{"id":93130,"date":"2025-05-12T01:51:24","date_gmt":"2025-05-12T01:51:24","guid":{"rendered":"https:\/\/www.europesays.com\/fr\/93130\/"},"modified":"2025-05-12T01:51:24","modified_gmt":"2025-05-12T01:51:24","slug":"cette-banque-francaise-fermera-definitivement-dici-lete-des-centaines-de-milliers-de-clients-concernes-et-vous","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/fr\/93130\/","title":{"rendered":"Cette banque fran\u00e7aise fermera d\u00e9finitivement d\u2019ici l\u2019\u00e9t\u00e9, des centaines de milliers de clients concern\u00e9s, et vous ?"},"content":{"rendered":"<p>\u00c0 son lancement, Ma French Bank avait pour ambition de s\u00e9duire les jeunes et les adeptes du tout-mobile avec une promesse simple\u00a0: une offre bancaire sans paperasse, 100\u00a0% en ligne, et sans frais cach\u00e9s. Malgr\u00e9 un d\u00e9marrage encourageant, la n\u00e9obanque publique n\u2019a jamais atteint l\u2019\u00e9quilibre financier. Les co\u00fbts de fonctionnement ont pes\u00e9 lourd, et les synergies promises avec La Banque Postale ne se sont pas r\u00e9v\u00e9l\u00e9es suffisantes pour compenser le manque de rentabilit\u00e9.<\/p>\n<p>Dans un contexte o\u00f9 les banques en ligne doivent redoubler d\u2019agilit\u00e9 pour s\u2019imposer face \u00e0 des acteurs d\u00e9j\u00e0 bien implant\u00e9s comme Revolut, N26 ou Hello bank!, Ma French Bank n\u2019a pas r\u00e9ussi \u00e0 tirer son \u00e9pingle du jeu.<\/p>\n<p>Une fermeture progressive, des d\u00e9marches simples<\/p>\n<p>La fermeture sera progressive. Les nouveaux clients ne sont plus accept\u00e9s, et plusieurs fonctionnalit\u00e9s ont d\u00e9j\u00e0 \u00e9t\u00e9 d\u00e9sactiv\u00e9es, notamment le paiement mobile (Apple Pay, Google Pay) depuis d\u00e9cembre 2024. Pour les clients encore actifs, l\u2019application reste fonctionnelle, mais les comptes seront cl\u00f4tur\u00e9s d\u2019ici l\u2019\u00e9t\u00e9 2025.<\/p>\n<p>Un pr\u00e9avis de 60 jours est pr\u00e9vu avant toute fermeture automatique. Les titulaires sont invit\u00e9s \u00e0 transf\u00e9rer leurs fonds et cl\u00f4turer leur compte volontairement via l\u2019application. Pass\u00e9 ce d\u00e9lai, la cl\u00f4ture sera effectu\u00e9e par la banque, avec restitution des fonds par virement.<\/p>\n<p>Que propose La Banque Postale en \u00e9change\u00a0?<\/p>\n<p>Pour accompagner la transition, La Banque Postale propose \u00e0 ses clients une offre incitative. Une prime de 50\u00a0\u20ac est offerte pour toute ouverture de compte chez elle, et les frais sur les paiements et retraits \u00e0 l\u2019\u00e9tranger sont supprim\u00e9s. Une mani\u00e8re de retenir les clients tout en r\u00e9int\u00e9grant progressivement l\u2019offre num\u00e9rique de Ma French Bank dans les services traditionnels de la maison m\u00e8re.<\/p>\n<p>Car contrairement \u00e0 ce que certains ont pu croire, La Banque Postale elle-m\u00eame ne ferme pas. Elle reste pleinement active et poursuit ses missions de service public, notamment dans les zones rurales et les quartiers prioritaires. Seule sa filiale 100\u00a0% mobile tire sa r\u00e9v\u00e9rence, dans une logique de recentrage strat\u00e9gique.<\/p>\n<p>Le groupe souhaite d\u00e9sormais consolider ses offres et optimiser ses co\u00fbts, tout en restant pr\u00e9sent sur le segment num\u00e9rique \u2013 mais diff\u00e9remment. D\u2019autres projets digitaux pourraient voir le jour, plus int\u00e9gr\u00e9s \u00e0 l\u2019\u00e9cosyst\u00e8me existant.<\/p>\n<p>Quelles alternatives pour les clients\u00a0?<\/p>\n<p>Ceux qui pr\u00e9f\u00e8rent rester dans l\u2019univers 100\u00a0% mobile peuvent se tourner vers d\u2019autres acteurs bien \u00e9tablis\u00a0:<\/p>\n<ul>\n<li>Hello bank!, filiale de BNP Paribas, propose une offre gratuite avec jusqu\u2019\u00e0 180\u00a0\u20ac offerts \u00e0 l\u2019ouverture.<\/li>\n<li>Monabanq, reconnue pour la qualit\u00e9 de son service client, permet une ouverture sans condition de revenus.<\/li>\n<li>Revolut ou N26, tr\u00e8s populaires chez les voyageurs, offrent des services internationaux et une exp\u00e9rience utilisateur fluide.<\/li>\n<\/ul>\n<p>                Banque en ligne<br \/>\n                N\u00e9o-banque<br \/>\n            <br \/>\n                Aucun<br \/>\n                Apple Pay<br \/>\n                Google Pay<br \/>\n                Samsung Pay<br \/>\n            <\/p>\n<p class=\"plan-counter\">10 offres trouv\u00e9es<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Revolut Standard : Compte Standard <b>gratuit <\/b>ouvert en quelques minutes&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0<b>Pas de frais \u00e0 l&rsquo;\u00e9tranger <\/b>(sous conditions), investissements &amp; cashback sur grandes marques&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Service client disponible 24h\/24, 7j\/7\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuit jusqu&rsquo;\u00e0 200\u20ac par mois \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: Gratuit jusqu&rsquo;\u00e0 200\u20ac par mois \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/revolut-standard-carte.jpg\" width=\"192\" height=\"122\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<br \/>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/google-md.png\" width=\"9\" height=\"9\" alt=\"Google Pay\" loading=\"lazy\"\/> Google Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>1<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/fortuneoicone.jpg\" title=\"Fortuneo\"\/><\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Gold Mastercard <b>gratuite<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Black Card disponible&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Etranger\u00a0: 100% gratuit&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Excellent livret\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: <\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 300\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2714 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/fortuneo-fosfo.png\" width=\"96\" height=\"60\"\/>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/fortuneo-gold.png\" width=\"96\" height=\"60\"\/>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/fortuneo-world-elite.png\" width=\"96\" height=\"60\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>EN VOIR +<\/p>\n<p>2<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/-boursobank-mini.jpg\" title=\"BoursoBank\"\/><\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Banque la <b>moins ch\u00e8re<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Apple Pay, Google Pay&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Carte premium <b>gratuite<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Prime li\u00e9e au versement\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: &#8211; Si le versement compris entre 1\u20ac et 49\u20ac : Prime de 30\u20ac&#13;<br \/>\n&#8211; Si le versement est compris entre 50 et 299\u20ac : Prime de 50\u20ac&#13;<br \/>\n&#8211; Si le versement est au-del\u00e0 de 300\u20ac: Prime de 80\u20ac&#13;<br \/>\n+&#13;<br \/>\n70\u20ac pour toute souscription au service mobilit\u00e9 bancaire EasyMove<\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2714 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 1,69% \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/boursorama-visa-ultim.png\" width=\"61\" height=\"96\"\/>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/boursorama-banque_visa.png\" width=\"59\" height=\"96\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>EN VOIR +<\/p>\n<p>3<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/traderepublic.jpg\" title=\"Trade Republic\"\/><\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Carte Trade Republic <b>gratuite<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Ouvrir un compte <b>en quelques clics<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a02,75% d&rsquo;int\u00e9r\u00eats annuels bruts sur le compte courant &#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Acc\u00e8s aux services de bourse et placements\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuits illimti\u00e9s \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: Gratuits illimit\u00e9s \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/Traderepcarte.jpg\" width=\"192\" height=\"122\"\/>\n                <\/p>\n<p>EN VOIR +<\/p>\n<p>4<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/hb.jpg\" title=\"Hello Bank!\"\/><\/p>\n<p>                <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-sm.png\" width=\"5\" height=\"6\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Offre <b>gratuite et sans condition<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0<b>Z\u00e9ro frais<\/b> \u00e0 l&rsquo;\u00e9tranger&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0<b>Meilleur livret<\/b> d&rsquo;\u00e9pargne\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Sans condition de revenus<\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 10\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2714 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2714<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/hello-bank-visa-one.png\" width=\"96\" height=\"61\" title=\"CB Visa Hello One\"\/>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/hello-bank-visa-prime.png\" width=\"96\" height=\"61\" title=\"CB Visa Hello Prime\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>5<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/monabanq.jpg\" title=\"Monabanq\"\/><\/p>\n<p>                <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-sm.png\" width=\"5\" height=\"6\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a00\u00a0\u20ac de revenu exig\u00e9&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0D\u00e9p\u00f4t ch\u00e8ques et esp\u00e8ces&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Visa Premier 0 condition&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0<b>Service client<\/b> prim\u00e9\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Sans condition de revenus<\/p>\n<p>Frais annuels\u00a0: 36\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 50\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2714 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2714<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: Gratuits \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 2% \u00a0\u2022\u00a0 Paiements en devises\u00a0: 2%<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/monabanq-visa-platinum.png\" width=\"96\" height=\"61\" title=\"CB Platinum\"\/>&#13;<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/monabanq-visa-premier.png\" width=\"96\" height=\"61\" title=\"CB Visa Premier\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>6<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0N26 Standard : CB <b>gratuite<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Ouvrir un compte <b>en 8 minutes<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Paiements illimit\u00e9s et gratuits&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Excellente application mobile\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 0\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: 3 retraits Gratuits (puis 2\u20ac) \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 1,70% \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/n26-standard-carte.jpg\" width=\"192\" height=\"122\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<br \/>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/google-md.png\" width=\"9\" height=\"9\" alt=\"Google Pay\" loading=\"lazy\"\/> Google Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>7<\/p>\n<p>            <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/nickel-compte-mini.jpg\" title=\"Compte Nickel\"\/><\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Ouvrir un compte <b>en 5 minutes<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0RIB fran\u00e7ais&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Carte Mastercard Standard&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0D\u00e9p\u00f4t esp\u00e8ces chez 7\u00a0200 buralistes\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 20\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2714<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: 0,5\u20ac chez un buraliste, 1\u20ac au DAB \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 2\u20ac par transaction \u00a0\u2022\u00a0 Paiements en devises\u00a0: 1\u20ac par transaction<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/cbnickel.jpg\" width=\"192\" height=\"122\" alt=\"CB Nickel\"\/>\n                <\/p>\n<p>EN VOIR +<\/p>\n<p>8<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0N26 You : <b>Mastercard Gold<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Assurances voyage et transport&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Retraits et paiements illimit\u00e9s&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Excellente application mobile\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 118\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: 5 gratuits (puis 2\u20ac) \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 0,00% \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/n26you-carte.jpg\" width=\"192\" height=\"122\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<br \/>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/google-md.png\" width=\"9\" height=\"9\" alt=\"Google Pay\" loading=\"lazy\"\/> Google Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>9<\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0N26 Metal : <b>CB en m\u00e9tal<\/b>&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Assurances voyage et transport&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Retraits et paiements illimit\u00e9s&#13;\n                <\/p>\n<p>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/arrow.png\" height=\"12\" width=\"14\" alt=\"\" loading=\"lazy\"\/>\u00a0Services exclusifs sur l&rsquo;application\n                <\/p>\n<p>Compte courant<\/p>\n<p>Conditions\u00a0: Aucune<\/p>\n<p>Frais annuels\u00a0: 202\u00a0\u20ac \u00a0\u2022\u00a0 D\u00e9p\u00f4t initial\u00a0: 0\u00a0\u20ac<\/p>\n<p>D\u00e9p\u00f4t de ch\u00e8ques\u00a0:\u00a0\u2718 \u00a0\u2022\u00a0 D\u00e9p\u00f4t d&rsquo;esp\u00e8ces\u00a0:\u00a0\u2718<\/p>\n<p>Carte bancaire<\/p>\n<p>Co\u00fbt mensuel\u00a0: 0\u00a0\u20ac<\/p>\n<p>Retraits zone euro\u00a0: 8 gratuits (puis 2\u20ac) \u00a0\u2022\u00a0 Paiements zone euro\u00a0: Gratuits<\/p>\n<p>Retraits en devises\u00a0: 0,00% \u00a0\u2022\u00a0 Paiements en devises\u00a0: Gratuits<\/p>\n<p>Cartes propos\u00e9es<\/p>\n<p>\n                    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/N26metal-carte.jpg\" width=\"192\" height=\"122\"\/>\n                <\/p>\n<p>Paiements mobile<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/apple-md.png\" width=\"8\" height=\"9\" alt=\"Apple Pay\" loading=\"lazy\"\/> Apple Pay<br \/>\n                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/fr\/wp-content\/uploads\/2025\/05\/google-md.png\" width=\"9\" height=\"9\" alt=\"Google Pay\" loading=\"lazy\"\/> Google Pay<\/p>\n<p>EN VOIR +<\/p>\n<p>10<\/p>\n<blockquote>\n<p class=\"text-base text-neutral-700 dark:text-neutral-300\">\ud83d\udfe3 Pour ne manquer aucune news sur le Journal du Geek, abonnez-vous sur <a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMNr_hAswwYyCAw?hl=fr&amp;gl=FR&amp;ceid=FR%3Afr\" target=\"_blank\" rel=\"nofollow noopener\">Google Actualit\u00e9s<\/a> et sur <a href=\"https:\/\/whatsapp.com\/channel\/0029VaClM5y4tRry12tb7D2h\" target=\"_blank\" rel=\"nofollow noopener\">notre WhatsApp<\/a>. Et si vous nous adorez, on a <a href=\"https:\/\/www.journaldugeek.com\/newsletter\/\" target=\"_blank\" rel=\"nofollow noopener\">une newsletter tous les matins<\/a>.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"\u00c0 son lancement, Ma French Bank avait pour ambition de s\u00e9duire les jeunes et les adeptes du tout-mobile&hellip;\n","protected":false},"author":2,"featured_media":93131,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[523,35,33,34,1011,27,20541,20542,12],"class_list":{"0":"post-93130","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie","8":"tag-banque","9":"tag-business","10":"tag-economie","11":"tag-economy","12":"tag-fr","13":"tag-france","14":"tag-laposte","15":"tag-ma-french-bank","16":"tag-news"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@fr\/114492362086192311","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/93130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/comments?post=93130"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/posts\/93130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media\/93131"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/media?parent=93130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/categories?post=93130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/fr\/wp-json\/wp\/v2\/tags?post=93130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}