Hybrid AI governance has become essential for regulated industries such as banking, where the pressure to move fast with agentic AI collides with strict requirements for data sovereignty, compliance and model control.<\/p>\n
For Europe\u2019s largest bank, AI transformation<\/a> is not a single cloud migration or a proof-of-concept sprint \u2014 it is a multi-year industrialization effort built around governed, deliberate use-case scaling. BNP Paribas SA now has nearly 1,000 of those AI use cases underway<\/a> across its global operations, with a structured AI factory at the center of its approach, according to Jean-Michel Garcia<\/a> (pictured), group chief technology officer at BNP Paribas.<\/p>\n \u201cWe\u2019ve been working for models and algorithms for a while now, almost 20 years, so it\u2019s not something new,\u201d Garcia said. \u201c[What] came as a surprise two years ago [was] the impact, the scale of the transformation and the fact that in one single new technology, we were able to maybe transform all kinds of business we used to have \u2014 all the employee experience, all the customer experience.\u201d<\/p>\n Garcia spoke with theCUBE\u2019s\u00a0John Furrier<\/a> at the\u00a0Think 2026<\/a>\u00a0event, during an exclusive broadcast on theCUBE, SiliconANGLE Media\u2019s livestreaming studio. They discussed BNP Paribas\u2019s hybrid AI governance strategy, AI factory implementation and balancing speed with data sovereignty. (* Disclosure below.)<\/p>\n Hybrid AI governance and the AI factory model<\/p>\n To avoid the mistakes of prior digital transformation waves, BNP Paribas took a deliberately structured approach from the start. Rather than consolidating all stakeholders into a single initiative \u2014 a move leading to \u201ca big, big mess\u201d in the cloud era \u2014 the bank established a group-level AI governance framework<\/a> with federated governance by business and function, connected through an internal AI factory and an LLM-as-a-service platform, according to Garcia.<\/p>\n \u201cThe strategy is to use AI, not to become AI \u2014 to use AI to better serve our customers and to give more value to them,\u201d Garcia said. \u201cBut also internally, for employees, to give them more capabilities to focus on the right set of tasks and to make them more efficient and more focused on what they do.\u201d<\/p>\n The coding assistant journey illustrates the broader evolution. Early developer adoption relied on raw LLMs outside established tool chains, but over the past year the practice has spread across the organization as tooling matured and business value became visible, Garcia noted. The bank is now evaluating multiple coding platforms<\/a> simultaneously \u2014 including GitHub Copilot and Cursor \u2014 partly as a deliberate hedge against vendor lock-in as the model landscape continues to shift rapidly.<\/p>\n \u201cDon\u2019t play with your data. Don\u2019t underestimate the risk of spreading everything outside,\u201d Garcia said. \u201cEven [when] you need to do things with dedicated partnerships outside the bank, clients [are the] most important.\u201d<\/p>\n Here\u2019s the complete video interview, part of SiliconANGLE\u2019s and theCUBE\u2019s coverage of the\u00a0Think 2026<\/a>\u00a0event:<\/p>\n (* Disclosure: TheCUBE is a paid media partner for the Think 2026 event. Neither IBM, the sponsor of theCUBE\u2019s event coverage, nor other sponsors have editorial control over content on theCUBE or SiliconANGLE.)<\/p>\n Photo: SiliconANGLE<\/p>\n Support our mission to keep content open and free by engaging with theCUBE community. Join theCUBE\u2019s Alumni Trust Network, where technology leaders connect, share intelligence and create opportunities.<\/p>\n 15M+ viewers of theCUBE videos, powering conversations across AI, cloud, cybersecurity and more About SiliconANGLE Media<\/p>\n SiliconANGLE Media is a recognized leader in digital media innovation, uniting breakthrough technology, strategic insights and real-time audience engagement. As the parent company of SiliconANGLE<\/a>, theCUBE Network<\/a>, theCUBE Research<\/a>, CUBE365<\/a>, theCUBE AI<\/a> and theCUBE SuperStudios \u2014 with flagship locations in Silicon Valley and the New York Stock Exchange \u2014 SiliconANGLE Media operates at the intersection of media, technology and AI.<\/p>\n Founded by tech visionaries John Furrier and Dave Vellante, SiliconANGLE Media has built a dynamic ecosystem of industry-leading digital media brands that reach 15+ million elite tech professionals. Our new proprietary theCUBE AI Video Cloud is breaking ground in audience interaction, leveraging theCUBEai.com neural network to help technology companies make data-driven decisions and stay at the forefront of industry conversations.<\/p>\n","protected":false},"excerpt":{"rendered":"Hybrid AI governance has become essential for regulated industries such as banking, where the pressure to move fast…\n","protected":false},"author":2,"featured_media":17239,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12875],"tags":[12883,12930,12928,12929,12931],"class_list":["post-17238","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bnp-paribas","tag-bnp-paribas","tag-how-europes-largest-bank-balances-ai-speed","tag-jonathan-anthony","tag-siliconangle","tag-sovereignty-and-model-choice"],"_links":{"self":[{"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/posts\/17238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/comments?post=17238"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/posts\/17238\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/media\/17239"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/media?parent=17238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/categories?post=17238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/france\/wp-json\/wp\/v2\/tags?post=17238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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