{"id":34612,"date":"2026-03-21T07:00:09","date_gmt":"2026-03-21T07:00:09","guid":{"rendered":"https:\/\/www.europesays.com\/hu\/34612\/"},"modified":"2026-03-21T07:00:09","modified_gmt":"2026-03-21T07:00:09","slug":"az-uzemanyag-utan-jon-a-kovetkezo-pofon-a-dragabb-lakashitelek","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/hu\/34612\/","title":{"rendered":"Az \u00fczemanyag ut\u00e1n j\u00f6n a k\u00f6vetkez\u0151 pofon: a dr\u00e1g\u00e1bb lak\u00e1shitelek"},"content":{"rendered":"<p>A hossz\u00fa piaci kamatok emelked\u00e9se id\u0151vel az \u00faj lak\u00e1shitelek kamat\u00e1t is feljebb tolhatja. Egy 30 milli\u00f3 forintos hiteln\u00e9l m\u00e1r 1 sz\u00e1zal\u00e9kpontos dr\u00e1gul\u00e1s is 18 ezer forinttal n\u00f6velheti a havi t\u00f6rleszt\u0151t, ez\u00e9rt k\u00fcl\u00f6n\u00f6sen fontos a banki aj\u00e1nlatok \u00f6sszehasonl\u00edt\u00e1sa. A Bankmonitor seg\u00edt neked ebben \u00e9s m\u00e9g egyedi kamatkedvezm\u00e9nyeket is kaphatsz, amit a bankban egyed\u00fcl nem lenne lehet\u0151s\u00e9ged el\u00e9rni.<\/p>\n<p>Ez els\u0151re t\u00e1voli p\u00e9nzpiaci t\u00f6rt\u00e9netnek t\u0171nhet, val\u00f3j\u00e1ban viszont nagyon is h\u00e9tk\u00f6znapi k\u00f6vetkezm\u00e9nye lehet. Aki most lak\u00e1sv\u00e1s\u00e1rl\u00e1son gondolkodik, annak nem mindegy, hogy a piaci mozg\u00e1sok v\u00e9g\u00fcl milyen lak\u00e1shitelkamatok form\u00e1j\u00e1ban csap\u00f3dnak le. M\u00e1r egyetlen sz\u00e1zal\u00e9kpontnyi elmozdul\u00e1s is \u00e9rezhet\u0151 havi plusz terhet jelenthet egy lak\u00e1shiteln\u00e9l.<\/p>\n<p>Mit mutat most a 10 \u00e9ves BIRS?<\/p>\n<p>A budapesti bankk\u00f6zi kamatl\u00e1b az ir\u00e1ni konfliktus kezdete \u00f3ta \u00e9rezhet\u0151 m\u00e9rt\u00e9kben megugrott. 6,07 sz\u00e1zal\u00e9kos szintr\u0151l, ahol febru\u00e1r 27-\u00e9n volt. M\u00e1rcius 9-\u00e9n 7,37 sz\u00e1zal\u00e9kos szint3n is j\u00e1rt a mutat\u00f3. Onnan egy kicsit visszacs\u00faszott, de m\u00e9g m\u00e1rcius 19-\u00e9n is 7,15 sz\u00e1zal\u00e9kon \u00e1ll, ami egy teljes sz\u00e1zal\u00e9kponttal magasabb mint a k\u00f6zel-keleti h\u00e1bor\u00fa el\u0151tt.<\/p>\n<p>                    <img decoding=\"async\" src=\"https:\/\/www.europesays.com\/hu\/wp-content\/uploads\/2026\/03\/1774076409_441_nincs-cim_lgc.png\" alt=\" \"\/><\/p>\n<p>Ez \u00f6nmag\u00e1ban m\u00e9g nem azt jelenti, hogy minden bank egyik napr\u00f3l a m\u00e1sikra pontosan ugyanennyivel emeli meg az \u00faj lak\u00e1shitelek kamat\u00e1t. A BIRS nem egyenl\u0151 a lak\u00e1shitel kamat\u00e1val. Arra viszont nagyon j\u00f3 ir\u00e1nyt\u0171, hogy merre mozdul a hosszabb kamatfix\u00e1l\u00e1s\u00fa hitelek m\u00f6g\u00f6tti p\u00e9nz \u00e1ra.<\/p>\n<p>A kamatok emelked\u00e9se mellett van egy kev\u00e9sb\u00e9 l\u00e1tv\u00e1nyos, de ugyan\u00fagy fontos hat\u00e1s is: a bankok nem felt\u00e9tlen\u00fcl a kamatokhoz ny\u00falnak el\u0151sz\u00f6r.<\/p>\n","protected":false},"excerpt":{"rendered":"A hossz\u00fa piaci kamatok emelked\u00e9se id\u0151vel az \u00faj lak\u00e1shitelek kamat\u00e1t is feljebb tolhatja. Egy 30 milli\u00f3 forintos hiteln\u00e9l&hellip;\n","protected":false},"author":2,"featured_media":34613,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[15890,110,63,5402,44,42,40,6249,43,41,15891,111],"class_list":{"0":"post-34612","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-vallalkozas","8":"tag-bankmonitor","9":"tag-business","10":"tag-gazdasag","11":"tag-hitelfelvetel","12":"tag-hu","13":"tag-hungarian","14":"tag-hungary","15":"tag-lakashitel","16":"tag-magyar","17":"tag-magyarorszag","18":"tag-penzszerzes","19":"tag-vallalkozas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@hu\/116265879339794470","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts\/34612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/comments?post=34612"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts\/34612\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/media\/34613"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/media?parent=34612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/categories?post=34612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/tags?post=34612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}