Nvidia executive: The cost of AI tools is ‘far beyond’ the cost of human workers
The recent tech layoffs would initially appear to indicate the great labor shift from human workers to AI…
Inheritance tax receipts soar to all-time high
Thursday 23 April 2026 1:49 pm The Treasury received a record amount of inheritance tax last year. Inheritance…
The Average Middle-Class Retirement Budget at Age 70 vs. 80
VioletaStoimenova / iStock.com Here’s a heads-up about calculating your budget after your working years: Most retirement plans assume…
Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend
Charlie’s $2.4 million portfolio supports a 4% safe withdrawal rate — $96,000 annually — but he spends only…
11 Small Ways Frugal People Make Their Lives Easier Without Spending More
Most frugal people are immune to unnecessary purchases. They don’t have a long-running list of items on their…
The Financial Lessons I’ve Learned from Watching My Favorite TV Shows
Being born in 1981, I am on the cusp of two generations, but as I googled the shows…
A 61-Year-Old With $1.6 Million Can Retire by End of 2026 If Two Numbers Stay in Line
A $1.6 million portfolio at age 61 supports $56,000 to $64,000 annual withdrawals using conservative safe withdrawal rates,…
What Retirement Really Looks Like With $6.1 Million When Spouses Disagree on How to Spend It
A $6.1M portfolio supports roughly $238,000 to $244,000 annually under current safe withdrawal rates, but a $600K–$1.2M lake…
China’s middle class is ‘shadow saving’ — hoarding cash instead of spending — and it could be a problem for Americans
China’s middle class is sitting on a mountain of cash, but they’re refusing to spend it. Bank deposits…
Dave Ramsey Is Right About Why Americans Are Spending More and Feeling Worse
Americans spent 92.2% of disposable income on consumption in Q4 2025 while their savings rate fell from 6.2%…
Compare our first ever Money Diaries in 2018 to your current spending
We need your help now Support from readers like you keeps The Journal open. You are visiting us…
How Much Did People in Their 60s Actually Spend Living in Retirement Last Year?
The average retiree household spends roughly $60,000 annually, with housing (36%), transportation (15%), health care (13%) and food…