{"id":1090061,"date":"2026-07-27T03:22:18","date_gmt":"2026-07-27T03:22:18","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/1090061\/"},"modified":"2026-07-27T03:22:18","modified_gmt":"2026-07-27T03:22:18","slug":"ou-placer-son-argent-avec-la-remontee-des-taux-dinteret","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/1090061\/","title":{"rendered":"O\u00f9 placer son argent avec la remont\u00e9e des taux d\u2019int\u00e9r\u00eat ?"},"content":{"rendered":"<p>\n    <strong>NOS CONSEILS<\/strong> &#8211; La guerre en Iran a chang\u00e9 la donne pour les \u00e9pargnants. Certains produits financiers voient actuellement leur rendement progresser.<\/p>\n<p class=\"fig-paragraph\">Les \u00e9pargnants ont de quoi se poser des questions. Les tensions internationales (<a href=\"http:\/\/www.lefigaro.fr\/international\/dossier\/attaque-en-iran-des-etats-unis-et-israel-notre-dossier-pour-tout-comprendre\" data-fig-type=\"Topic\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">conflit au Moyen-Orient<\/a>,\u00a0<a href=\"http:\/\/www.lefigaro.fr\/international\/dossier\/tensions-entre-la-russie-et-l-ukraine-tout-comprendre-a-la-menace-d-une-invasion-russe\" data-fig-type=\"Topic\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">guerre en Ukraine<\/a>, guerre commerciale lanc\u00e9e par Donald Trump\u2026) assorties de\u00a0<a href=\"http:\/\/www.lefigaro.fr\/conjoncture\/petrole-a-100-dollars-la-bce-redoute-une-hausse-de-l-inflation-20260723\" data-fig-type=\"Article\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">la flamb\u00e9e des prix du p\u00e9trole<\/a>\u00a0font planer le risque d\u2019un retour marqu\u00e9 de l\u2019inflation. Et, par effet boule de neige, d\u2019une remont\u00e9e durable des taux d\u2019int\u00e9r\u00eat. La Banque centrale europ\u00e9enne (BCE) a d\u00e9j\u00e0 relev\u00e9 son taux directeur \u00e0 2,25\u00a0% (+\u00a00,25 point)\u00a0<a href=\"http:\/\/www.lefigaro.fr\/conjoncture\/bce-une-hausse-des-taux-a-ete-envisagee-par-certains-gouverneurs-selon-christine-lagarde-20260723\" data-fig-type=\"NewsFlash\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">en juin dernier, et laiss\u00e9 la porte ouverte \u00e0 une nouvelle hausse en septembre<\/a>.<\/p>\n<p class=\"fig-paragraph\">La France en paie le prix en raison de ses finances publiques d\u00e9grad\u00e9es.\u00a0<a href=\"http:\/\/www.lefigaro.fr\/conjoncture\/dette-ce-taux-d-emprunt-desormais-a-4-qui-etouffe-encore-un-peu-plus-la-france-20260723\" data-fig-type=\"Article\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">Le taux d\u2019int\u00e9r\u00eat de la dette fran\u00e7aise \u00e0 10\u00a0ans<\/a>\u00a0a d\u00e9pass\u00e9 la barre symbolique des 4\u00a0% jeudi matin, une premi\u00e8re depuis juin 2009 et la crise des subprimes. Paradoxalement, le contexte actuel offre des opportunit\u00e9s pour placer son argent \u00e0 bon compte. La remont\u00e9e progressive des taux d\u2019int\u00e9r\u00eat redonne de l\u2019attractivit\u00e9 aux produits qui y sont adoss\u00e9s (superlivrets, fonds en euros, obligations\u2026) en faisant grimper les rendements. La revalorisation du taux du livret\u00a0A \u00e0 1,70\u00a0% le 1er\u00a0ao\u00fbt est une aubaine pour les \u00e9pargnants qui n\u2019aiment pas le risque.<\/p>\n<p class=\"fig-premium-paywall__infos\">\n        Cet article est r\u00e9serv\u00e9 aux abonn\u00e9s.        Il vous reste 93% \u00e0 d\u00e9couvrir.\n    <\/p>\n<p>                <img  data- alt=\"Le Figaro\" class=\"fig-img--complete fig-img\"\/><\/p>\n<p class=\"fig-premium-paywall__title\">Vous avez envie de lire la suite ?<\/p>\n<p class=\"fig-premium-paywall__subtitle\">D\u00e9bloquez tous les articles imm\u00e9diatement.<\/p>\n<p class=\"fig-premium-paywall__connect\">\n                D\u00e9j\u00e0 abonn\u00e9\u00a0?                <a class=\"fig-premium-paywall__connect-link\" href=\"https:\/\/connect.lefigaro.fr\/login?client=horizon_web&amp;type=main&amp;redirect_uri=https%3A%2F%2Fwww.lefigaro.fr%2Ffinances-perso%2Fou-placer-son-argent-avec-la-remontee-des-taux-d-interet-20260726\" data-js-gtm=\"{&quot;event&quot;:&quot;customEventGA4&quot;,&quot;eventName&quot;:&quot;click_action&quot;,&quot;feature&quot;:&quot;paywall&quot;,&quot;location&quot;:&quot;paywall&quot;,&quot;button_action&quot;:&quot;connect&quot;,&quot;click_text&quot;:&quot;Connectez-vous&quot;}\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n                    Connectez-vous<br \/>\n                <\/a>\n            <\/p>\n","protected":false},"excerpt":{"rendered":"NOS CONSEILS &#8211; La guerre en Iran a chang\u00e9 la donne pour les \u00e9pargnants. Certains produits financiers voient&hellip;\n","protected":false},"author":2,"featured_media":1090062,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[6],"tags":[35,33,34,1011,27,1118],"class_list":["post-1090061","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economie","tag-business","tag-economie","tag-economy","tag-fr","tag-france","tag-placement"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/116989797823387113","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/1090061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=1090061"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/1090061\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/1090062"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=1090061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=1090061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=1090061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}