{"id":289545,"date":"2026-06-30T10:29:09","date_gmt":"2026-06-30T10:29:09","guid":{"rendered":"https:\/\/www.europesays.com\/fi\/289545\/"},"modified":"2026-06-30T10:29:09","modified_gmt":"2026-06-30T10:29:09","slug":"korkolain-mukainen-viitekorko-ja-viivastyskorot-1-7-31-12-2026","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fi\/289545\/","title":{"rendered":"Korkolain mukainen viitekorko ja viiv\u00e4styskorot 1.7.\u201331.12.2026"},"content":{"rendered":"<p>&#13;<br \/>\n&#13;<br \/>\n    Korkolain mukainen viitekorko ja viiv\u00e4styskorot 1.7.\u201331.12.2026&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n        &#13;<br \/>\n        &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n        &#13;<br \/>\n        &#13;<br \/>\n        &#13;<br \/>\n        &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<\/p>\n<p>&#13;<\/p>\n<p>&#13;<\/p>\n<p>        &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n            &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nTiedote                            |&#13;<br \/>\n&#13;<br \/>\n                &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n30.6.2026 12.37&#13;<br \/>\n            &#13;<br \/>\n&#13;<br \/>\n            &#13;<br \/>\n&#13;<br \/>\n  &#13;<br \/>\n&#13;<\/p>\n<p>Korkolain (633\/1982) 12 \u00a7:n mukainen viitekorko ajanjaksona 1.7.\u201331.12.2026 on 2,5 %.<\/p>\n<p>&#13;<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fi\/wp-content\/uploads\/2026\/06\/f7f87e05-832d-4649-9c60-ae299dea4fee.jpg\" alt=\"\"\/><\/p>\n<p>                    &#13;<br \/>\n&#13;<br \/>\n        &#13;<\/p>\n<p>\u00a0Viiv\u00e4styskorko t\u00e4n\u00e4 ajanjaksona on 9,5 % vuodessa (viitekorko lis\u00e4ttyn\u00e4 korkolain 4 \u00a7:n mukaisella 7 prosenttiyksik\u00f6n lis\u00e4korolla). Kaupallisiin sopimuksiin sovellettavaksi tarkoitettu viiv\u00e4styskorko on 10,5 % vuodessa (viitekorko lis\u00e4ttyn\u00e4 korkolain 4 a \u00a7:n mukaisella 8 prosenttiyksik\u00f6n lis\u00e4korolla).<\/p>\n<p>Viiv\u00e4styskoron m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytett\u00e4v\u00e4 viitekorko m\u00e4\u00e4r\u00e4ytyy korkolain 12 \u00a7:n perusteella. Sen mukainen viitekorko on Euroopan keskuspankin viimeisimp\u00e4\u00e4n perusrahoitusoperaatioon ennen kunkin puolivuotiskauden ensimm\u00e4ist\u00e4 kalenterip\u00e4iv\u00e4\u00e4 soveltama korko py\u00f6ristettyn\u00e4 yl\u00f6sp\u00e4in l\u00e4himp\u00e4\u00e4n seuraavaan puoleen prosenttiyksikk\u00f6\u00f6n. T\u00e4t\u00e4 viitekorkoa sovelletaan seuraavan kuuden kuukauden ajan.<\/p>\n<p>&#13;<br \/>\n&#13;<\/p>\n<p>        &#13;<br \/>\n        &#13;<br \/>\n        &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n        &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n        &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n        &#13;<br \/>\n        &#13;<\/p>\n<p>    &#13;<br \/>\n    &#13;<\/p>\n<p>        &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n       &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n     &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n   &#13;<br \/>\n&#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n  &#13;<br \/>\n    &#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<\/p>\n","protected":false},"excerpt":{"rendered":"&#13; &#13; Korkolain mukainen viitekorko ja viiv\u00e4styskorot 1.7.\u201331.12.2026&#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13;&hellip;\n","protected":false},"author":2,"featured_media":289546,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[76],"tags":[79,77,33,31,30,16068,2459,16069,32,78],"class_list":["post-289545","post","type-post","status-publish","format-standard","has-post-thumbnail","category-talous","tag-business","tag-economy","tag-fi","tag-finland","tag-finnish","tag-raha-ja-maksaminen","tag-rahapolitiikka","tag-rahoitusvakaus","tag-suomi","tag-talous"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fi\/116838594591944213","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/posts\/289545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/comments?post=289545"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/posts\/289545\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/media\/289546"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/media?parent=289545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/categories?post=289545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fi\/wp-json\/wp\/v2\/tags?post=289545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}