{"id":449019,"date":"2025-10-09T03:01:11","date_gmt":"2025-10-09T03:01:11","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/449019\/"},"modified":"2025-10-09T03:01:11","modified_gmt":"2025-10-09T03:01:11","slug":"le-virement-instantane-simpose-en-france-ce-quil-faut-savoir-sur-ce-mode-de-paiement","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/449019\/","title":{"rendered":"Le virement instantan\u00e9 s\u2019impose en France\u00a0: ce qu\u2019il faut savoir sur ce mode de paiement"},"content":{"rendered":"<p class=\"paragraph text_align_left lp-f-body-02\">Finie, l\u2019attente de plusieurs jours pour recevoir le remboursement de ce repas au restaurant que vous avez pay\u00e9 \u00e0 un ami. \u00c0 partir de ce jeudi 9 octobre, un r\u00e8glement europ\u00e9en publi\u00e9 en 2024 impose aux banques qui proposent des virements \u00e0 leurs clients de leur permettre de faire des transferts d\u2019argent instantan\u00e9s, autrement dit, cr\u00e9ditant imm\u00e9diatement le compte du b\u00e9n\u00e9ficiaire.<\/p>\n<p class=\"paragraph text_align_left lp-f-body-02\">Dans les faits, la plupart des \u00e9tablissements bancaires le mettent d\u00e9j\u00e0 \u00e0 disposition. <a href=\"https:\/\/www.leparisien.fr\/economie\/virement-instantane-gratuit-ce-qui-change-vraiment-a-partir-de-mercredi-07-01-2025-2KOQJQ7EXBAX7LB4BTX37PZJ4Y.php\" target=\"_self\" rel=\"nofollow noopener\">Depuis le 9 janvier<\/a>, ils doivent \u00e9galement le proposer au m\u00eame prix que le virement classique. Il est de fait gratuit (pour les transactions en ligne) dans la grande majorit\u00e9 des \u00e9tablissements. Nouveaut\u00e9s, fonctionnement, s\u00e9curit\u00e9\u2026 On fait le point.<\/p>\n","protected":false},"excerpt":{"rendered":"Finie, l\u2019attente de plusieurs jours pour recevoir le remboursement de ce repas au restaurant que vous avez pay\u00e9&hellip;\n","protected":false},"author":2,"featured_media":449020,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[11,33,1011,27,12,25,6337],"class_list":{"0":"post-449019","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-france","8":"tag-actualites","9":"tag-economie","10":"tag-fr","11":"tag-france","12":"tag-news","13":"tag-republique-francaise","14":"tag-votre-argent"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/115341982626524895","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/449019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=449019"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/449019\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/449020"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=449019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=449019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=449019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}