\/www.rup.ee\/tellimine\/\" rel=\"nofollow noopener\">Vormista tellimus<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Ettev\u00f5tte raha kaitsmine ei ole ainult raamatupidamise v\u00f5i IT-osakonna \u00fclesanne \u2013 see on otseselt juhatuse vastutus. Viimasel ajal&hellip;\n","protected":false},"author":2,"featured_media":83104,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[131,130,37,33,35,34,36,6469,2919,41348],"class_list":{"0":"post-83103","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ari","8":"tag-ari","9":"tag-business","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-estonia","14":"tag-estonian","15":"tag-maksed","16":"tag-pettused","17":"tag-riskijuhtimine"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115880263888079681","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/83103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=83103"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/83103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/83104"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=83103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=83103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=83103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}