{"id":51165,"date":"2026-04-03T14:33:07","date_gmt":"2026-04-03T14:33:07","guid":{"rendered":"https:\/\/www.europesays.com\/hu\/51165\/"},"modified":"2026-04-03T14:33:07","modified_gmt":"2026-04-03T14:33:07","slug":"index-belfold-jogerosen-is-pert-nyert-egy-csalad-negyvenmillio-forintot-kell-fizetnie-az-egyik-legnagyobb-banknak","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/hu\/51165\/","title":{"rendered":"Index – Belf\u00f6ld – Joger\u0151sen is pert nyert egy csal\u00e1d, negyvenmilli\u00f3 forintot kell fizetnie az egyik legnagyobb banknak"},"content":{"rendered":"

Joger\u0151sen a gyulai csal\u00e1d gy\u0151zelm\u00e9vel z\u00e1rult egy devizahiteles per a F\u0151v\u00e1rosi \u00cdt\u00e9l\u0151t\u00e1bl\u00e1n<\/a> cs\u00fct\u00f6rt\u00f6k\u00f6n.\u00a0A b\u00edr\u00f3s\u00e1g k\u00f6telezte az UniCredit Bankot, hogy t\u00e9r\u00edtsen meg 40.713.319 forintot az ad\u00f3soknak, valamint annak k\u00e9sedelmi kamatait.<\/p>\n

Az \u00edt\u00e9let alapj\u00e1t az Eur\u00f3pai Uni\u00f3 B\u00edr\u00f3s\u00e1ga (EUB) tavaly tavasszal hozott, kiemelt jelent\u0151s\u00e9g\u0171 devizahiteles d\u00f6nt\u00e9se adta. Az EUB kimondta: ha a bank nem ad megfelel\u0151 t\u00e1j\u00e9koztat\u00e1st az \u00e1rfolyamkock\u00e1zatr\u00f3l, az a szerz\u0151d\u00e9s \u00e9rv\u00e9nytelens\u00e9g\u00e9t vonja maga ut\u00e1n.\u00a0<\/p>\n

Ennek k\u00f6vetkezt\u00e9ben az ad\u00f3soknak csak a t\u00e9nylegesen kapott \u00f6sszeggel kell elsz\u00e1molniuk, minden tov\u00e1bbi befizet\u00e9s visszaj\u00e1r.<\/p>\n

A gyulai csal\u00e1d \u00fcgy\u00e9ben mind az els\u0151-, mind a m\u00e1sodfok\u00fa b\u00edr\u00f3s\u00e1g az EUB-ra hivatkozva meg\u00e1llap\u00edtotta, hogy a bank \u00e1rfolyamkock\u00e1zati t\u00e1j\u00e9koztat\u00f3ja val\u00f3ban hi\u00e1nyos volt. Az ad\u00f3sok \u00edgy nem kaphattak val\u00f3s k\u00e9pet a lehets\u00e9ges p\u00e9nz\u00fcgyi k\u00f6telezetts\u00e9geikr\u0151l.\u00a0Ennek k\u00f6vetkezm\u00e9nyek\u00e9nt a b\u00edr\u00f3s\u00e1g \u00e9rv\u00e9nytelenn\u00e9 nyilv\u00e1n\u00edtotta a bank t\u00f6bb r\u00e9szletben ny\u00fajtott devizaalap\u00fa k\u00f6lcs\u00f6nszerz\u0151d\u00e9s\u00e9t \u00e9s azok m\u00f3dos\u00edt\u00e1sait. Az ad\u00f3soknak \u00edgy csak a t\u00e9nylegesen kapott \u00f6sszeget kell visszafizetni\u00fck, minden \u00e1rfolyam-k\u00fcl\u00f6nb\u00f6zet terh\u00e9t a bank viseli.<\/p>\n

Egy gyulai csal\u00e1d 20,5 milli\u00f3 forint k\u00f6lcs\u00f6nt vett fel<\/a> a bankt\u00f3l m\u00e9g 2007-ben. Ugyanakkor a v\u00e9grehajt\u00e1si elj\u00e1r\u00e1ssal is bonyol\u00edtott futamid\u0151 alkalm\u00e1val a bank kimutat\u00e1sai szerint is a felvett \u00f6sszeg h\u00e1romszoros\u00e1t, t\u00f6bb mint 61 milli\u00f3 forintot fizettek vissza.\u00a0Az ad\u00f3sok a perben t\u00f6bbek k\u00f6zt arra hivatkoztak, hogy az \u00e1rfolyamkock\u00e1zatr\u00f3l sz\u00f3l\u00f3 t\u00e1j\u00e9koztat\u00e1s hi\u00e1nyos \u00e9s tisztess\u00e9gtelen volt.<\/p>\n

\n (Bor\u00edt\u00f3k\u00e9p: K\u00e9p\u00fcnk illusztr\u00e1ci\u00f3! Fot\u00f3:\u00a0Emanuele Cremaschi \/ Getty Images)\n <\/p>\n

\"Index.hu<\/p>\n

K\u00f6vesse az Indexet Facebookon is!<\/p>\n

<\/p>\n

K\u00f6vetem!
\n <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Joger\u0151sen a gyulai csal\u00e1d gy\u0151zelm\u00e9vel z\u00e1rult egy devizahiteles per a F\u0151v\u00e1rosi \u00cdt\u00e9l\u0151t\u00e1bl\u00e1n cs\u00fct\u00f6rt\u00f6k\u00f6n.\u00a0A b\u00edr\u00f3s\u00e1g k\u00f6telezte az UniCredit Bankot,…\n","protected":false},"author":2,"featured_media":51166,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[80,898,5169,38,20964,20109,35,37,44,42,40,43,41,34,36,20965,39],"class_list":{"0":"post-51165","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-hirek","8":"tag-belfold","9":"tag-birosag","10":"tag-devizahitel","11":"tag-focimek","12":"tag-fovarosi-itelotabla","13":"tag-gyula","14":"tag-headlines","15":"tag-hirek","16":"tag-hu","17":"tag-hungarian","18":"tag-hungary","19":"tag-magyar","20":"tag-magyarorszag","21":"tag-news","22":"tag-top-stories","23":"tag-unicredit-bank","24":"tag-vezeto-hirek"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@hu\/116341270523446114","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts\/51165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/comments?post=51165"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/posts\/51165\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/media\/51166"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/media?parent=51165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/categories?post=51165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/hu\/wp-json\/wp\/v2\/tags?post=51165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}