The repricing is now visible in quoted premiums. Average full-coverage premiums across the US run approximately $2,300 to $2,500 annually. Performance models command considerably more: a Mustang GT runs around $2,500 per year on average, the Camaro ZL1 closer to $3,000, and the Corvette Z06 higher still. Regional variation compounds the effect significantly. A buyer in a low-cost state may find the premium elevated but manageable; the same buyer in New York, Florida or parts of California faces a quote that changes the purchase decision entirely.
