Google Pay has introduced Ask Google Pay, a conversational AI tool powered by Gemini, designed to help Indian users better understand and manage their finances. The feature allows users to chat in 10 Indian languages, using text or voice, to analyze spending, learn financial concepts, and track money management. From explaining compounding interest to decoding tax regimes, Ask Google Pay aims to make financial literacy more accessible while keeping user data private.“Starting today, we are launching Ask Google Pay, a new conversational experience built right into the app. Powered by our Gemini models, Ask Google Pay is an opt-in experience that helps you analyze your spending patterns and helps you with information related to managing your money. You can chat with it to understand your spending patterns, get savings tips, explore tailored offers (such as finding the right credit card for your travel expenses), and learn about financial concepts like SIPs or credit scores,” said the company in a blog post. Alongside the AI assistant, Google Pay has partnered with SBI Card to launch the Google Pay Flex SBI Card, built on the RuPay network. The card offers instant application through the app, flexible repayment options, and a rewards system where users earn “Stars” redeemable as cash (1 Star = Rs 1). Customers also gain access to discounts on Pixel smartphones and Google AI Plus storage plans.The combination of Ask Google Pay and the Flex SBI Card reflects Google’s push to democratize financial tools in India. By embedding AI into everyday financial workflows and expanding access to flexible credit, Google Pay is positioning itself as both a financial literacy platform and a credit enabler.Built on the RuPay network, this card furthers the universal acceptance of UPI by combining the simplicity and trust of Google Pay with the credit card expertise of SBI Card. Available starting today, with the Google Pay Flex SBI Card you can:
- Apply directly from within Google Pay in just a few minutes, with no physical paperwork required.
- Use the card on both RuPay and VISA payment networks, enabling the freedom to pay everywhere for big or small payments.
- Earn Stars that are instantly redeemable with every Flex transaction, offering immediate value where 1 Star = ₹1.
- Opt for flexible repayment options to convert your latest outstanding credit card bill into convenient EMIs.