{"id":117103,"date":"2025-10-12T09:21:10","date_gmt":"2025-10-12T09:21:10","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/117103\/"},"modified":"2025-10-12T09:21:10","modified_gmt":"2025-10-12T09:21:10","slug":"do-lifetime-loans-pose-a-risk-to-your-fair-deal-funding","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/117103\/","title":{"rendered":"Do lifetime loans\u00a0pose a risk to your Fair Deal funding?"},"content":{"rendered":"<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-91174671_secondary indo-1d70522a_marginbottom4 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop4\" style=\"color:var(--color-primary-80)\" data-testid=\"title-summary\">A lifetime loan is essentially a mortgage loan secured against your home, so what happens if you need long-term nursing home care?\n<\/p>\n<p><img decoding=\"async\" alt=\"The Fair Deal Scheme provides financial assistance for people who need long-term care. Photo: Getty\" src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2025\/10\/23dbaf60-aae5-41ac-aa6d-7ad5e868cb8e.jpg\" loading=\"eager\" width=\"100%\" data-testid=\"article-image\"  \/><\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_caption1 indo-300db776_none indo-91174671_secondary indo-66f0fec7_regular indo-1d70522a_marginbottom0 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop3 indo-b48c4984_left\" style=\"color:var(--color-grey-60)\">The Fair Deal Scheme provides financial assistance for people who need long-term care. Photo: Getty<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">If you\u2019re a regular listener to Marty in the Morning on Lyric FM, you\u2019ll be familiar with the accompanying commercials that feature a well-spoken woman espousing the benefits of taking out a lifetime loan from Spry Finance and the tagline \u201cbecause life never gets old\u201d.<\/p>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">Spry Finance, which sponsors Marty Whelan\u2019s radio show, is the country\u2019s sole provider of lifetime loans, which allow the over-60s to release equity in their home by borrowing a lump sum secured on the property.<\/p>\n","protected":false},"excerpt":{"rendered":"A lifetime loan is essentially a mortgage loan secured against your home, so what happens if you need&hellip;\n","protected":false},"author":2,"featured_media":117104,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[73],"tags":[79,3496,18,4891,60,19,17],"class_list":{"0":"post-117103","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-business","9":"tag-department-of-health","10":"tag-eire","11":"tag-gabrielle-monaghan","12":"tag-hse","13":"tag-ie","14":"tag-ireland"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/117103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=117103"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/117103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/117104"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=117103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=117103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=117103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}