Plus, car insurance when you turn 80, and being prepared for vet’s bills

Health insurance. Photo: Getty

Health insurance. Photo: Getty

Q We have recently got our renewal notice for two adults on the VHI Company Plan. Last year we were quoted €2,829, but after much debate about the high cost, VHI agreed to grant us a 5pc discount reducing the cost to €2,667.

This year’s renewal is €3,085 which is a 15.66pc increase. VHI is withdrawing the 5pc discount that was granted last year. What do you recommend?