{"id":37344,"date":"2025-04-19T21:08:12","date_gmt":"2025-04-19T21:08:12","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/37344\/"},"modified":"2025-04-19T21:08:12","modified_gmt":"2025-04-19T21:08:12","slug":"les-taux-remontent-le-marche-sessouffle","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/37344\/","title":{"rendered":"les taux remontent, le march\u00e9 s\u2019essouffle"},"content":{"rendered":"<p>La d\u00e9cision de la Banque centrale europ\u00e9enne de baisser, pour la sixi\u00e8me fois cons\u00e9cutive, ses taux directeurs de 25 points de base, avec un taux de refinancement ramen\u00e9 \u00e0 2,5\u00a0%, devrait offrir un r\u00e9pit sur un march\u00e9 du cr\u00e9dit immobilier encore balbutiant. D&rsquo;autant que le discours de la banque centrale est plut\u00f4t accommodant, laissant entrevoir de nouvelles baisses. Cette d\u00e9cision intervient \u00e0 un moment o\u00f9 les taux de cr\u00e9dit immobilier affichent un l\u00e9ger mouvement haussier, apr\u00e8s une baisse presque continue d&rsquo;un an, et ce, avant le printemps, une p\u00e9riode g\u00e9n\u00e9ralement propice aux achats immobiliers.<\/p>\n<p>Car si les taux courts sont orient\u00e9s \u00e0 la baisse, ce n&rsquo;est pas le cas des taux longs, notamment celui de l&rsquo;obligation d&rsquo;\u00c9tat (OAT) \u00e0 dix ans, qui sert en partie de r\u00e9f\u00e9rence pour les banques dans le calcul de leurs bar\u00e8mes. Le contexte de grande incertitude g\u00e9n\u00e9r\u00e9e par la politique tarifaire des \u00c9tats-Unis, mais aussi l&rsquo;instabilit\u00e9 budg\u00e9taire et politique en France ou la brusque hausse du taux souverain allemand \u00e0 l&rsquo;annonce d&rsquo;un plan d&rsquo;investissement dans la d\u00e9fense en Allemagne sont autant d&rsquo;\u00e9l\u00e9ments qui mettent les emprunts d&rsquo;\u00c9tat sous pression.<\/p>\n","protected":false},"excerpt":{"rendered":"La d\u00e9cision de la Banque centrale europ\u00e9enne de baisser, pour la sixi\u00e8me fois cons\u00e9cutive, ses taux directeurs de&hellip;\n","protected":false},"author":2,"featured_media":37345,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[17,35,11662,33,34,645,1011,27,1116,151,2089,11892,11893,1115],"class_list":{"0":"post-37344","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie","8":"tag-17","9":"tag-business","10":"tag-credit","11":"tag-economie","12":"tag-economy","13":"tag-entreprises-finance","14":"tag-fr","15":"tag-france","16":"tag-immobilier","17":"tag-les","18":"tag-marche","19":"tag-remontent","20":"tag-sessouffle","21":"tag-taux"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/114366677321972764","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/37344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=37344"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/37344\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/37345"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=37344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=37344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=37344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}