More than 450,000 older people could miss out on a pay boost in April next year – check who is likely to be affectedAn older couple looking at their household bills.Not all pensioners will receive a payment increase next year(Image: E+/ getty images)

Pensioners are set to receive a cash boost through a State Pension rise in April. But thousands of older people will not get that increase.

Figures from the Office for National Statistics indicate that the annual State Pension uprating is on track to be determined by earnings growth, which is 4.7 per cent (including bonuses) while the latest Consumer Price Index (CPI) inflation rate is at 3.8 per cent. Under the Triple Lock, State Pensions increase each year in-line with whichever is the highest of average annual earnings growth from May to July, CPI in the year to September or 2.5 per cent.

The September CPI will be published on October 22. However, while millions of pensioners across Britain can look forward to the payment rise in April next year, nearly half a million people over State Pension age will not be due the increase. This comes as people are also being warned about two State Pension age rules they need to be aware of to make sure they don’t miss out on any retirement income, as reported by ChronicleLive.

An estimated 453,000 pensioners are living in a country which does not have a reciprocal agreement with the UK Government resulting in them not receiving the annual State Pension uprating. This is despite having paid the necessary amount of National Insurance Contributions to receive the State Pension.

There has been major campaigning on the issue by the ‘End Frozen Pensions’ campaign, including an online petition signed by thousands of supporters, a visit to Parliament by a 100-year-old Second World War veteran, and persistent pleas for the Government to review the policy. However, many expats are receiving a significantly smaller State Pension than those living in Scotland, England, Wales or Northern Ireland.

Campaigners had hoped the appointment of former Governor of the Bank of England, Mark Carney, as Canadian prime minister earlier this year, would open a dialogue with the UK Government about the issue which affects over 100,000 expats resident in Canada, reports the Daily Record. The State Pension is frozen at the point of emigration for people mostly living in Commonwealth countries such as Canada and Australia.

Retirees living in the USA or EU countries are eligible for the same considerations related to their State Pension had they remained in the UK. Many of the affected pensioners (49%) are receiving £65 per week or less with an estimated 86 per cent of all expats not being told their State Pension would be frozen.

Campaigners say that some pensioners are receiving as little as £20 a week. You can find out more information about the End Frozen Pensions Campaign on their website.

The New and Basic State Pension increased by 4.7 per cent in April, which means someone on the full New State Pension currently receives £230.25 per week, or £921 every four-week pay period. Those on the full Basic State Pension receive £176.45 each week, or £705.80 every four-week pay period.

State Pension increase predictions for 2026/27

The Triple Lock is currently on track to be determined by the earnings growth element of 4.7 per cent (including bonuses). The CPI for September will be published on October 22 and is forecast to be 4 per cent.

Chancellor Rachel Reeves will confirm the annual uprating at the Autumn Budget on November 26. An uprating of 4.7 per cent on the current State Pension would see people receive the following amounts.

Full New State Pension

  • Weekly: £241.05 (from £230.25)
  • Four-weekly pay period: £964.20
  • Annual amount: £12,534

Full Basic State Pension

  • Weekly: £184.75 (from £176.45)
  • Four-weekly pay period: £739
  • Annual amount: £9,607