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Browsing Tag

budgeting

35 posts
PPersonal finance
I’m still working, but I’m over 59½ now and considering taking $20K from my 401(k) to get myself a new car. Thoughts?
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I’m still working, but I’m over 59½ now and considering taking $20K from my 401(k) to get myself a new car. Thoughts?

  • November 24, 2025
Question: “I am thinking of using my 401(k) to help pay for part of a new car loan.…
PPersonal finance
33-year-old was laid off 10 months ago—how she covers monthly expenses
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33-year-old was laid off 10 months ago—how she covers monthly expenses

  • November 21, 2025
This story is part of CNBC Make It’s Millennial Money series, which details how people around the world earn, spend…
EEconomy
What to know before using Buy Now, Pay Later for holiday spending
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What to know before using Buy Now, Pay Later for holiday spending

  • November 18, 2025
As holiday shopping ramps up, more Americans are turning to Buy Now, Pay Later (BNPL) services that split…
PPersonal finance
Kiwi households earning more than $200k seeking help from budgeting services
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Kiwi households earning more than $200k seeking help from budgeting services

  • November 17, 2025
“Over the last couple of years, we saw all the mortgage rates go up, you know, doubling, almost…
PPersonal finance
401(k) hardship withdrawals more than double as people raid their retirement savings for emergencies
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401(k) hardship withdrawals more than double as people raid their retirement savings for emergencies

  • November 16, 2025
Jessica Hall is a retirement reporter for MarketWatch. She was an Age Boom Academy Fellow with Columbia University…
PPersonal finance
Try the 70/10/10/10 formula if you want to stop living paycheck to paycheck - The simple rule that can change your finances forever
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Try the 70/10/10/10 formula if you want to stop living paycheck to paycheck – The simple rule that can change your finances forever

  • November 15, 2025
Everyday essentials and a bit of comfort spending should fit within the 70% of your income. This covers…
BBusiness
Free flights for my shopping points? I don’t believe it!
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Free flights for my shopping points? I don’t believe it!

  • November 11, 2025
This week I’m channelling my inner Victor Meldrew as I cast a very jaundiced eye over a new…
PPersonal finance
Full length of mature male friends spending leisure time at yard.
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How Much the Average 50-Year-Old with a $100K Salary Spends Monthly

  • November 3, 2025
Morsa Images / Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased…
MMedication
Taking Ozempic to Get Ahead at Work
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Taking Ozempic to Get Ahead at Work

  • October 30, 2025
My Two Cents Personal-finance columnist Charlotte Cowles asks the nosy, revealing, sometimes uncomfortable questions about money so you…
PPersonal finance
A woman sits on a couch and analyzes her bills.
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ChatGPT Budgeted for Me: Here’s What Worked

  • October 27, 2025
BartekSzewczyk / iStock/Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews…
PPersonal finance
'Separate checks, please.' 5 tips for handling money with friends
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‘Separate checks, please.’ 5 tips for handling money with friends

  • October 8, 2025
What to do when a friend or family member asks to borrow money Waiting to get paid back…
PPersonal finance
16 ways frugal people from around the world save money
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16 ways frugal people from around the world save money

  • September 27, 2025
Amid the endless scroll of relationship theatrics and red flag compilations, a quiet moment of genuine tenderness has…
Ireland
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