{"id":8698,"date":"2025-10-01T04:33:35","date_gmt":"2025-10-01T04:33:35","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/8698\/"},"modified":"2025-10-01T04:33:35","modified_gmt":"2025-10-01T04:33:35","slug":"surve-hindadele-%e2%9f%a9-10-aastaga-vaheneb-kinnisvaraturul-noudlus-joudsalt","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/8698\/","title":{"rendered":"SURVE HINDADELE \u27e9 10 aastaga v\u00e4heneb kinnisvaraturul n\u00f5udlus j\u00f5udsalt"},"content":{"rendered":"<p>SEB andmetel moodustavad 80 protsenti kodulaenu v\u00f5tjatest 24\u201345-aastased aktiivses t\u00f6\u00f6eas inimesed. Keskmine kodulaenu v\u00f5tja on 38-aastane keskmist palka teeniv isik. Kui praegu on selles vanuser\u00fchmas inimesi pea 397 600, siis 2035. aastal on samas eas inimesi 351\u202f600.<\/p>\n<p>\u00abJ\u00e4rgmise k\u00fcmne aasta jooksul kahaneb aktiivses t\u00f6\u00f6eas inimeste hulk lausa 46\u202f000 v\u00f5rra. See t\u00e4hendab, et kui praegu oleme nii kinnisvara- kui ka kodulaenuturu aktiivsuse m\u00f5ttes heas seisus ja n\u00e4eme, et pakutavad elukondlikud kinnisvaraobjektid leiavad endale ostjad, v\u00f5ib aastate m\u00f6\u00f6dudes olla pilt teistsugune,\u00bb viitas SEB eraklientide panganduse divisjoni juht Sille Hallang.<\/p>\n<p>N\u00f5udluse nappus toob kaasa surve nii kinnisvarahindadele kui ka laenutingimustele<\/p>\n<p>Aktiivsete turuosaliste hulga v\u00e4henemine v\u00f5ib sundida kinnisvara m\u00fc\u00fcjaid hindu korrigeerima ja samal ajal parandada ka ostjatele pakutavaid laenutingimusi. Kui praegu kasvavad keskmised laenusummad aastas umbes 10 protsenti, v\u00f5ib tulevikus selle n\u00e4itaja t\u00f5us aeglustuda.<\/p>\n<p>\u00abPankade jaoks t\u00f5useb varasemast veelgi suuremasse fookusesse laenude refinantseerimine, mis t\u00e4hendab suuremat liikumist kodulaenuturul. Taolised muutused v\u00f5ib aga \u00e4ra hoida massilisem sisser\u00e4nne, kuid selle v\u00f5imalikkust on praegu aga keeruline ennustada,\u00bb avas Hallang.<\/p>\n","protected":false},"excerpt":{"rendered":"SEB andmetel moodustavad 80 protsenti kodulaenu v\u00f5tjatest 24\u201345-aastased aktiivses t\u00f6\u00f6eas inimesed. Keskmine kodulaenu v\u00f5tja on 38-aastane keskmist palka&hellip;\n","protected":false},"author":2,"featured_media":8699,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[14],"tags":[131,130,37,33,35,34,36,6474,2934,6472,6473],"class_list":["post-8698","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ari","tag-ari","tag-business","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-hinnasurve","tag-kinnisvaraturg","tag-laenutingimused","tag-noudlus"],"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/8698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=8698"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/8698\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/8699"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=8698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=8698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=8698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}