{"id":1167143,"date":"2026-09-04T15:40:12","date_gmt":"2026-09-04T15:40:12","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/1167143\/"},"modified":"2026-09-04T15:40:12","modified_gmt":"2026-09-04T15:40:12","slug":"ca-rapporte-sans-faire-defforts-jean-f-investit-une-partie-de-son-epargne-sur-le-msci-world-letf-qui-a-le-vent-en-poupe","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/1167143\/","title":{"rendered":"\u00ab\u00c7a rapporte sans faire d\u2019efforts\u00bb : Jean F. investit une partie de son \u00e9pargne sur le MSCI World, l\u2019ETF qui a le vent en poupe"},"content":{"rendered":"<p data-module=\"standfirst-editorial-episode\" data-context=\"@media (min-width:48em)\">\n    \u00c0 l\u2019approche de la naissance de son premier enfant, Jean, 30 ans, souhaite faire fructifier ses \u00e9conomies. Comme de nombreux jeunes investisseurs, il a jet\u00e9 son d\u00e9volu sur l\u2019ETF MSCI World, r\u00e9put\u00e9 pour sa diversification. Un placement en apparence rassurant, mais qui n\u2019est pas sans risque.<\/p>\n<p class=\"fig-paragraph fig-paragraph--dropped\">Du temps de son c\u00e9libat, Jean* F. aimait fr\u00e9quenter les salles de ventes aux ench\u00e8res et les\u00a0<a href=\"http:\/\/www.lefigaro.fr\/maison\/brocantes-et-vide-greniers-les-secrets-des-chineurs-pour-denicher-les-vraies-affaires-sans-se-faire-pieger-20260410\" target=\"_blank\" data-fig-type=\"Article\" rel=\"noopener nofollow\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\">brocantes\u00a0<\/a>\u00e0 la recherche de pi\u00e8ces rares et de dessins architecturaux. \u00c0 l\u2019\u00e9poque, celui qui est pass\u00e9 par une \u00e9cole de design apr\u00e8s une pr\u00e9paration aux Beaux-Arts n\u2019h\u00e9sitait pas \u00e0 \u00abd\u00e9penser\u00bb son argent pour se constituer un\u00a0<a href=\"http:\/\/www.lefigaro.fr\/economie\/matis-co-investir-dans-l-art-pour-diversifier-son-patrimoine-20251205\" target=\"_blank\" data-fig-type=\"Article\" rel=\"sponsored noopener nofollow\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\">d\u00e9but de collection<\/a>. \u00abJ\u2019avais envie de profiter\u00bb, explique sans regret ce jeune trentenaire en bras de chemise qui nous re\u00e7oit dans le salon soign\u00e9 de son appartement du XVe arrondissement de Paris. Aujourd\u2019hui mari\u00e9 avec Louise depuis un an, son \u00e9tat d\u2019esprit a chang\u00e9. En t\u00e9moigne le couffin en osier install\u00e9 au milieu du s\u00e9jour, \u00e0 c\u00f4t\u00e9 d\u2019un buffet o\u00f9 tr\u00f4nent deux bustes en argile de sa confection, semblant tout droit sortis de l\u2019Antiquit\u00e9 grecque. Conseiller communication, Jean a commenc\u00e9 \u00e0 surveiller chacune de ses d\u00e9penses, rigoureusement r\u00e9pertori\u00e9es dans un document Excel, au code couleur strict. S\u2019il s\u2019imposait cette \u00abhygi\u00e8ne de vie\u00bb, c\u2019est parce que l\u2019argent peut \u00eatre, chez lui, vecteur d\u2019\u00abangoisses\u00bb. \u00abJ\u2019ai peur d\u2019\u00eatre dans le rouge et de ne pas suffisamment transmettre \u00e0 mes futurs enfants\u00bb, confie-t-il, assis sur le bord de son canap\u00e9.<\/p>\n<p class=\"fig-paragraph fig-paragraph--dropped\">Il y a un an, Jean est pass\u00e9 \u00e0 l\u2019\u00e9tape sup\u00e9rieure en souscrivant \u00e0 la\u2026<\/p>\n<p class=\"fig-premium-paywall__infos\">\n        Cet article est r\u00e9serv\u00e9 aux abonn\u00e9s.        Il vous reste 88% \u00e0 d\u00e9couvrir.\n    <\/p>\n<p>                <img  data- alt=\"Le Figaro\" class=\"fig-img--complete fig-img\"\/><\/p>\n<p class=\"fig-premium-paywall__title\">Vente Flash<\/p>\n<p class=\"fig-premium-paywall__subtitle\">-70% sur votre abonnement. Sans engagement.<\/p>\n<p class=\"fig-premium-paywall__connect\">\n                D\u00e9j\u00e0 abonn\u00e9\u00a0?                <a class=\"fig-premium-paywall__connect-link\" href=\"https:\/\/connect.lefigaro.fr\/login?client=horizon_web&amp;type=main&amp;redirect_uri=https%3A%2F%2Fwww.lefigaro.fr%2Fargent%2Fca-rapporte-sans-faire-d-efforts-jean-f-investit-une-partie-de-son-epargne-sur-le-msci-world-l-etf-qui-a-le-vent-en-poupe-20260904\" data-js-gtm=\"{&quot;event&quot;:&quot;customEventGA4&quot;,&quot;eventName&quot;:&quot;click_action&quot;,&quot;feature&quot;:&quot;paywall&quot;,&quot;location&quot;:&quot;paywall&quot;,&quot;button_action&quot;:&quot;connect&quot;,&quot;click_text&quot;:&quot;Connectez-vous&quot;}\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n                    Connectez-vous<br \/>\n                <\/a>\n            <\/p>\n","protected":false},"excerpt":{"rendered":"\u00c0 l\u2019approche de la naissance de son premier enfant, Jean, 30 ans, souhaite faire fructifier ses \u00e9conomies. Comme&hellip;\n","protected":false},"author":2,"featured_media":1167144,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[7],"tags":[340,589,2302,1011,27,43,40,41,39,42,44],"class_list":["post-1167143","post","type-post","status-publish","format-standard","has-post-thumbnail","category-sciences-et-technologies","tag-bourse","tag-epargne","tag-etf","tag-fr","tag-france","tag-science","tag-science-and-technology","tag-sciences","tag-sciences-et-technologies","tag-technologies","tag-technology"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/117213529932595380","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/1167143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=1167143"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/1167143\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/1167144"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=1167143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=1167143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=1167143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}