{"id":428847,"date":"2025-09-30T14:54:12","date_gmt":"2025-09-30T14:54:12","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/428847\/"},"modified":"2025-09-30T14:54:12","modified_gmt":"2025-09-30T14:54:12","slug":"pour-financer-leconomie-lue-veut-reorienter-35-500-milliards-deuros-de-depots-bancaires","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/428847\/","title":{"rendered":"pour financer l&rsquo;\u00e9conomie, l&rsquo;UE veut r\u00e9orienter 35 500 milliards d&rsquo;euros de d\u00e9p\u00f4ts bancaires"},"content":{"rendered":"<p>La Commission europ\u00e9enne a d\u00e9voil\u00e9, ce mardi, une initiative d\u2019envergure visant \u00e0 transformer le paysage de l\u2019\u00e9pargne continentale. Au c\u0153ur de cette strat\u00e9gie pour une nouvelle Union de l\u2019\u00e9pargne et de l\u2019investissement (UEI)\u00a0: la cr\u00e9ation d\u2019un Compte d\u2019\u00c9pargne et d\u2019Investissement (CEI) europ\u00e9en. L\u2019objectif est clair\u00a0: d\u00e9tourner les capitaux consid\u00e9rables \u2014 plus de 35\u00a0500\u00a0milliards d\u2019euros d\u2019\u00e9pargne au total \u2014 des d\u00e9p\u00f4ts bancaires peu r\u00e9mun\u00e9rateurs vers les march\u00e9s financiers, afin d\u2019injecter des fonds vitaux dans l\u2019\u00e9conomie r\u00e9elle et soutenir la comp\u00e9titivit\u00e9 face aux g\u00e9ants am\u00e9ricains et chinois.<\/p>\n<p>Le constat dress\u00e9 par Bruxelles est sans appel. Les citoyens europ\u00e9ens, grands \u00e9pargnants, \u00ab\u00a0gardent une part trop importante en d\u00e9p\u00f4ts o\u00f9 le rendement est tr\u00e8s faible ou, avec l\u2019inflation, m\u00eame n\u00e9gatif en termes r\u00e9els\u00a0\u00bb, d\u00e9plore Maria Lu\u00eds Albuquerque, commissaire europ\u00e9enne aux Services financiers. Cette pr\u00e9f\u00e9rence marqu\u00e9e pour l\u2019\u00e9pargne de pr\u00e9caution prive les entreprises europ\u00e9ennes de financements essentiels, un ph\u00e9nom\u00e8ne qui prend une acuit\u00e9 critique alors que l\u2019UE cherche \u00e0 acc\u00e9l\u00e9rer ses transitions \u00e9cologique et num\u00e9rique. Dans un sc\u00e9nario optimiste, la Commission estime qu\u2019une participation accrue des particuliers aux march\u00e9s pourrait g\u00e9n\u00e9rer plus de 1,2 trillion d\u2019euros d\u2019investissement suppl\u00e9mentaire en actifs de l\u2019UE sur dix ans.<\/p>\n","protected":false},"excerpt":{"rendered":"La Commission europ\u00e9enne a d\u00e9voil\u00e9, ce mardi, une initiative d\u2019envergure visant \u00e0 transformer le paysage de l\u2019\u00e9pargne continentale.&hellip;\n","protected":false},"author":2,"featured_media":428848,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1586],"tags":[17,11,9705,55743,55744,33,1777,674,1779,23027,1011,27,30481,1861,12,471,25,1778,364],"class_list":{"0":"post-428847","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-europe","8":"tag-17","9":"tag-actualites","10":"tag-compte","11":"tag-depargne","12":"tag-dinvestissement","13":"tag-economie","14":"tag-eu","15":"tag-europe","16":"tag-european-union","17":"tag-financer","18":"tag-fr","19":"tag-france","20":"tag-leconomie","21":"tag-lue","22":"tag-news","23":"tag-pour","24":"tag-republique-francaise","25":"tag-ue","26":"tag-union-europeenne"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/115293825613984361","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/428847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=428847"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/428847\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/428848"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=428847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=428847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=428847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}