Financial Investment Services - Ireland

PPersonal finance

‘We never know what we’ll get.’ I’m 60 with no savings and just $20K invested. I’m worried my brother is mishandling my trust — and now it won’t last for life

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‘We never know what we’ll get.’ I’m 60 with no savings and just $20K invested. I’m worried my brother is mishandling my trust — and now it won’t last for life

December 17, 2025

Question: “I am 60 years old with no savings. I have $20,000 in an online investment account. I…

PPersonal finance

‘I’m feeling out of my depth.’ I have $20M in assets and pay about $126K a year in fees. But the managers haven’t changed my asset allocation. Am I getting ripped off?

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‘I’m feeling out of my depth.’ I have $20M in assets and pay about $126K a year in fees. But the managers haven’t changed my asset allocation. Am I getting ripped off?

December 12, 2025

Question: “I have assets under management of approximately $20 million. I’m paying a ‘platform fee’ of 45 basis…

PPersonal finance

‘I’m feeling out of my depth.’ I have $20M in assets and pay about $126K a year in fees. But the managers haven’t changed my asset allocation. Am I getting ripped off?

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‘I’m feeling out of my depth.’ I have $20M in assets and pay about $126K a year in fees. But the managers haven’t changed my asset allocation. Am I getting ripped off?

December 12, 2025

Question: “I have assets under management of approximately $20 million. I’m paying a ‘platform fee’ of 45 basis…

PPersonal finance

‘My income isn’t enough to enjoy life.’ I’m 78 and a widow with no kids. I need to live on $250K, Social Security, a pension and an annuity that ‘I regret.’ Help.

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‘My income isn’t enough to enjoy life.’ I’m 78 and a widow with no kids. I need to live on $250K, Social Security, a pension and an annuity that ‘I regret.’ Help.

December 11, 2025

Question: “I’m 78 years old, a widow and have no children or grandchildren. I sold my house and…

PPersonal finance

‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.

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‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.

December 10, 2025

Question: “We are a married couple with return-to-office mandates. This leads to a number of issues as our…

PPersonal finance

‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.

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‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.

December 10, 2025

Question: “We are a married couple with return-to-office mandates. This leads to a number of issues as our…

PPersonal finance

‘I would prefer to kick the can down the road.’ My wife passed away at 59, but the adviser mishandled her $400K IRA and now I think I must take RMDs earlier than I’d like. Help.

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‘I would prefer to kick the can down the road.’ My wife passed away at 59, but the adviser mishandled her $400K IRA and now I think I must take RMDs earlier than I’d like. Help.

December 9, 2025

Question: “My wife passed away in January of 2023. She was 59 and had a traditional IRA of…

PPersonal finance

‘I don’t want to live month to month.’ I’m a retired teacher, 68, with $800K saved, but I live in an expensive state. Help.

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‘I don’t want to live month to month.’ I’m a retired teacher, 68, with $800K saved, but I live in an expensive state. Help.

December 8, 2025

Question: “I am a 68-year-old retired teacher. I have $4,500 in fixed monthly income from Social Security and…

PPersonal finance

‘I would like to retire now.’ I’m 57 with $330K saved and an IUL, but over $100K in debt. Help.

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‘I would like to retire now.’ I’m 57 with $330K saved and an IUL, but over $100K in debt. Help.

December 5, 2025

Question: “I’m 57 years old and I would like to retire now. I have $300K in my 401(k),…

PPersonal finance

‘I grew up very poor, so I’m very risk adverse.’ I’m 59 and ready to retire with $575K in my 401(k), $350K in CDs and $125K in cash. Is this a solid position to be in?

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‘I grew up very poor, so I’m very risk adverse.’ I’m 59 and ready to retire with $575K in my 401(k), $350K in CDs and $125K in cash. Is this a solid position to be in?

December 1, 2025

Question: “After working 27 years for the same great company, I am ready to retire at 59 ½…

PPersonal finance

‘We struggle.’ We’re 66, active and ready to retire — but we want out of Florida and California is too expensive. What’s our move?

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‘We struggle.’ We’re 66, active and ready to retire — but we want out of Florida and California is too expensive. What’s our move?

November 26, 2025

Question: “My husband and I are a young 66. We are very active and preparing for retirement. We…

PPersonal finance

I’m still working, but I’m over 59½ now and considering taking $20K from my 401(k) to get myself a new car. Thoughts?

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I’m still working, but I’m over 59½ now and considering taking $20K from my 401(k) to get myself a new car. Thoughts?

November 24, 2025

Question: “I am thinking of using my 401(k) to help pay for part of a new car loan.…