{"id":95984,"date":"2026-01-29T10:29:09","date_gmt":"2026-01-29T10:29:09","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/95984\/"},"modified":"2026-01-29T10:29:09","modified_gmt":"2026-01-29T10:29:09","slug":"swedbank-teenis-mullu-ule-veerand-miljardi-euro-suuruse-puhaskasumi","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/95984\/","title":{"rendered":"Swedbank teenis mullu \u00fcle veerand miljardi euro suuruse puhaskasumi"},"content":{"rendered":"<p>Kasumi langusel oli Eesti suurima panga teatel mitu p\u00f5hjust. Suurim muutuja oli tulude v\u00e4henemine 105 miljoni euro v\u00f5rra. Neist olulisema osa moodustas intressitulu langus 99 miljoni euro v\u00f5rra, mis tulenes madalamatest turuintressidest ja laenumarginaalidest. Teenustasutulud v\u00e4henesid 8 miljonit eurot seoses pakettide hinnakirja muudatustega m\u00f6\u00f6dunud aasta viimases kvartalis.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kulud kasvasid samal ajal 28 miljonit eurot. Kulude kasvu suurendasid personali-, toetustegevuste, uue peamaja ja grupisiseste teenuste kulud, samuti ka digilahendustega seotud investeeringud. Ka laiendas pank pettuste ennetusega tegelevate ekspertide ridu.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Positiivse poole pealt v\u00e4henes n\u00e4iteks krediidikahjum 9 miljoni euro v\u00f5rra, mis leevendas kasumi langust<\/p>\n<p>.Riik sai k\u00f5vasti maksutulu<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">\u201e2025. aasta oli Swedbanki jaoks \u00e4rilises vaates edukas ja stabiilne. Meie laenuportfell on j\u00f5udnud uue ajaloolise k\u00f5rguseni, \u00fcletades 11 miljardi euro piiri,\u201c \u00fctles Swedbanki juht Olavi Lepp. Pangajuht t\u00f5i v\u00e4lja, et aastaga v\u00e4ljastati eraisikutele uusi laene 1,17 miljardit ja ettev\u00f5tetele 1,70 miljardit eurot.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Eraklientide laenumahud kasvasid aastaga 5 protsenti ja \u00e4riklientide omad 3 protsenti. Hoiused kasvasid 2 protsenti. Mullu soetas ligi 6000 inimest kodu Swedbanki laenuga.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pank maksis 2025. aastal ettev\u00f5tte tulumaksu 99 miljonit eurot ja t\u00f6\u00f6j\u00f5umakse 71 miljonit eurot. Kokku laekus riigile Swedbankilt 201 miljonit eurot makse, millega on pank \u00fcks Eesti suuremaid maksumaksjaid.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Suurima sisemise muudatusena kolis Swedbank mullu enda kontori Tallinnas Liivalaia t\u00e4naval asuvasse Arteri \u00e4rihoonesse. <\/p>\n<p>Kuidas see lugu Sind end tundma pani? Saada <a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120432586\/swedbank-teenis-mullu-ule-veerandi-miljardi-euro-suuruse-puhaskasumi\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/arileht.delfi.ee\/artikkel\/120432586\/swedbank-teenis-mullu-ule-veerandi-miljardi-euro-suuruse-puhaskasumi\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (34)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Kasumi langusel oli Eesti suurima panga teatel mitu p\u00f5hjust. Suurim muutuja oli tulude v\u00e4henemine 105 miljoni euro v\u00f5rra.&hellip;\n","protected":false},"author":2,"featured_media":95985,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[26,27,37,33,35,34,36,31,32,21,28,29,19,25,16645,2275,23,24,22,20,30],"class_list":{"0":"post-95984","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-eesti","8":"tag-breaking-news","9":"tag-breakingnews","10":"tag-ee","11":"tag-eesti","12":"tag-eesti-keel","13":"tag-estonia","14":"tag-estonian","15":"tag-featured-news","16":"tag-featurednews","17":"tag-headlines","18":"tag-latest-news","19":"tag-latestnews","20":"tag-news","21":"tag-populaarseimad-lood","22":"tag-puhaskasum","23":"tag-swedbank","24":"tag-top-stories","25":"tag-topstories","26":"tag-uldised-uudised","27":"tag-uudised","28":"tag-viimased-uudised"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/115977923124106874","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/95984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=95984"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/95984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/95985"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=95984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=95984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=95984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}