PPersonal finance Read More Senators’ war with Social Security continues — this time it’s about slashing visits to field officesDecember 11, 2025 Published: Dec. 11, 2025 at 3:55 p.m. ET The war between a handful of senators and the Social Security…
PPersonal finance Read More ‘My income isn’t enough to enjoy life.’ I’m 78 and a widow with no kids. I need to live on $250K, Social Security, a pension and an annuity that ‘I regret.’ Help.December 11, 2025 Question: “I’m 78 years old, a widow and have no children or grandchildren. I sold my house and…
PPersonal finance Read More ‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.December 10, 2025 Question: “We are a married couple with return-to-office mandates. This leads to a number of issues as our…
PPersonal finance Read More ‘Wide array of challenges.’ My wife and I have aging parents, just $29K in a 401(k) and face return-to-office mandates but live hundreds of miles from the office. Help.December 10, 2025 Question: “We are a married couple with return-to-office mandates. This leads to a number of issues as our…
PPersonal finance Read More ‘I would prefer to kick the can down the road.’ My wife passed away at 59, but the adviser mishandled her $400K IRA and now I think I must take RMDs earlier than I’d like. Help.December 9, 2025 Question: “My wife passed away in January of 2023. She was 59 and had a traditional IRA of…
PPersonal finance Read More Do you need an annuity in your 401(k) plan? 6 financial planners on who it works for — and who it doesn’tDecember 8, 2025 The SECURE 2.0 Act helped pave the way for employers to offer workers annuities in their retirement plans.…
PPersonal finance Read More ‘I don’t want to live month to month.’ I’m a retired teacher, 68, with $800K saved, but I live in an expensive state. Help.December 8, 2025 Question: “I am a 68-year-old retired teacher. I have $4,500 in fixed monthly income from Social Security and…
PPersonal finance Read More Trump likes Australia’s retirement-savings program — but could it actually work in the U.S.? – MarketWatchDecember 6, 2025 Trump likes Australia’s retirement-savings program — but could it actually work in the U.S.? MarketWatch Trump Signals Interest in…
PPersonal finance Read More ‘I would like to retire now.’ I’m 57 with $330K saved and an IUL, but over $100K in debt. Help.December 5, 2025 Question: “I’m 57 years old and I would like to retire now. I have $300K in my 401(k),…
PPersonal finance Read More ‘I lost everything.’ At a friend’s recommendation, I invested my life savings in a firm abroad — now it’s all gone and the CEO was in court. What now?December 4, 2025 Question: “I was introduced by a friend to a financial firm in the U.K. Shortly after transferring my…
PPersonal finance Read More ‘I grew up very poor, so I’m very risk adverse.’ I’m 59 and ready to retire with $575K in my 401(k), $350K in CDs and $125K in cash. Is this a solid position to be in?December 1, 2025 Question: “After working 27 years for the same great company, I am ready to retire at 59 ½…
PPersonal finance Read More ‘We struggle.’ We’re 66, active and ready to retire — but we want out of Florida and California is too expensive. What’s our move?November 26, 2025 Question: “My husband and I are a young 66. We are very active and preparing for retirement. We…