{"id":502489,"date":"2025-10-31T15:26:14","date_gmt":"2025-10-31T15:26:14","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/502489\/"},"modified":"2025-10-31T15:26:14","modified_gmt":"2025-10-31T15:26:14","slug":"la-france-insoumise-lance-une-petition-contre-linterdiction-des-decouverts-bancaires","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/502489\/","title":{"rendered":"La France Insoumise lance une p\u00e9tition contre \u00ab\u00a0l\u2019interdiction des d\u00e9couverts\u00a0bancaires\u00a0\u00bb"},"content":{"rendered":"<p>Ce vendredi, le patron de <a href=\"https:\/\/www.20minutes.fr\/politique\/france-insoumise\/\" class=\"c-link c-link--is-underlined\" rel=\"nofollow noopener\" target=\"_blank\">La France insoumise<\/a> (LFI), Jean-Luc M\u00e9lenchon, a annonc\u00e9 sur X qu\u2019une <a href=\"https:\/\/www.change.org\/p\/non-%C3%A0-l-interdiction-des-d%C3%A9couverts-bancaires?utm_medium=custom_url&amp;utm_source=share_petition&amp;recruited_by_id=8830e8c0-5a9f-11ed-b53a-d384cdd0e64f\" rel=\"nofollow noopener\" target=\"_blank\" class=\"c-link c-link--is-underlined\">p\u00e9tition avait \u00e9t\u00e9 lanc\u00e9e<\/a> contre l\u2019<a href=\"https:\/\/www.20minutes.fr\/economie\/4182517-20251030-durcissement-regles-decouvert-durcissement-compliquera-vie-nombreux-menages-alertent-banques\" target=\"_blank\" class=\"c-link c-link--is-underlined\" rel=\"nofollow noopener\">interdiction des d\u00e9couverts bancaires<\/a>. Moins de 24 heures apr\u00e8s la mise en ligne, le texte avait d\u00e9j\u00e0 recueilli plus de 17.000 signatures.<\/p>\n<p>\u00ab\u00a0Plus de 22\u00a0% des Fran\u00e7ais sont \u00e0 d\u00e9couvert le 16 du mois. Aujourd\u2019hui, ces personnes survivent gr\u00e2ce au d\u00e9couvert autoris\u00e9\u00a0\u00bb, affirme la vice-pr\u00e9sidente du groupe insoumis \u00e0 l\u2019Assembl\u00e9e nationale, Cl\u00e9mence Guett\u00e9, autrice de la p\u00e9tition. \u00ab\u00a0\u00c0 partir du 20\u00a0novembre 2026, ce sera interdit. Vous devrez demander une autorisation \u00e0 votre banquier \u00e0 chaque d\u00e9couvert\u00a0\u00bb, poursuit-elle.<\/p>\n<p>\u00ab\u00a0Les prix explosent et les salaires stagnent\u00a0\u00bb<\/p>\n<p>Cette mesure d\u00e9coule directement d\u2019une directive europ\u00e9enne visant \u00e0 encadrer strictement les d\u00e9couverts bancaires. La r\u00e9forme vise \u00e0 limiter les d\u00e9rives et \u00e0 mieux prot\u00e9ger les consommateurs, en encadrant davantage les d\u00e9couverts bancaires. D\u00e8s son entr\u00e9e en application, la r\u00e8gle voudra que les d\u00e9couverts sup\u00e9rieurs \u00e0 200 euros seront consid\u00e9r\u00e9s comme de v\u00e9ritables cr\u00e9dits \u00e0 la consommation, n\u00e9cessitant \u00e0 chaque fois une validation de la banque. Chaque demande devra \u00eatre \u00e9tudi\u00e9e, accompagn\u00e9e d\u2019une \u00e9valuation de solvabilit\u00e9 et d\u2019informations d\u00e9taill\u00e9es sur le co\u00fbt du cr\u00e9dit.<\/p>\n<\/p>\n<p>De son c\u00f4t\u00e9, Cl\u00e9mence Guett\u00e9 estime que \u00ab\u00a0si les personnes sont \u00e0 d\u00e9couvert, ce n\u2019est pas parce qu\u2019elles g\u00e8rent mal leur argent, mais parce que dans la France de Macron, les prix explosent et les salaires stagnent\u00a0\u00bb. En r\u00e9action, LFI a d\u2019ailleurs d\u00e9pos\u00e9 une proposition de loi visant \u00e0 \u00ab\u00a0rendre le droit au d\u00e9couvert et supprimer les agios abusifs\u00a0\u00bb.<\/p>\n<p><a href=\"https:\/\/www.20minutes.fr\/dossier\/frais_bancaires\" class=\"c-link c-btn c-btn--primary\" rel=\"nofollow noopener\" target=\"_blank\">Notre dossier sur les frais bancaires<\/a><\/p>\n<p>La France insoumise accuse par ailleurs le Parti socialiste et le Rassemblement national de s\u2019\u00eatre abstenus lors du vote europ\u00e9en, permettant selon elle l\u2019adoption du texte.<\/p>\n","protected":false},"excerpt":{"rendered":"Ce vendredi, le patron de La France insoumise (LFI), Jean-Luc M\u00e9lenchon, a annonc\u00e9 sur X qu\u2019une p\u00e9tition avait&hellip;\n","protected":false},"author":2,"featured_media":502490,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[47,416,523,35,33,34,1011,62459,27,1023,2844,316,2922],"class_list":{"0":"post-502489","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie","8":"tag-actualite","9":"tag-assemblee-nationale","10":"tag-banque","11":"tag-business","12":"tag-economie","13":"tag-economy","14":"tag-fr","15":"tag-frais-bancaires","16":"tag-france","17":"tag-la-france-insoumise-lfi","18":"tag-petition","19":"tag-politique","20":"tag-pouvoir-dachat"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/115469483160753864","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/502489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=502489"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/502489\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/502490"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=502489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=502489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=502489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}