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According to the insurer, the growth was primarily driven by new business and inflation-related price adjustments within existing business.<\/p>\nCorporate & Specialty insurer HDI Global, part of the Talanx Group, has reported positive financial results for 2025, with insurance revenue increasing 5%, to \u20ac10.3\u202fbillion, after adjustment for currency effects.<\/p>\n
According to the insurer, the growth was primarily driven by new business and inflation-related price adjustments within existing business.<\/p>\n
Dr Edgar Puls, CEO of HDI Global, said: \u201cWith the collective effort of more than 5,500 employees, HDI Global delivered positive full-year results for 2025, with momentum driven by growth in new business and inflation-related price adjustments in the existing portfolio. My sincere thanks go to our clients and broker partners for their trust.<\/p>\n
\u201cOur performance reflects the value they place on our technical depth, speed, and long-term solutions. By combining financial strength with specialist services, we deliver bespoke outcomes and help reduce protection gaps. With comparatively moderate natural catastrophe activity during the year, large losses were below budgeted expectations. At the same time, we maintained a strong focus on sharpening performance, especially in the Specialty segment.\u201d<\/p>\n
While large loss payments increased slightly to \u20ac426 million, this figure was substantially lower than the budgeted amount, falling short by \u20ac125 million. Despite this, the insurance service result held steady at \u20ac997 million.<\/p>\n
HDI\u2019s 2025 combined ratio benefited from low frequency losses, and at 90.3% it was within the expectation of less than 92% for the full year.<\/p>\n
The net insurance financial and investment result before currency effects rose due to a higher investment volume to \u20ac102\u202fmillion.<\/p>\n
Operating profit, or EBIT (Earnings Before Interest and Taxes), was lifted by 4% to \u20ac732\u202fmillion, with HDI Global\u2019s contribution to Talanx Group net income increasing by 10% to \u20ac551\u202fmillion.<\/p>\n
Dr Puls added: \u201cStrong profitability and capital strength enable us to be a reliable Partner in Transformation for our clients and brokers \u2013 especially as systemic risks continue to evolve. The upgrade of HDI Global\u2019s financial strength rating to AA- further underscores the robustness of our Group.<\/p>\n
\u201cWith our Xcelerate29 strategy, we are accelerating international expansion, raising excellence in our core business, and building a forward-thinking organisation. We are strengthening process excellence and driving AI augmentation to boost efficiency and quality in underwriting and claims, creating an organisation that is human driven and AI-powered. I am truly proud of and grateful to our more than 5,500 colleagues worldwide whose curiosity, dedication, and client-centric mindset make a real difference every day.\u201d<\/p>\n
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