Restrictions meant to cool overheated market result in longer loan screening times
More buyers are reportedly paying with cash for high-priced properties in Taipei. (Photo by Tsukasa Hadano)
TSUKASA HADANO
September 6, 2026 14:09 JST
TAIPEI — Mortgage regulations imposed by Taiwan’s central bank to cool the overheated housing market are having unintended side effects, as wealthy buyers increasingly pay in cash, keeping prices high while middle-income households face longer loan approval times and tighter lending standards.