Criss-crossing of services and referrals between public and private health systems is rarely acknowledged by providers
When it comes to our health, we must know our needs in advance if we want to arrange adequate insurance. Photo: Getty
After my husband died, our family needed bereavement counselling. Through a recommendation from a friend, we went to see a bereavement therapist.
We are fortunate to be among the 46pc of the population who have private health insurance.