{"id":321664,"date":"2025-08-15T22:35:11","date_gmt":"2025-08-15T22:35:11","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/321664\/"},"modified":"2025-08-15T22:35:11","modified_gmt":"2025-08-15T22:35:11","slug":"aux-etats-unis-le-gouvernement-demantele-un-organe-federal-destine-a-proteger-les-clients-des-banques","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/321664\/","title":{"rendered":"Aux \u00c9tats-Unis, le gouvernement d\u00e9mant\u00e8le un organe f\u00e9d\u00e9ral destin\u00e9 \u00e0 prot\u00e9ger les clients des banques"},"content":{"rendered":"<p>Le <a class=\"Link\" href=\"https:\/\/www.lepoint.fr\/monde\/l-administration-trump-veut-doubler-les-capacites-de-detention-de-migrants-15-08-2025-2596395_24.php\" title=\"\" data-gtm=\"click:capsule\" data-capsule=\"Lien\" rel=\"nofollow noopener\" target=\"_blank\">gouvernement des \u00c9tats-Unis<\/a> a \u00e9t\u00e9 autoris\u00e9, par une cour d&rsquo;appel, \u00e0 d\u00e9manteler\u00a0un organe f\u00e9d\u00e9ral de protection des clients des banques ainsi\u00a0qu&rsquo;\u00e0 licencier ses employ\u00e9s, vendredi 15\u00a0ao\u00fbt.<\/p>\n<p>\u00c0 la suite de l&rsquo;arriv\u00e9e de <a class=\"Link\" href=\"https:\/\/www.lepoint.fr\/tags\/donald-trump\" data-gtm=\"click:capsule\" data-capsule=\"Lien\" rel=\"nofollow noopener\" target=\"_blank\">Donald Trump<\/a> \u00e0 la Maison-Blanche, le nouveau secr\u00e9taire au Tr\u00e9sor <a class=\"Link\" href=\"https:\/\/www.lepoint.fr\/economie\/scott-bessent-le-speculateur-de-genie-devenu-le-consigliere-de-trump-31-07-2025-2595484_28.php\" title=\"\" data-gtm=\"click:capsule\" data-capsule=\"Lien\" rel=\"nofollow noopener\" target=\"_blank\">Scott Bessent<\/a> avait r\u00e9clam\u00e9, le 3\u00a0f\u00e9vrier, l&rsquo;arr\u00eat des enqu\u00eates en cours r\u00e9alis\u00e9 par cet organisme, le Bureau de protection des consommateurs en mati\u00e8re financi\u00e8re (CFPB).\u00a0Cr\u00e9\u00e9\u00a0en 2011\u00a0en r\u00e9ponse \u00e0 la crise financi\u00e8re de 2008, il a pour\u00a0mission de lutter contre la fraude financi\u00e8re, \u00e0 l&rsquo;\u00e9chelle individuelle comme nationale, explique <a class=\"Link\" href=\"https:\/\/www.lemonde.fr\/economie\/article\/2025\/02\/27\/l-administration-trump-fait-voler-en-eclats-la-regulation-financiere-americaine_6566440_3234.html?random=940449205\" target=\"_blank\" title=\"\" data-gtm=\"click:capsule\" data-capsule=\"Lien\" rel=\"nofollow noopener\">Le Monde<\/a>. Les entreprises condamn\u00e9es par le CFPB ont revers\u00e9 21\u00a0millions de dollars aux \u00c9tats-uniens, depuis la cr\u00e9ation du Bureau.<\/p>\n<p>Une premi\u00e8re d\u00e9cision infirm\u00e9e<\/p>\n<p>Mi-f\u00e9vrier, les agents de l&rsquo;organisme avaient \u00e9t\u00e9 inform\u00e9s de ce changement de statut par Russ Vought, directeur par int\u00e9rim du CFPB. Depuis, les travailleurs \u00e9taient invit\u00e9s \u00e0 \u00ab\u00a0ne plus venir au bureau\u00a0\u00bb. Apr\u00e8s ces annonces, un syndicat de fonctionnaires avait d\u00e9pos\u00e9 deux recours, jugeant ces mesures \u00ab\u00a0ill\u00e9gales\u00a0\u00bb.<\/p>\n<p>\n\u00c0 D\u00e9couvrir<br \/>\n<strong class=\"discover-kangourou__line\"><br \/>\n<img decoding=\"async\" class=\"discover-kangourou__img\" src=\"https:\/\/static.lpnt.fr\/static\/img\/kangourou\/kangourou_filled.svg\"\/><br \/>\n<strong class=\"discover-kangourou__txt\"><br \/>\n<strong>Le Kangourou du jour<\/strong><br \/>\n<a href=\"https:\/\/kangourou.lepoint.fr\" title=\"kangourou\" data-gtm-cta=\"kangourou_article\" class=\"discover-kangourou__lnk\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\nR\u00e9pondre<br \/>\n<\/a><br \/>\n<\/strong><br \/>\n<\/strong><br \/>\nLa suspension de la mise en sommeil du Bureau ainsi que\u00a0des licenciements avait \u00e9t\u00e9 demand\u00e9e en mars\u00a0par une cour de Washington, en premi\u00e8re instance. Mais les juges de la cour d&rsquo;appel estiment que cette cour \u00ab\u00a0n&rsquo;\u00e9tait pas comp\u00e9tente sur des revendications relatives \u00e0 la perte d&#8217;emploi\u00a0\u00bb.<\/p>\n<p>Depuis son arriv\u00e9e \u00e0 la Maison-Blanche, Donald Trump r\u00e9forme le corps diplomatique des \u00c9tats-Unis en profondeur. Par cette restructuration, le pr\u00e9sident\u00a0entend\u00a0aligner la politique \u00e9trang\u00e8re des \u00c9tats-Unis \u00e0 son programme \u00ab\u00a0America First\u00a0\u00bb (l&rsquo;Am\u00e9rique d&rsquo;abord). En juillet, le d\u00e9partement d&rsquo;\u00c9tat avait entam\u00e9 <a class=\"Link\" href=\"https:\/\/www.lepoint.fr\/monde\/trump-continue-sa-purge-en-licenciant-plus-de-1350-fonctionnaires-11-07-2025-2594196_24.php\" title=\"\" data-gtm=\"click:capsule\" data-capsule=\"Lien\" rel=\"nofollow noopener\" target=\"_blank\">les proc\u00e9dures de licenciement de plus de\u00a01\u00a0350 agents<\/a>\u00a0sur les 18\u00a0000\u00a0bas\u00e9s aux \u00c9tats-Unis.<\/p>\n<p>Toute l\u2019actualit\u00e9 \u00e0 1\u20ac le premier mois<\/p>\n<p><a href=\"https:\/\/abo.lepoint.fr\/?provenance=21EDI020098\" class=\"btn\" title=\"S&#039;abonner\" data-gtm=\"click:abo|display:abo\" data-campaign=\"paywall_maison\" rel=\"nofollow noopener\" target=\"_blank\">S&rsquo;abonner<\/a><\/p>\n<p>ou<\/p>\n","protected":false},"excerpt":{"rendered":"Le gouvernement des \u00c9tats-Unis a \u00e9t\u00e9 autoris\u00e9, par une cour d&rsquo;appel, \u00e0 d\u00e9manteler\u00a0un organe f\u00e9d\u00e9ral de protection des&hellip;\n","protected":false},"author":2,"featured_media":321665,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1589],"tags":[11,73,1866,12,1864,1865,1863,308],"class_list":{"0":"post-321664","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-etats-unis","8":"tag-actualites","9":"tag-etats-unis","10":"tag-etats-unis-damerique","11":"tag-news","12":"tag-united-states","13":"tag-united-states-of-america","14":"tag-us","15":"tag-usa"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/115035171991036614","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/321664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=321664"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/321664\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/321665"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=321664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=321664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=321664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}