{"id":836264,"date":"2026-03-30T19:06:16","date_gmt":"2026-03-30T19:06:16","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/836264\/"},"modified":"2026-03-30T19:06:16","modified_gmt":"2026-03-30T19:06:16","slug":"lallemagne-cette-tete-de-pont-du-groupe-bancaire-bpce-a-linternational","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/836264\/","title":{"rendered":"l\u2019Allemagne, cette t\u00eate de pont du groupe bancaire BPCE \u00e0 l\u2019international"},"content":{"rendered":"<p>\n    <strong>D\u00c9CRYPTAGE <\/strong>&#8211; La maison m\u00e8re des Banques populaires et des Caisses d\u2019\u00e9pargne mise notamment sur sa filiale de financement d\u2019\u00e9quipements.<\/p>\n<p class=\"fig-paragraph\">\u00ab\u00a0C\u2019est un vrai changement culturel\u00a0\u00bb, avance Fabrice Gourgeonnet, le directeur g\u00e9n\u00e9ral du p\u00f4le solutions et expertises financi\u00e8res (SEF) chez BPCE. Historiquement tr\u00e8s ancr\u00e9 en France,\u00a0<a href=\"http:\/\/www.lefigaro.fr\/societes\/bnp-paribas-societe-generale-bpce-en-pleine-forme-les-banques-francaises-accentuent-leurs-efforts-pour-reduire-les-couts-20260206\" data-fig-type=\"NewsFlash\" data-gtm-custom-categorie=\"navigation\" data-gtm-custom-action=\"crossclick\" data-gtm-custom-label=\"Contextuel\" data-gtm-event=\"customEventSPE\" data-fig-domain=\"LEFIGARO\" rel=\"nofollow noopener\" target=\"_blank\">le groupe bancaire qui chapeaute les r\u00e9seaux Banque populaire, Caisse d\u2019\u00e9pargne et Natixis<\/a>, est de fait en train de rapidement s\u2019internationaliser. \u00ab\u00a0Il y a deux ans, 94\u00a0% de notre PNB (produit net bancaire, l\u2019\u00e9quivalent du chiffre d\u2019affaires, NDLR) \u00e9tait r\u00e9alis\u00e9 en France. Aujourd\u2019hui, 30\u00a0% des revenus sont g\u00e9n\u00e9r\u00e9s hors de France\u00a0\u00bb, pr\u00e9cise le dirigeant. Les raisons de ce virage strat\u00e9gique sont multiples. \u00ab\u00a0Nous devons r\u00e9pondre \u00e0 deux enjeux\u00a0: trouver des espaces de croissance et nous diversifier, avec la n\u00e9cessit\u00e9 d\u2019\u00e9quilibrer un mod\u00e8le auparavant trop centr\u00e9 sur la banque de proximit\u00e9 en France\u00a0\u00bb, justifie Fabrice Gourgeonnet.<\/p>\n<p class=\"fig-paragraph\">La premi\u00e8re pierre \u00e0 l\u2019\u00e9difice de la diversification internationale a \u00e9t\u00e9 pos\u00e9e d\u00e9but 2025, avec le rachat de SGEF, le sp\u00e9cialiste du financement de biens d\u2019\u00e9quipements\u2026<\/p>\n<p class=\"fig-premium-paywall__infos\">\n        Cet article est r\u00e9serv\u00e9 aux abonn\u00e9s.        Il vous reste 80% \u00e0 d\u00e9couvrir.\n    <\/p>\n<p>                <img  data- alt=\"Le Figaro\" class=\"fig-img--complete fig-img\"\/><\/p>\n<p class=\"fig-premium-paywall__title\">Vous avez envie de lire la suite ?<\/p>\n<p class=\"fig-premium-paywall__subtitle\">D\u00e9bloquez tous les articles imm\u00e9diatement.<\/p>\n<p class=\"fig-premium-paywall__connect\">\n                D\u00e9j\u00e0 abonn\u00e9\u00a0?                <a class=\"fig-premium-paywall__connect-link\" href=\"https:\/\/connect.lefigaro.fr\/login?client=horizon_web&amp;type=main&amp;redirect_uri=https%3A%2F%2Fwww.lefigaro.fr%2Fsocietes%2Felle-etait-est-et-restera-the-place-to-be-l-allemagne-cette-tete-de-pont-du-groupe-bancaire-bpce-a-l-international-20260330\" data-js-gtm=\"{&quot;event&quot;:&quot;customEventGA4&quot;,&quot;eventName&quot;:&quot;click_action&quot;,&quot;feature&quot;:&quot;paywall&quot;,&quot;location&quot;:&quot;paywall&quot;,&quot;button_action&quot;:&quot;connect&quot;,&quot;click_text&quot;:&quot;Connectez-vous&quot;}\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n                    Connectez-vous<br \/>\n                <\/a>\n            <\/p>\n","protected":false},"excerpt":{"rendered":"D\u00c9CRYPTAGE &#8211; La maison m\u00e8re des Banques populaires et des Caisses d\u2019\u00e9pargne mise notamment sur sa filiale de&hellip;\n","protected":false},"author":2,"featured_media":836265,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[1587],"tags":[11,672,4282,30792,1804,1805,1803,1777,674,1801,12,1802],"class_list":["post-836264","post","type-post","status-publish","format-standard","has-post-thumbnail","category-allemagne","tag-actualites","tag-allemagne","tag-banques","tag-bpce","tag-bundesrepublik-deutschland","tag-de","tag-deutschland","tag-eu","tag-europe","tag-germany","tag-news","tag-republique-federale-dallemagne"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/116319694950307647","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/836264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=836264"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/836264\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/836265"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=836264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=836264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=836264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}