{"id":105093,"date":"2025-05-16T18:51:08","date_gmt":"2025-05-16T18:51:08","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/105093\/"},"modified":"2025-05-16T18:51:08","modified_gmt":"2025-05-16T18:51:08","slug":"assurer-sa-maison-coute-bien-plus-cher-en-ile-de-france-quen-bretagne","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/105093\/","title":{"rendered":"Assurer sa maison co\u00fbte bien plus cher en \u00cele-de-France qu\u2019en Bretagne"},"content":{"rendered":"

Il faut compter 40,82\u00a0euros par mois pour assurer sa maison en r\u00e9gion parisienne et seulement 25\u00a0euros en Bretagne. En cause, davantage de catastrophes naturelles et de cambriolages.<\/p>\n

Que vous habitiez en Bretagne ou sur la C\u00f4te d\u2019Azur,\u00a0vous ne paierez pas le m\u00eame prix pour assurer votre maison.<\/a>\u00a0Plus que jamais, en effet, les tarifs des assurances habitation font le grand \u00e9cart d\u2019une r\u00e9gion \u00e0 l\u2019autre. Les habitants d\u2019\u00cele-de-France et du sud de la France (Provence-Alpes-C\u00f4te d\u2019Azur, Occitanie, Nouvelle-Aquitaine) sont ceux pour qui la facture est la plus \u00e9lev\u00e9e, constate le comparateur Selectra, qui a \u00e9pluch\u00e9 pr\u00e8s de 150.000\u00a0simulations tarifaires r\u00e9alis\u00e9es sur son site.<\/p>\n

Les m\u00e9nages paient en moyenne 40,82\u00a0euros par mois en r\u00e9gion parisienne pour assurer leur toit, 39,51\u00a0euros en Nouvelle-Aquitaine et 38,70\u00a0euros en r\u00e9gion Paca. \u00c0 l\u2019oppos\u00e9, il faut compter 25,74\u00a0euros par mois en Bretagne. Un montant inf\u00e9rieur \u00e0 la moyenne nationale (35,45\u00a0euros par mois) et une fois et demie moins \u00e9lev\u00e9 qu\u2019en \u00cele-de-France.<\/p>\n

Catastrophes naturelles et… cambriolages<\/p>\n

Les raisons de ces fortes disparit\u00e9s sont li\u00e9es \u00e0 une sinistralit\u00e9 bien plus importante en r\u00e9gion parisienne et au sud de la Loire. \u00ab\u00a0Ces r\u00e9gions sont fr\u00e9quemment expos\u00e9es aux\u00a0catastrophes naturelles, comme la s\u00e9cheresse et les inondations\u00a0<\/a> \u00bb, rel\u00e8ve l\u2019\u00e9tude de Selectra.<\/p>\n

De plus, dans certaines de ces zones g\u00e9ographiques \u00e0 forte densit\u00e9 urbaine, les cambriolages sont plus nombreux. C\u2019est particuli\u00e8rement le cas en \u00cele-de-France (6,5\u00a0cambriolages pour 1000\u00a0habitants en 2024, contre 4,22 en Bourgogne-Franche-Comt\u00e9). R\u00e9sultat, l\u2019ensemble de ces sinistres co\u00fbte cher aux assureurs\u00a0: un habitant en r\u00e9gion Paca leur co\u00fbte en moyenne 49\u00a0euros par an. Un montant qui tombe \u00e0 5\u00a0euros en Bretagne.<\/p>\n","protected":false},"excerpt":{"rendered":"Il faut compter 40,82\u00a0euros par mois pour assurer sa maison en r\u00e9gion parisienne et seulement 25\u00a0euros en Bretagne.…\n","protected":false},"author":2,"featured_media":105094,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1592],"tags":[631,627,1111,630,11,1117,340,398,343,634,405,629,636,1777,674,632,638,1011,27,662,637,4458,399,639,2142,635,12,626,25,401,628,633,407],"class_list":{"0":"post-105093","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ile-de-france","8":"tag-action","9":"tag-actions-francaise","10":"tag-actu","11":"tag-actualite-bourse","12":"tag-actualites","13":"tag-assurance","14":"tag-bourse","15":"tag-bourse-de-paris","16":"tag-cac-40","17":"tag-cotation","18":"tag-cotations","19":"tag-cours-des-societes-francaises","20":"tag-devises","21":"tag-eu","22":"tag-europe","23":"tag-fcp","24":"tag-figaro","25":"tag-fr","26":"tag-france","27":"tag-ile-de-france","28":"tag-indices","29":"tag-inondation","30":"tag-investissement","31":"tag-le-figaro","32":"tag-maison","33":"tag-marches","34":"tag-news","35":"tag-paris","36":"tag-republique-francaise","37":"tag-sicav","38":"tag-societes-etrangeres","39":"tag-warrant","40":"tag-warrants"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/114519021001629375","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/105093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=105093"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/105093\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/105094"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=105093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=105093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=105093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}