{"id":140489,"date":"2025-10-23T12:17:11","date_gmt":"2025-10-23T12:17:11","guid":{"rendered":"https:\/\/www.europesays.com\/ie\/140489\/"},"modified":"2025-10-23T12:17:11","modified_gmt":"2025-10-23T12:17:11","slug":"aib-reduces-some-mortgage-rates-by-0-65-the-irish-times","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ie\/140489\/","title":{"rendered":"AIB reduces some mortgage rates by 0.65% \u2013 The Irish Times"},"content":{"rendered":"<p class=\"c-paragraph paywall b-it-article-body__text--left\"><a href=\"https:\/\/www.irishtimes.com\/tags\/aib\" target=\"_self\" rel=\"nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/aib\">AIB<\/a> has reduced a number of its non-green fixed <a href=\"https:\/\/www.irishtimes.com\/tags\/mortgage\/\" target=\"_blank\" rel=\"noreferrer nofollow noopener\" title=\"https:\/\/www.irishtimes.com\/tags\/mortgage\/\">mortgage<\/a> rates by up to 0.65 per cent, with other lenders across the group also reducing rates.<\/p>\n<p class=\"c-paragraph paywall \">The bank said the reductions could benefit more than 10,000 people each month, saving as much as \u20ac105 each month or \u20ac1,270 annually.<\/p>\n<p class=\"c-paragraph paywall b-it-article-body__text--left\">The cuts will take effect from  October 24th, for new and existing customers.<\/p>\n<p class=\"c-paragraph paywall b-it-article-body__text--left\">Customers on AIB\u2019s five-year fixed rate for non-green mortgages reduced by 0.65 per cent while its  other non-green fixed rate mortgages have also been reduced.<\/p>\n<p class=\"c-paragraph paywall b-it-article-body__text--left\">AIB Group lender EBS has reduced its green four-year fixed rate rates by 0.35 per cent having also made reductions to its non-green rates. A selection of Haven\u2019s non-green mortgage rates have also been cut by up to 0.35 per cent.<\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2025\/07\/23\/first-mortgage-the-10-things-first-time-buyers-need-to-get-right\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">Ten first-time buyer tips: From mortgage interest savings of \u20ac35,000 to funds for a doer-upperOpens in new window<\/a>\u00a0]<\/p>\n<p class=\"c-paragraph paywall \">\u201cAIB Group is pleased to offer a number of significant interest rate changes which could be of benefit to our customers on their home loans,\u201d managing director of retail banking Geraldine Casey said.<\/p>\n<p><img decoding=\"async\" alt=\"\" class=\"c-image audio_image\" src=\"https:\/\/www.europesays.com\/ie\/wp-content\/uploads\/2025\/08\/1754647931518-c07d65db-55b5-463e-ae51-976300c5837e.jpeg\"\/>Are plug-in hybrids just as polluting as petrol cars?<\/p>\n<p class=\"c-paragraph paywall \">\u201cWe continue to take a balanced and measured approach to interest rate changes, offering choice, value and convenience across our AIB, EBS and Haven brands.\u201d<\/p>\n<p class=\"c-paragraph paywall \">\u201cWe understand that some customers are buying a home in areas where green properties are limited,\u201d she said, \u201cThese new non-green rates in AIB and Haven will provide significant support to those customers, while the EBS green Fixed rate reduction is extremely competitive.\u201d<\/p>\n<p class=\"c-paragraph b-it-article-body__interstitial-link\">[\u00a0<a aria-label=\"Open related story\" class=\"c-link\" href=\"https:\/\/www.irishtimes.com\/your-money\/2025\/10\/01\/we-all-hate-doing-our-financial-admin-heres-how-to-get-on-top-of-it\/\" rel=\"noreferrer nofollow noopener\" target=\"_blank\">Scared of doing your household sums? Here\u2019s how to get on top of itOpens in new window<\/a>\u00a0]<\/p>\n","protected":false},"excerpt":{"rendered":"AIB has reduced a number of its non-green fixed mortgage rates by up to 0.65 per cent, with&hellip;\n","protected":false},"author":2,"featured_media":9880,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[73],"tags":[624,79,47010,18,83234,19,17,20097,9650],"class_list":{"0":"post-140489","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"tag-aib","9":"tag-business","10":"tag-ebs","11":"tag-eire","12":"tag-haven-mortgages","13":"tag-ie","14":"tag-ireland","15":"tag-mortgage","16":"tag-mortgages"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ie\/115423441629202083","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/140489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/comments?post=140489"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/posts\/140489\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media\/9880"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/media?parent=140489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/categories?post=140489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ie\/wp-json\/wp\/v2\/tags?post=140489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}