From Paddy Power to Klarna, these are the bank statement red flags to avoid when applying for a mortgage

Lenders like to see a consistent saving habit. Photo: Getty

Lenders like to see a consistent saving habit. Photo: Getty

Late-night online shopping, a weekly lottery ticket, an unpaid credit card bill or the odd missed loan repayment all seem innocent enough.

However, for anyone hoping to get on the property ladder, what impact do these things have on a mortgage application?